Deposits

12 Months Ended

Dec. 31, 2022

At December 31, 2022 and 2021, noninterest-bearing and interest-bearing deposits were as follows.


December 31, (in millions)	2022		2021
U.S. offices
Noninterest-bearing (included $26,363 and $8,115 at fair value)(a)	$	644,902	$	711,525	(b)
Interest-bearing (included $586 and $629 at fair value)(a)	1,276,346		1,359,932		(b)
Total deposits in U.S. offices	1,921,248		2,071,457
Non-U.S. offices
Noninterest-bearing (included $1,398 and $2,420 at fair value)(a)	27,005		26,229
Interest-bearing (included $273 and $169 at fair value)(a)	391,926		364,617
Total deposits in non-U.S. offices	418,931		390,846
Total deposits	$	2,340,179	$	2,462,303

(a)Includes structured notes classified as deposits for which the fair value option has been elected. Refer to Note 3 for further discussion.

(b)Prior-period amounts have been revised to conform with the current presentation.

At December 31, 2022 and 2021, time deposits in denominations that met or exceeded the insured limit were as follows.

(a)Represents all time deposits in non-U.S. offices as these deposits typically exceed the insured limit.

At December 31, 2022, the remaining maturities of interest-bearing time deposits were as follows.