XML 121 R104.htm IDEA: XBRL DOCUMENT v3.21.1
Loans - Consumer, Excluding Credit Card Loan Portfolio, Residential Real Estate, Nonaccrual Loans and Other Credit Quality Indicators (Details) - USD ($)
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans $ 948,642,000,000 $ 1,003,089,000,000 $ 960,506,000,000
Consumer, excluding credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 302,392,000,000 293,779,000,000 302,127,000,000
Consumer, excluding credit card | Residential real estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Nonaccrual loans 5,247,000,000   5,313,000,000
Retained loans $ 219,173,000,000   $ 225,302,000,000
Weighted average LTV ratio 53.00%   54.00%
Weighted average FICO $ 764   $ 763
Approximate percentage of Chapter 7 loans 30 days or more past due 7.00%    
Interest income on nonaccrual loans recognized on a cash basis $ 45,000,000 $ 43,000,000  
Consumer, excluding credit card | Residential real estate | U.S. government-guaranteed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
90 or more days past due 30,000,000   33,000,000
Retained loans 76,000,000   76,000,000
Consumer, excluding credit card | Residential real estate | California      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 70,787,000,000   73,444,000,000
Consumer, excluding credit card | Residential real estate | New York      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 32,042,000,000   32,287,000,000
Consumer, excluding credit card | Residential real estate | Florida      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 14,086,000,000   13,981,000,000
Consumer, excluding credit card | Residential real estate | Texas      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 13,320,000,000   13,773,000,000
Consumer, excluding credit card | Residential real estate | Illinois      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 12,350,000,000   13,130,000,000
Consumer, excluding credit card | Residential real estate | Colorado      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 8,085,000,000   8,235,000,000
Consumer, excluding credit card | Residential real estate | Washington      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 7,687,000,000   7,917,000,000
Consumer, excluding credit card | Residential real estate | New Jersey      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 6,934,000,000   7,227,000,000
Consumer, excluding credit card | Residential real estate | Massachusetts      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 5,715,000,000   5,784,000,000
Consumer, excluding credit card | Residential real estate | Connecticut      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 5,012,000,000   5,024,000,000
Consumer, excluding credit card | Residential real estate | All other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 43,155,000,000   44,500,000,000
Consumer, excluding credit card | Residential real estate | All other | U.S. government-guaranteed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 76,000,000   76,000,000
Consumer, excluding credit card | Residential real estate | 90 or more days past due and still accruing interest      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 0   0
Consumer, excluding credit card | Residential real estate | No FICO/LTV available      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 1,713,000,000   1,732,000,000
Consumer, excluding credit card | Residential real estate | Greater than 125% and refreshed FICO scores | Equal to or greater than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 19,000,000   10,000,000
Consumer, excluding credit card | Residential real estate | Greater than 125% and refreshed FICO scores | Less than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 14,000,000   18,000,000
Consumer, excluding credit card | Residential real estate | 101% to 125% and refreshed FICO scores | Equal to or greater than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 105,000,000   72,000,000
Consumer, excluding credit card | Residential real estate | 101% to 125% and refreshed FICO scores | Less than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 46,000,000   65,000,000
Consumer, excluding credit card | Residential real estate | 80% to 100% and refreshed FICO scores | Equal to or greater than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 1,482,000,000   2,365,000,000
Consumer, excluding credit card | Residential real estate | 80% to 100% and refreshed FICO scores | Less than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 286,000,000   435,000,000
Consumer, excluding credit card | Residential real estate | Lower than 80% and refreshed FICO scores | Equal to or greater than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans 204,165,000,000   208,457,000,000
Consumer, excluding credit card | Residential real estate | Lower than 80% and refreshed FICO scores | Less than 660      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Retained loans $ 11,267,000,000   $ 12,072,000,000