XML 74 R108.htm IDEA: XBRL DOCUMENT v3.19.3
Loans - Consumer, Excluding Credit Card Loan Portfolio, Financial Effects of Modifications and Redefaults (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
USD ($)
Sep. 30, 2018
USD ($)
Sep. 30, 2019
USD ($)
loan_payment
Sep. 30, 2018
USD ($)
Dec. 31, 2018
USD ($)
Financing Receivable, Impaired [Line Items]          
Carrying value $ 928,887 $ 947,651 $ 928,887 $ 947,651 $ 969,415
Consumer, excluding credit card          
Financing Receivable, Impaired [Line Items]          
Carrying value 331,809 $ 375,958 331,809 $ 375,958 373,637
Consumer, excluding credit card | In Process of Active or Suspended Foreclosure          
Financing Receivable, Impaired [Line Items]          
Carrying value 546   $ 546   653
Consumer, excluding credit card | Maximum          
Financing Receivable, Impaired [Line Items]          
Number of years before payment default under a modified loan     1 year    
Consumer, excluding credit card | Total residential real estate – excluding PCI          
Financing Receivable, Impaired [Line Items]          
Number of payments past due for deemed payment | loan_payment     2    
Carrying value $ 222,410   $ 222,410   259,418
Consumer, excluding credit card | Total residential real estate – excluding PCI | Maximum          
Financing Receivable, Impaired [Line Items]          
Number of months before a payment redefault under modified loans     12 months    
Consumer, excluding credit card | Total residential real estate – excluding PCI | Permanent Modification          
Financing Receivable, Impaired [Line Items]          
Weighted-average interest rate of loans with interest rate reductions – before TDR 5.57% 5.89% 5.77% 5.39%  
Weighted-average interest rate of loans with interest rate reductions – after TDR 3.58% 4.01% 3.90% 3.49%  
Weighted-average remaining contractual term (in years) of loans with term or payment extensions – before TDR 20 years 21 years 20 years 22 years  
Weighted-average remaining contractual term (in years) of loans with term or payment extensions – after TDR 39 years 39 years 39 years 38 years  
Charge-offs recognized upon permanent modification $ 0 $ 0 $ 1 $ 1  
Principal deferred 6 9 17 24  
Principal forgiven 2 4 6 14  
Balance of loans that redefaulted within one year of permanent modification 53 $ 46 132 $ 118  
Consumer, excluding credit card | Residential mortgage          
Financing Receivable, Impaired [Line Items]          
Carrying value $ 197,456   $ 197,456   231,078
Consumer, excluding credit card | Residential mortgage | Permanent Modification          
Financing Receivable, Impaired [Line Items]          
Weighted-average interest rate of loans with interest rate reductions – before TDR 5.68% 6.13% 6.08% 5.45%  
Weighted-average interest rate of loans with interest rate reductions – after TDR 3.99% 4.23% 4.36% 3.64%  
Weighted-average remaining contractual term (in years) of loans with term or payment extensions – before TDR 21 years 22 years 21 years 24 years  
Weighted-average remaining contractual term (in years) of loans with term or payment extensions – after TDR 39 years 39 years 39 years 38 years  
Charge-offs recognized upon permanent modification $ 0 $ 0 $ 1 $ 0  
Principal deferred 5 7 13 17  
Principal forgiven 1 3 3 9  
Balance of loans that redefaulted within one year of permanent modification 36 $ 27 $ 87 $ 69  
Modifications, weighted-average remaining life     10 years    
Consumer, excluding credit card | Home equity          
Financing Receivable, Impaired [Line Items]          
Carrying value $ 24,954   $ 24,954   $ 28,340
Consumer, excluding credit card | Home equity | Permanent Modification          
Financing Receivable, Impaired [Line Items]          
Weighted-average interest rate of loans with interest rate reductions – before TDR 5.50% 5.69% 5.56% 5.34%  
Weighted-average interest rate of loans with interest rate reductions – after TDR 3.30% 3.83% 3.60% 3.39%  
Weighted-average remaining contractual term (in years) of loans with term or payment extensions – before TDR 19 years 18 years 20 years 18 years  
Weighted-average remaining contractual term (in years) of loans with term or payment extensions – after TDR 39 years 39 years 40 years 39 years  
Charge-offs recognized upon permanent modification $ 0 $ 0 $ 0 $ 1  
Principal deferred 1 2 4 7  
Principal forgiven 1 1 3 5  
Balance of loans that redefaulted within one year of permanent modification $ 17 $ 19 $ 45 $ 49  
Modifications, weighted-average remaining life     9 years