XML 51 R105.htm IDEA: XBRL DOCUMENT v3.19.3
Loans - Consumer, Excluding Credit Card Loan Portfolio, Impaired Loans (Details) - Consumer, excluding credit card
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
USD ($)
Sep. 30, 2018
USD ($)
Sep. 30, 2019
USD ($)
payment
Sep. 30, 2018
USD ($)
Dec. 31, 2018
USD ($)
Impaired loans          
Loans modified subsequent to repurchase from Ginnie Mae $ 16   $ 16   $ 4,100
TDRs less than 90 days past due 1,900   1,900   2,000
Total residential real estate – excluding PCI          
Impaired loans          
With an allowance 4,020   4,020   4,523
Without an allowance 2,059   2,059   2,054
Total impaired loans 6,079   6,079   6,577
Allowance for loan losses related to impaired loans 77   77   133
Unpaid principal balance of impaired loans 8,933   8,933   9,673
Impaired loans on nonaccrual status 2,357   2,357   2,414
Average impaired loans 6,138 $ 6,937 6,363 $ 7,334  
Interest income on impaired loans 88 94 270 295  
Interest income on impaired loans on a cash basis 38 40 $ 114 121  
Number of payments under modified terms to recognize interest on cash basis | payment     6    
Residential mortgage          
Impaired loans          
With an allowance 2,958   $ 2,958   3,381
Without an allowance 1,160   1,160   1,184
Total impaired loans 4,118   4,118   4,565
Allowance for loan losses related to impaired loans 63   63   88
Unpaid principal balance of impaired loans 5,578   5,578   6,207
Impaired loans on nonaccrual status 1,376   1,376   1,459
Average impaired loans 4,200 4,872 4,390 5,242  
Interest income on impaired loans 55 61 171 197  
Interest income on impaired loans on a cash basis 17 19 $ 52 58  
Residential mortgage | Permanent Modification          
Impaired loans          
Rate of default for modified loans, estimated weighted average     12.00%    
Home equity          
Impaired loans          
With an allowance 1,062   $ 1,062   1,142
Without an allowance 899   899   870
Total impaired loans 1,961   1,961   2,012
Allowance for loan losses related to impaired loans 14   14   45
Unpaid principal balance of impaired loans 3,355   3,355   3,466
Impaired loans on nonaccrual status 981   981   $ 955
Average impaired loans 1,938 2,065 1,973 2,092  
Interest income on impaired loans 33 33 99 98  
Interest income on impaired loans on a cash basis $ 21 $ 21 $ 62 $ 63  
Home equity | Permanent Modification          
Impaired loans          
Rate of default for modified loans, estimated weighted average     7.00%