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Regulatory Capital (Tables)
 3 Months Ended
Mar. 31, 2019
Banking and Thrift [Abstract]  
Reconciliation of the Firm's regulatory capital, assets and risk-based capital ratios The following table represents the minimum and well-capitalized ratios to which the Firm and its IDI subsidiaries were subject as of March 31, 2019.
 
Minimum capital ratios
 
Well-capitalized ratios
 
BHC(a)(e)(f)

IDI(b)(e)(f)

 
BHC(c) 

IDI(d)

Capital ratios
 
 
 
 
 
CET1
10.5
%
7.0
%
 
—
%
6.5
%
Tier 1
12.0

8.5

 
6.0

8.0

Total
14.0

10.5

 
10.0

10.0

Tier 1 leverage
4.0

4.0

 
5.0

5.0

SLR
5.0

6.0

 
—

6.0

Note: The table above is as defined by the regulations issued by the Federal Reserve, OCC and FDIC and to which the Firm and its IDI subsidiaries are subject.
(a)
Represents the minimum capital ratios applicable to the Firm under Basel III. The CET1 minimum capital ratio includes a capital conservation buffer of 2.5% and GSIB surcharge of 3.5%.
(b)
Represents requirements for JPMorgan Chase’s IDI subsidiaries. The CET1 minimum capital ratio includes a capital conservation buffer of 2.5% that is applicable to the IDI subsidiaries. The IDI subsidiaries are not subject to the GSIB surcharge.
(c)
Represents requirements for bank holding companies pursuant to regulations issued by the Federal Reserve.
(d)
Represents requirements for IDI subsidiaries pursuant to regulations issued under the FDIC Improvement Act.
(e)
For the period ended December 31, 2018, the CET1, Tier 1, Total and Tier 1 leverage minimum capital ratios applicable to the Firm were 9.0%, 10.5%, 12.5%, 4.0% and 5.0% and the CET1, Tier 1, Total and Tier 1 leverage minimum capital ratios applicable to the Firm’s IDI subsidiaries were 6.375%, 7.875%, 9.875%, 4.0% and 6.0%, respectively.
(f)
Represents minimum SLR requirement of 3.0%, as well as, supplementary leverage buffers of 2.0% and 3.0% for BHC and IDI, respectively.
The following tables present the risk-based and leverage-based capital metrics for JPMorgan Chase and its significant IDI subsidiaries under both the Basel III Standardized and Basel III Advanced Approaches. As of March 31, 2019 and December 31, 2018, JPMorgan Chase and all of its IDI subsidiaries were well-capitalized and met all capital requirements to which each was subject.
March 31, 2019
(in millions, except ratios)
Basel III Standardized Fully Phased-In
 
Basel III Advanced Fully Phased-In
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Chase Bank
USA, N.A.
 
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Chase Bank
USA, N.A.
Regulatory capital
 
 
 
 
 
 
 
CET1 capital
$
186,116

$
190,158

$
24,146

 
$
186,116

$
190,158

$
24,146

Tier 1 capital
212,644

190,158

24,146

 
212,644

190,158

24,146

Total capital
241,483

201,483

29,044

 
231,454

195,212

27,646

 
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Risk-weighted
1,542,903

1,355,463

109,635

 
1,432,526

1,210,801

168,715

Adjusted average(a)
2,637,741

2,219,559

122,546

 
2,637,741

2,219,559

122,546

 
 
 
 
 
 
 
 
Capital ratios(b)
 
 
 
 
 
 
 
CET1
12.1
%
14.0
%
22.0
%
 
13.0
%
15.7
%
14.3
%
Tier 1
13.8

14.0

22.0

 
14.8

15.7

14.3

Total
15.7

14.9

26.5

 
16.2

16.1

16.4

Tier 1 leverage(c)
8.1

8.6

19.7

 
8.1

8.6

19.7

December 31, 2018
(in millions, except ratios)
Basel III Standardized Transitional
 
Basel III Advanced Transitional
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Chase Bank
USA, N.A.
 
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Chase Bank
USA, N.A.
Regulatory capital
 
 
 
 
 
 
 
CET1 capital
$
183,474

$
187,259

$
23,696

 
$
183,474

$
187,259

$
23,696

Tier 1 capital
209,093

187,259

23,696

 
209,093

187,259

23,696

Total capital
237,511

198,494

28,628

 
227,435

192,250

27,196

 
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Risk-weighted
1,528,916

1,348,230

112,513

 
1,421,205

1,205,539

174,469

Adjusted average(a)
2,589,887

2,189,293

118,036

 
2,589,887

2,189,293

118,036

 
 
 
 
 
 
 
 
Capital ratios(b)
 
 
 
 
 
 
 
CET1
12.0
%
13.9
%
21.1
%
 
12.9
%
15.5
%
13.6
%
Tier 1
13.7

13.9

21.1

 
14.7

15.5

13.6

Total
15.5

14.7

25.4

 
16.0

15.9

15.6

Tier 1 leverage(c)
8.1

8.6

20.1

 
8.1

8.6

20.1

(a)
Adjusted average assets, for purposes of calculating the Tier 1 leverage ratio, includes total quarterly average assets adjusted for on-balance sheet assets that are subject to deduction from Tier 1 capital, predominantly goodwill and other intangible assets.
(b)
For each of the risk-based capital ratios, the capital adequacy of the Firm and its IDI subsidiaries is evaluated against the lower of the two ratios as calculated under Basel III approaches (Standardized or Advanced).
(c)
The Tier 1 leverage ratio is not a risk-based measure of capital.

 
March 31, 2019
 
December 31, 2018
 
Basel III Advanced Fully Phased-In
Basel III Advanced Fully Phased-In
(in millions, except ratios)
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Chase Bank
USA, N.A.
 
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Chase Bank
USA, N.A.
Total leverage exposure
$
3,309,501

$
2,829,536

$
183,581

 
$
3,269,988

$
2,813,396

$
177,328

SLR
6.4
%
6.7
%
13.2
%
 
6.4
%
6.7
%
13.4
%