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Consolidated Statements of Cash Flows - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Operating activities      
Net income $ 32,474 $ 24,441 $ 24,733
Adjustments to reconcile net income to net cash provided by/(used in) operating activities:      
Provision for credit losses 4,871 5,290 5,361
Depreciation and amortization 7,791 6,179 5,478
Deferred tax expense 1,721 2,312 4,651
Other 2,717 2,136 1,799
Originations and purchases of loans held-for-sale (102,141) (94,628) (61,107)
Proceeds from sales, securitizations and paydowns of loans held-for-sale 93,453 93,270 60,196
Net change in:      
Trading assets (38,371) 5,673 (20,007)
Securities borrowed (6,861) (8,653) 2,313
Accrued interest and accounts receivable (5,849) (15,868) (5,815)
Other assets (8,833) 3,982 (4,176)
Trading liabilities 18,290 (26,256) 5,198
Accounts payable and other liabilities 14,630 (16,508) 5,087
Other operating adjustments 295 7,803 (1,827)
Net cash provided by/(used in) operating activities 14,187 (10,827) 21,884
Net change in:      
Federal funds sold and securities purchased under resale agreements (123,201) 31,448 (17,468)
Held-to-maturity securities:      
Proceeds from paydowns and maturities 2,945 4,563 6,218
Purchases (9,368) (2,349) (143)
Available-for-sale securities:      
Proceeds from paydowns and maturities 37,401 56,117 65,950
Proceeds from sales 46,067 90,201 48,592
Purchases (95,091) (105,309) (123,959)
Proceeds from sales and securitizations of loans held-for-investment 29,826 15,791 15,429
Other changes in loans, net (81,586) (61,650) (80,996)
All other investing activities, net (4,986) (563) (2,825)
Net cash provided by/(used in) investing activities (197,993) 28,249 (89,202)
Net change in:      
Deposits 26,728 57,022 97,336
Federal funds purchased and securities loaned or sold under repurchase agreements 23,415 (6,739) 13,007
Short-term borrowings 18,476 16,540  
Short-term borrowings     (2,461)
Beneficial interests issued by consolidated VIEs 1,712 (1,377) (5,707)
Proceeds from long-term borrowings 71,662 56,271 83,070
Payments of long-term borrowings (76,313) (83,079) (68,949)
Proceeds from issuance of preferred stock 1,696 1,258 0
Redemption of preferred stock (1,696) (1,258) 0
Treasury stock repurchased (19,983) (15,410) (9,082)
Dividends paid (10,109) (8,993) (8,476)
All other financing activities, net (1,430) 407 (467)
Net cash provided by financing activities 34,158 14,642 98,271
Effect of exchange rate changes on cash and due from banks and deposits with banks (2,863) 8,086 (1,482)
Net increase/(decrease) in cash and due from banks and deposits with banks (152,511) 40,150 29,471
Cash and due from banks and deposits with banks at the beginning of the period 431,304 391,154 361,683
Cash and due from banks and deposits with banks at the end of the period 278,793 431,304 391,154
Cash interest paid 21,152 14,153 9,508
Cash income taxes paid, net $ 3,542 $ 4,325 $ 2,405