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Regulatory Capital (Tables)
 3 Months Ended
Mar. 31, 2016
Banking and Thrift [Abstract]  
Reconciliation of the Firm's regulatory capital, assets and risk-based capital ratios
The following table presents the minimum ratios to which the Firm and its national bank subsidiaries are subject as of March 31, 2016.
 
Minimum capital ratios
Well-capitalized ratios
 
BHC(a)
IDI(b)
BHC(c) 
IDI(d)
Capital ratios
 
 
 
 
CET1
6.25
%
5.125
%
—
%
6.5
%
Tier 1
7.75

6.625

6.0

8.0

Total
9.75

8.625

10.0

10.0

Tier 1 leverage
4.0

4.0

—

5.0

Note: The table above is as defined by the regulations issued by the Federal Reserve, OCC and FDIC and to which the Firm and its national bank subsidiaries are subject.
(a) Represents the transitional minimum capital ratios applicable to the Firm under Basel III at March 31, 2016. The CET1 minimum capital ratio includes 0.625% resulting from the phase in of the Firm’s 2.5% capital conservation buffer and 1.125%, resulting from the phase in of the Firm’s estimated 4.5% GSIB surcharge as of December 31, 2014 published by the Federal Reserve on July 20, 2015.
(b) Represents requirements for JPMorgan Chase’s banking subsidiaries. The CET1 minimum capital ratio includes 0.625% resulting from the phase in of the 2.5% capital conservation buffer that is applicable to the banking subsidiaries. The banking subsidiaries are not subject to the GSIB surcharge.
(c) Represents requirements for bank holding companies pursuant to regulations issued by the Federal Reserve.
(d)
Represents requirements for bank subsidiaries pursuant to regulations issued under the FDIC Improvement Act.
The following tables present the regulatory capital, assets and risk-based capital ratios for JPMorgan Chase and its significant national bank subsidiaries under both Basel III Standardized Transitional and Basel III Advanced Transitional.
 
JPMorgan Chase & Co.(e)
 
Basel III Standardized Transitional
 
Basel III Advanced Transitional
(in millions, except ratios)
Mar 31,
2016
 
Dec 31,
2015
 
Mar 31,
2016
 
Dec 31,
2015
Regulatory capital
 
 
 
 
 
 
 
CET1 capital(a)
$
177,531

 
$
175,398

 
$
177,531

 
$
175,398

Tier 1 capital
202,399

 
200,482

 
202,399

 
200,482

Total capital
236,954

 
234,413

 
226,190

 
224,616

 
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Risk-weighted
1,470,741

 
1,465,262

 
1,497,870

 
1,485,336

Adjusted
 average(b)
2,345,926

 
2,361,177

 
2,345,926

 
2,361,177

 
 
 
 
 
 
 
 
Capital ratios(c)
 
 
 
 
 
 
 
CET1
12.1
%
 
12.0
%
 
11.9
%
 
11.8
%
Tier 1(a)
13.8

 
13.7

 
13.5

 
13.5

Total
16.1

 
16.0

 
15.1

 
15.1

Tier 1 leverage(d)
8.6

 
8.5

 
8.6

 
8.5

 
JPMorgan Chase Bank, N.A.(e) 
 
Basel III Standardized Transitional
 
Basel III Advanced Transitional
(in millions, except ratios)
Mar 31,
2016
 
Dec 31,
2015
 
Mar 31,
2016
 
Dec 31,
2015
Regulatory capital
 
 
 
 
 
 
 
CET1 capital(a)
$
170,985

 
$
168,857

 
$
170,985

 
$
168,857

Tier 1 capital
171,229

 
169,222

 
171,229

 
169,222

Total capital
185,947

 
183,262

 
178,517

 
176,423

 
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Risk-weighted
1,309,694

 
1,264,056

 
1,291,998

 
1,249,607

Adjusted
average(b)
1,919,207

 
1,913,448

 
1,919,207

 
1,913,448

 
 
 
 
 
 
 
 
Capital ratios(c)
 
 
 
 
 
 
 
CET1
13.1
%
 
13.4
%
 
13.2
%
 
13.5
%
Tier 1(a)
13.1

 
13.4

 
13.3

 
13.5

Total
14.2

 
14.5

 
13.8

 
14.1

Tier 1 leverage(d)
8.9

 
8.8

 
8.9

 
8.8

 
Chase Bank USA, N.A.(e)
 
Basel III Standardized Transitional
 
Basel III Advanced Transitional
(in millions,
 except ratios)
Mar 31,
2016
 
Dec 31,
2015
 
Mar 31,
2016
 
Dec 31,
2015
Regulatory capital
 
 
 
 
 
 
 
CET1 capital(a)
$
15,943

 
$
15,419

 
$
15,943

 
$
15,419

Tier 1 capital
15,943

 
15,419

 
15,943

 
15,419

Total capital
21,856

 
21,418

 
20,593

 
20,069

 
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Risk-weighted
99,342

 
105,807

 
181,991

 
181,775

Adjusted
average(b)
133,100

 
134,152

 
133,100

 
134,152

 
 
 
 
 
 
 
 
Capital ratios(c)
 
 
 
 
 
 
 
CET1
16.0
%
 
14.6
%
 
8.8
%
 
8.5
%
Tier 1(a)
16.0

 
14.6

 
8.8

 
8.5

Total
22.0

 
20.2

 
11.3

 
11.0

Tier 1 leverage(d)
12.0

 
11.5

 
12.0

 
11.5

(a)
Includes the deduction associated with the permissible holdings of covered funds (as defined by the Volcker Rule) acquired after December 31, 2013 which was not material as of March 31, 2016.
(b)
Adjusted average assets, for purposes of calculating the Tier 1 leverage ratio, includes total quarterly average assets adjusted for unrealized gains/(losses) on securities, less deductions for goodwill and other intangible assets, defined benefit pension plan assets, and deferred tax assets related to net operating loss and tax credit carryforwards.
(c)
For each of the risk-based capital ratios, the capital adequacy of the Firm and its national bank subsidiaries are evaluated against the Basel III approach, Standardized or Advanced, resulting in the lower ratio (the “Collins Floor”), as required by the Collins Amendment of the Dodd-Frank Act.
(d)
The Tier 1 leverage ratio is not a risk-based measure of capital. This ratio is calculated by dividing Tier 1 capital by adjusted average assets.
(e)
Asset and capital amounts for JPMorgan Chase’s banking subsidiaries reflect intercompany transactions; whereas the respective amounts for JPMorgan Chase reflect the elimination of intercompany transactions.