XML 186 R156.htm IDEA: XBRL DOCUMENT v3.3.1.900
Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2014
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Allowance for Loan and Lease Losses [Roll Forward]              
Gross charge-offs/Write-offs of PCI loans   $ 208 $ 533 $ 53      
Provision for loan losses/lending-related commitments   3,827 3,139 225      
Loans by impairment methodology              
Asset-specific         $ 12,095 $ 14,686 $ 17,745
Formula-based         779,695 686,122 653,371
PCI         41,002 46,700 53,061
Total retained loans         832,792 747,508 724,177
Lending-related commitments by impairment methodology              
Asset-specific         193 103 206
Formula-based         940,202 950,894 929,472
Total lending-related commitments         940,395 950,997 929,678
Impaired collateral-dependent loans              
Allowance for Loan and Lease Losses [Roll Forward]              
Net charge-offs/(recoveries)   120 154 272      
Impaired collateral-dependent loans              
Loans measured at fair value of collateral less cost to sell         2,849 3,351 3,467
Allowance for loan losses              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   14,185 16,264 21,936      
Gross charge-offs/Write-offs of PCI loans   5,241 6,114 7,467      
Gross recoveries   (1,155) (1,355) (1,665)      
Net charge-offs/(recoveries)   4,086 4,759 5,802      
Provision for loan losses/lending-related commitments   3,663 3,224 188      
Other   1 (11) (5)      
Ending balance $ 14,185 13,555 14,185 16,264      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Asset-specific         1,098 1,126 1,753
Formula-based         9,715 9,734 10,353
PCI         2,742 3,325 4,158
Total allowance for loan losses/lending-related commitments 14,185 14,185 16,264 21,936 13,555 14,185 16,264
Allowance for lending-related commitments              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   622 705 668      
Provision for loan losses/lending-related commitments   164 (85) 37      
Other   0 2 0      
Ending balance 622 786 622 705      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Allowance for lending-related commitments by impairment methodology, Asset-specific         73 60 60
Allowance for lending-related commitments by impairment methodology, Formula-based         713 562 645
Total allowance for loan losses/lending-related commitments 622 622 705 668 786 622 705
Consumer, excluding credit card              
Allowance for Loan and Lease Losses [Roll Forward]              
Gross charge-offs/Write-offs of PCI loans   208 533 53      
Loans by impairment methodology              
Asset-specific         9,606 12,020 13,785
Formula-based         293,751 236,263 221,609
PCI         40,998 46,696 53,055
Total retained loans         344,355 294,979 288,449
Lending-related commitments by impairment methodology              
Asset-specific         0 0 0
Formula-based         58,478 58,153 56,057
Total lending-related commitments         58,478 58,153 56,057
Consumer, excluding credit card | Impaired collateral-dependent loans              
Allowance for Loan and Lease Losses [Roll Forward]              
Net charge-offs/(recoveries)   104 133 235      
Impaired collateral-dependent loans              
Loans measured at fair value of collateral less cost to sell         2,566 3,025 3,105
Consumer, excluding credit card | Allowance for loan losses              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   7,050 8,456 12,292      
Gross charge-offs/Write-offs of PCI loans 291 1,658 2,132 2,754      
Gross recoveries   (704) (814) (847)      
Net charge-offs/(recoveries)   954 1,318 1,907      
Provision for loan losses/lending-related commitments   (82) 414 (1,872)      
Other   0 31 (4)      
Ending balance 7,050 5,806 7,050 8,456      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Asset-specific         364 539 601
Formula-based         2,700 3,186 3,697
PCI         2,742 3,325 4,158
Total allowance for loan losses/lending-related commitments 7,050 7,050 8,456 12,292 5,806 7,050 8,456
Consumer, excluding credit card | Allowance for lending-related commitments              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   13 8 7      
Provision for loan losses/lending-related commitments   1 5 1      
Other   0 0 0      
Ending balance 13 14 13 8      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Allowance for lending-related commitments by impairment methodology, Asset-specific         0 0 0
Allowance for lending-related commitments by impairment methodology, Formula-based         14 13 8
Total allowance for loan losses/lending-related commitments 13 13 8 7 14 13 8
Credit card              
Allowance for Loan and Lease Losses [Roll Forward]              
Gross charge-offs/Write-offs of PCI loans   0 0 0      
Loans by impairment methodology              
Asset-specific         1,465 2,029 3,115
Formula-based         129,922 125,998 124,350
PCI         0 0 0
Total retained loans         131,387 128,027 127,465
Lending-related commitments by impairment methodology              
Asset-specific         0 0 0
Formula-based         515,518 525,963 529,383
Total lending-related commitments         515,518 525,963 529,383
Credit card | Impaired collateral-dependent loans              
Allowance for Loan and Lease Losses [Roll Forward]              
Net charge-offs/(recoveries)   0 0 0      
Impaired collateral-dependent loans              
Loans measured at fair value of collateral less cost to sell         0 0 0
Credit card | Allowance for loan losses              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   3,439 3,795 5,501      
Gross charge-offs/Write-offs of PCI loans   3,488 3,831 4,472      
Gross recoveries   (366) (402) (593)      
Net charge-offs/(recoveries)   3,122 3,429 3,879      
Provision for loan losses/lending-related commitments   3,122 3,079 2,179      
Other   (5) (6) (6)      
Ending balance 3,439 3,434 3,439 3,795      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Asset-specific         460 500 971
Formula-based         2,974 2,939 2,824
PCI         0 0 0
Total allowance for loan losses/lending-related commitments 3,439 3,439 3,795 5,501 3,434 3,439 3,795
Credit card | Allowance for lending-related commitments              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   0 0 0      
Provision for loan losses/lending-related commitments   0 0 0      
Other   0 0 0      
Ending balance 0 0 0 0      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Allowance for lending-related commitments by impairment methodology, Asset-specific         0 0 0
Allowance for lending-related commitments by impairment methodology, Formula-based         0 0 0
Total allowance for loan losses/lending-related commitments 0 0 0 0 0 0 0
Wholesale              
Allowance for Loan and Lease Losses [Roll Forward]              
Gross charge-offs/Write-offs of PCI loans   0 0 0      
Loans by impairment methodology              
Asset-specific         1,024 637 845
Formula-based         356,022 323,861 307,412
PCI         4 4 6
Total retained loans         357,050 324,502 308,263
Lending-related commitments by impairment methodology              
Asset-specific         193 103 206
Formula-based         366,206 366,778 344,032
Total lending-related commitments         366,399 366,881 344,238
Wholesale | Impaired collateral-dependent loans              
Allowance for Loan and Lease Losses [Roll Forward]              
Net charge-offs/(recoveries)   16 21 37      
Impaired collateral-dependent loans              
Loans measured at fair value of collateral less cost to sell         283 326 362
Wholesale | Allowance for loan losses              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   3,696 4,013 4,143      
Gross charge-offs/Write-offs of PCI loans   95 151 241      
Gross recoveries   (85) (139) (225)      
Net charge-offs/(recoveries)   10 12 16      
Provision for loan losses/lending-related commitments   623 (269) (119)      
Other   6 (36) 5      
Ending balance 3,696 4,315 3,696 4,013      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Asset-specific         274 87 181
Formula-based         4,041 3,609 3,832
PCI         0 0 0
Total allowance for loan losses/lending-related commitments 3,696 3,696 4,013 4,143 4,315 3,696 4,013
Wholesale | Allowance for lending-related commitments              
Allowance for Loan and Lease Losses [Roll Forward]              
Beginning balance   609 697 661      
Provision for loan losses/lending-related commitments   163 (90) 36      
Other   0 2 0      
Ending balance 609 772 609 697      
Allowance For Lending Related Commitments, by Impairment Methodology [Abstract]              
Allowance for lending-related commitments by impairment methodology, Asset-specific         73 60 60
Allowance for lending-related commitments by impairment methodology, Formula-based         699 549 637
Total allowance for loan losses/lending-related commitments $ 609 $ 609 $ 697 $ 661 $ 772 $ 609 $ 697