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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Millions
9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Operating activities    
Net income $ 19,008 $ 16,814
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 2,576 2,299
Depreciation and amortization 3,667 3,573
Deferred tax expense/(benefit) (530) 1,894
Investment securities gains (129) (48)
Stock-based compensation 1,539 1,681
Originations and purchases of loans held-for-sale (36,188) (48,334)
Proceeds from sales, securitizations and paydowns of loans held-for-sale 39,332 53,250
Net change in:    
Trading assets 44,473 (30,542)
Securities borrowed 4,828 (7,416)
Accrued interest and accounts receivable 11,416 (7,793)
Other assets (6,229) 9,842
Trading liabilities (6,625) 2,624
Accounts payable and other liabilities (13,420) 9,341
Other operating adjustments (6,419) 662
Net cash provided by operating activities 57,299 7,847
Investing activities    
Net change in deposits with banks 108,281 (98,261)
Net change in federal funds sold and securities purchased under resale agreements (2,626) 32,272
Held-to-maturity securities:    
Proceeds from paydowns and maturities 4,790 2,947
Purchases (5,930) (8,634)
Available-for-sale securities:    
Proceeds from paydowns and maturities 58,281 67,261
Proceeds from sales 29,303 21,054
Purchases (54,034) (96,776)
Proceeds from sales and securitizations of loans held-for-investment 14,634 14,592
Other changes in loans, net (75,891) (30,070)
Net cash provided by/(used in) business acquisitions or dispositions 1,255 24
All other investing activities, net 1,659 (39)
Net cash provided by/(used in) investing activities 79,722 (95,630)
Financing activities    
Net change in deposits (96,466) 52,046
Net change in federal funds purchased and securities loaned or sold under repurchase agreements (11,789) 17,564
Net change in commercial paper and other borrowed funds (47,615) 4,367
Net change in beneficial interests issued by consolidated variable interest entities (1,374) (4,515)
Proceeds from long-term borrowings 70,243 54,263
Payments of long-term borrowings (51,382) (49,493)
Excess tax benefits related to stock-based compensation 310 387
Proceeds from issuance of preferred stock 5,893 8,848
Treasury stock purchased (4,397) (3,250)
Dividends paid (5,678) (5,078)
All other financing activities, net (1,258) (1,078)
Net cash (used in)/provided by financing activities (143,513) 74,061
Effect of exchange rate changes on cash and due from banks (81) (677)
Net decrease in cash and due from banks (6,573) (14,399)
Cash and due from banks at the beginning of the period 27,831 39,771
Cash and due from banks at the end of the period 21,258 25,372
Cash interest paid 5,624 6,008
Cash income taxes paid, net $ 6,871 $ 453