Deposits

For further discussion on deposits, see Note 19 of JPMorgan Chase’s 2014 Annual Report.

At March 31, 2015, and December 31, 2014, noninterest-bearing and interest-bearing deposits were as follows.



(in millions)	March 31, 2015		December 31, 2014
U.S. offices
Noninterest-bearing	$	441,245	$	437,558
Interest-bearing:
Demand^(a)	83,043		90,319
Savings^(b)	478,922		466,730
Time (included $8,589 and $7,501 at fair value)^(c)	82,263		86,301
Total interest-bearing deposits	644,228		643,350
Total deposits in U.S. offices	1,085,473		1,080,908
Non-U.S. offices
Noninterest-bearing	18,484		19,078
Interest-bearing:
Demand	216,815		217,011
Savings	1,999		2,673
Time (included $2,361 and $1,306 at fair value)^(c)	45,116		43,757
Total interest-bearing deposits	263,930		263,441
Total deposits in non-U.S. offices	282,414		282,519
Total deposits	$	1,367,887	$	1,363,427


(a)	Includes Negotiable Order of Withdrawal (“NOW”) accounts, and certain trust accounts.


(b)	Includes Money Market Deposit Accounts (“MMDAs”).


(c)	Includes structured notes classified as deposits for which the fair value option has been elected. For further discussion, see Note 4 of JPMorgan Chase’s 2014 Annual Report.