Deposits (Tables)

12 Months Ended

Dec. 31, 2014

At December 31, 2014 and 2013, noninterest-bearing and interest-bearing deposits were as follows.



December 31, (in millions)	2014		2013
U.S. offices
Noninterest-bearing	$	437,558	$	389,863
Interest-bearing
Demand^(a)	90,319		84,631
Savings^(b)	466,730		450,405
Time (included $7,501 and $5,995 at fair value)^(c)	86,301		91,356
Total interest-bearing deposits	643,350		626,392
Total deposits in U.S. offices	1,080,908		1,016,255
Non-U.S. offices
Noninterest-bearing	19,078		17,611
Interest-bearing
Demand	217,011		214,391
Savings	2,673		1,083
Time (included $1,306 and $629 at fair value)^(c)	43,757		38,425
Total interest-bearing deposits	263,441		253,899
Total deposits in non-U.S. offices	282,519		271,510
Total deposits	$	1,363,427	$	1,287,765


(a)	Includes Negotiable Order of Withdrawal (“NOW”) accounts, and certain trust accounts.


(b)	Includes Money Market Deposit Accounts (“MMDAs”).


(c)	Includes structured notes classified as deposits for which the fair value option has been elected. For further discussion, see Note 4.

At December 31, 2014 and 2013, time deposits in denominations of $100,000 or more were as follows.

At December 31, 2014, the maturities of interest-bearing time deposits were as follows.