Deposits (Tables)

12 Months Ended

Dec. 31, 2013

At December 31, 2013 and 2012, noninterest-bearing and interest-bearing deposits were as follows.



December 31, (in millions)	2013		2012
U.S. offices
Noninterest-bearing	$	389,863	$	380,320
Interest-bearing
Demand^(a)	84,631		53,980
Savings^(b)	450,405		407,710
Time (included $5,995 and $5,140 at fair value)^(c)	91,356		90,416
Total interest-bearing deposits	626,392		552,106
Total deposits in U.S. offices	1,016,255		932,426
Non-U.S. offices
Noninterest-bearing	17,611		17,845
Interest-bearing
Demand	214,391		195,395
Savings	1,083		1,004
Time (included $629 and $593 at fair value)^(c)	38,425		46,923
Total interest-bearing deposits	253,899		243,322
Total deposits in non-U.S. offices	271,510		261,167
Total deposits	$	1,287,765	$	1,193,593


(a)	Includes Negotiable Order of Withdrawal (“NOW”) accounts, and certain trust accounts.


(b)	Includes Money Market Deposit Accounts (“MMDAs”).


(c)	Includes structured notes classified as deposits for which the fair value option has been elected. For further discussion, see Note 4 on pages 215–218 of this Annual Report.

At December 31, 2013 and 2012, time deposits in denominations of $100,000 or more were as follows.

At December 31, 2013, the maturities of interest-bearing time deposits were as follows.