424B2 1 ps191inst.htm DATED OCTOBER 26, 2007 Pricing Supplement No 191

Pricing Supplement No. 191L, dated September October 25, 2007

(To Prospectus dated April 5, 2005 and Prospectus Supplement dated April 12, 2005)

Rule 424(b)2
File No. 333-117775
CUSIP No. 46623E HR3

 

JPMORGAN CHASE & CO.

[X]

Senior Medium-Term Notes, Series C
Due From Nine Months to Thirty Years from Date of Issue

[  ]

Subordinated Medium Term Notes, Series A
Due From Nine Months to Thirty Years from Date of Issue

Principal Amount:
Issue Price:
Commission or Discount:
Proceeds to Company:

 

$     100,000,000
                   100%
$           150,000
$      99,850,000

Agents

Principal Amount
To be Purchased

J.P. MORGAN SECURITIES INC.
CASTLEOAK SECURITITES, LP
UTENDAHL CAPITAL GROUP, LLC

$    98,000,000
$      1,000,000
$      1,000,000

Agents' Capacity:
if as principal

[  ]  As agent

[X]  As principal

[   ]

The Notes are being offered at varying prices relating to prevailing market prices at the time of sale. SEE BELOW

[ X ]

The Notes are being offered at a fixed initial public offering price equal to the Issue Price (as a percentage of Principal Amount).

Issue Date:

November 1, 2007

Stated Maturity:

November 1, 2010

Form:  [X]   Book-entry   [_]  Certificated


Currency:  U.S. Dollars

[   ]  Fixed Rate Note: N/A

[X ]  Floating Rate Note:

CD [  ]
Treasury Rate [  ]

Commercial Paper Rate [  ]
Prime Rate [  ]

 

Reuters LIBOR01
(Telerate Successor Page)
[ X ]


Interest Payment Dates:   Quarterly on the 1st or next business day of February, May, August and November, via modified following business day convention, commencing February 1, 2008.

Interest Reset Dates:    Quarterly on the 1st or next business day of February, May, August and November, via modified following business day convention, commencing February 1, 2008.

Index Maturity:  3-month LIBOR
Spread (+/-)
:   +32.0 BPS
Multiplier:   Not Applicable
Maximum Interest Rate:    Not Applicable     Minimum Interest Rate:   Not Applicable
Optional Redemption:
   Yes [   ]   No [X]