424B2 1 ps189l.htm JPM MTN 189L Pricing Supplement No

Pricing Supplement No. 189L, dated September 13, 2007

(To Prospectus dated April 5, 2005 and Prospectus Supplement dated April 12, 2005)

Rule 424(b)2
File No. 333-117775
CUSIP No. 46623E HL6

JPMorganChase

JPMORGAN CHASE & CO.

[X]

Senior Medium-Term Notes, Series C
Due From Nine Months to Thirty Years from Date of Issue

[  ]

Subordinated Medium Term Notes, Series A
Due From Nine Months to Thirty Years from Date of Issue

Principal Amount:
Issue Price:
Commission or Discount:
Proceeds to Company:

 

$     150,000,000
                 100%
$            525,000
$      149,475,000

Agents

Principal Amount
To be Purchased

J.P. MORGAN SECURITIES INC.
CABRERA CAPITAL MARKETS LLC
Jackson Securities, LLC

$ 148,500,000
$         750,000
$         750,000

Agents' Capacity:
if as principal

[  ]  As agent

[X]  As principal

[   ]

The Notes are being offered at varying prices relating to prevailing market prices at the time of sale. SEE BELOW

[ X ]

The Notes are being offered at a fixed initial public offering price equal to the Issue Price (as a percentage of Principal Amount).

Issue Date:

September 21 2007

Stated Maturity:

September 21, 2012

Form:  [X]   Book-entry   [_]  Certificated


Currency:  U.S. Dollars

[   ]  Fixed Rate Note: N/A

[X ]  Floating Rate Note:

CD [  ]
Treasury Rate [  ]

Commercial Paper Rate [  ]
Prime Rate [  ]

 

Reuters LIBOR01
(Telerate Successor Page)
[ X ]


Interest Payment Dates:   Quarterly on the 21st or next business day of March, June, September and December, via modified following business day convention, commencing December 21, 2007.

Interest Reset Dates:    Quarterly on the 21st or next business day of March, June, September and December, via modified following business day convention, commencing December 21, 2007.

Index Maturity:  3-month LIBOR
Spread (+/-)
:   +50.0 BPS
Multiplier:   Not Applicable
Maximum Interest Rate:    Not Applicable     Minimum Interest Rate:   Not Applicable
Optional Redemption:
   Yes [   ]   No [X]

Settlement Period: The terms agreement provides that the closing will occur on September 21, 2007, which will be more than three U.S. business days after the date of this pricing supplement. Rule 15c6-1 under the Securities Exchange Act of 1934 generally requires that securities trades in the secondary market settle in three business days, unless the parties to a trade expressly agree otherwise.