The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   727,903 5,165 SH   SOLE   0 0 5,165
ALPHABET INC CAP STK CL A 02079K305   104,488 748 SH   SOLE   0 0 748
AMAZON COM INC COM 023135106   459,770 3,026 SH   SOLE   0 0 3,026
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   444,756 22,961 SH   SOLE   0 0 22,961
APPLE INC COM 037833100   4,115,012 21,373 SH   SOLE   0 0 21,373
BECTON DICKINSON & CO COM 075887109   366,233 1,502 SH   SOLE   0 0 1,502
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   299,594 840 SH   SOLE   0 0 840
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   746,733 14,286 SH   SOLE   0 0 14,286
BOEING CO COM 097023105   1,178,705 4,522 SH   SOLE   0 0 4,522
BROADCOM INC COM 11135F101   243,308 218 SH   SOLE   0 0 218
CITIZENS FINL GROUP INC COM 174610105   262,429 7,919 SH   SOLE   0 0 7,919
EXXON MOBIL CORP COM 30231G102   502,899 5,030 SH   SOLE   0 0 5,030
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   260,233 6,155 SH   SOLE   0 0 6,155
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101   440,345 7,466 SH   SOLE   0 0 7,466
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   579,896 5,600 SH   SOLE   0 0 5,600
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   256,840 1,625 SH   SOLE   0 0 1,625
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   791,718 4,244 SH   SOLE   0 0 4,244
GLOBAL PMTS INC COM 37940X102   1,313,942 10,346 SH   SOLE   0 0 10,346
GLOBAL X FDS GLBL X MLP ETF 37954Y343   184,558 4,166 SH   SOLE   0 0 4,166
GLOBAL X FDS US PFD ETF 37954Y657   147,964 7,627 SH   SOLE   0 0 7,627
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   231,558 3,453 SH   SOLE   0 0 3,453
HESS CORP COM 42809H107   1,225,360 8,500 SH   SOLE   0 0 8,500
HOME DEPOT INC COM 437076102   803,566 2,319 SH   SOLE   0 0 2,319
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   838,822 40,680 SH   SOLE   0 0 40,680
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   14,033 435 SH   SOLE   0 0 435
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   118,376 3,975 SH   SOLE   0 0 3,975
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,092,944 6,926 SH   SOLE   0 0 6,926
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   5,158,459 52,616 SH   SOLE   0 0 52,616
INVESCO EXCHANGE TRADED FD T BLOOMBERG MVP MU 46137V712   30,398 750 SH   SOLE   0 0 750
INVESCO QQQ TR UNIT SER 1 46090E103   2,301,967 5,621 SH   SOLE   0 0 5,621
ISHARES INC JP MRG EM CRP BD 464286251   16,549 375 SH   SOLE   0 0 375
ISHARES INC MSCI WORLD ETF 464286392   1,429,699 10,748 SH   SOLE   0 0 10,748
ISHARES INC JP MORGAN EM ETF 464286517   15,753 429 SH   SOLE   0 0 429
ISHARES INC MSCI GBL MIN VOL 464286525   796,478 7,937 SH   SOLE   0 0 7,937
ISHARES INC MSCI EURZONE ETF 464286608   258,975 5,459 SH   SOLE   0 0 5,459
ISHARES INC CORE MSCI EMKT 46434G103   430,729 8,516 SH   SOLE   0 0 8,516
ISHARES INC MSCI TAIWAN ETF 46434G772   184 4 SH   SOLE   0 0 4
ISHARES INC MSCI JPN ETF NEW 46434G822   647,365 10,093 SH   SOLE   0 0 10,093
ISHARES TR CORE S&P TTL STK 464287150   1,514,393 14,391 SH   SOLE   0 0 14,391
ISHARES TR CHINA LG-CAP ETF 464287184   12,015 500 SH   SOLE   0 0 500
ISHARES TR CORE S&P500 ETF 464287200   1,451,786 3,040 SH   SOLE   0 0 3,040
ISHARES TR CORE US AGGBD ET 464287226   574,261 5,786 SH   SOLE   0 0 5,786
ISHARES TR MSCI EMG MKT ETF 464287234   122,118 3,037 SH   SOLE   0 0 3,037
ISHARES TR IBOXX INV CP ETF 464287242   3,600,399 32,536 SH   SOLE   0 0 32,536
ISHARES TR S&P 500 GRWT ETF 464287309   5,693,314 75,810 SH   SOLE   0 0 75,810
ISHARES TR GLOBAL ENERG ETF 464287341   22,097 565 SH   SOLE   0 0 565
ISHARES TR S&P 500 VAL ETF 464287408   3,457,281 19,882 SH   SOLE   0 0 19,882
ISHARES TR 20 YR TR BD ETF 464287432   591,995 5,987 SH   SOLE   0 0 5,987
ISHARES TR 7-10 YR TRSY BD 464287440   11,093 115 SH   SOLE   0 0 115
ISHARES TR 1 3 YR TREAS BD 464287457   5,171 63 SH   SOLE   0 0 63
ISHARES TR MSCI EAFE ETF 464287465   4,364,843 57,928 SH   SOLE   0 0 57,928
ISHARES TR CORE S&P MCP ETF 464287507   318,104 1,148 SH   SOLE   0 0 1,148
ISHARES TR ISHARES BIOTECH 464287556   3,396 25 SH   SOLE   0 0 25
ISHARES TR RUS 1000 VAL ETF 464287598   24,953 151 SH   SOLE   0 0 151
ISHARES TR S&P MC 400GR ETF 464287606   4,753 60 SH   SOLE   0 0 60
ISHARES TR RUS 2000 GRW ETF 464287648   63,559 252 SH   SOLE   0 0 252
ISHARES TR RUSSELL 2000 ETF 464287655   3,011 15 SH   SOLE   0 0 15
ISHARES TR RUSSELL 3000 ETF 464287689   2,553,720 9,329 SH   SOLE   0 0 9,329
ISHARES TR U.S. TECH ETF 464287721   64,198 523 SH   SOLE   0 0 523
ISHARES TR US INDUSTRIALS 464287754   22,415 196 SH   SOLE   0 0 196
ISHARES TR US HLTHCARE ETF 464287762   183,766 642 SH   SOLE   0 0 642
ISHARES TR U.S. FIN SVC ETF 464287770   3,763 21 SH   SOLE   0 0 21
ISHARES TR U.S. FINLS ETF 464287788   71,061 832 SH   SOLE   0 0 832
ISHARES TR U.S. ENERGY ETF 464287796   176,833 4,008 SH   SOLE   0 0 4,008
ISHARES TR CORE S&P SCP ETF 464287804   137,949 1,274 SH   SOLE   0 0 1,274
ISHARES TR U.S. BAS MTL ETF 464287838   264,715 1,916 SH   SOLE   0 0 1,916
ISHARES TR GL CLEAN ENE ETF 464288224   54,028 3,470 SH   SOLE   0 0 3,470
ISHARES TR MSCI ACWI EX US 464288240   526,171 10,309 SH   SOLE   0 0 10,309
ISHARES TR MSCI ACWI ETF 464288257   18,319 180 SH   SOLE   0 0 180
ISHARES TR JPMORGAN USD EMG 464288281   676,747 7,599 SH   SOLE   0 0 7,599
ISHARES TR NATIONAL MUN ETF 464288414   3,361 31 SH   SOLE   0 0 31
ISHARES TR IBOXX HI YD ETF 464288513   413,352 5,341 SH   SOLE   0 0 5,341
ISHARES TR MBS ETF 464288588   2,548,823 27,092 SH   SOLE   0 0 27,092
ISHARES TR USD INV GRDE ETF 464288620   1,348,856 26,314 SH   SOLE   0 0 26,314
ISHARES TR ISHS 1-5YR INVS 464288646   1,019,142 19,876 SH   SOLE   0 0 19,876
ISHARES TR 10-20 YR TRS ETF 464288653   14,290 132 SH   SOLE   0 0 132
ISHARES TR 3 7 YR TREAS BD 464288661   196,427 1,677 SH   SOLE   0 0 1,677
ISHARES TR SHORT TREAS BD 464288679   9,802 89 SH   SOLE   0 0 89
ISHARES TR PFD AND INCM SEC 464288687   198,524 6,365 SH   SOLE   0 0 6,365
ISHARES TR GLB CNS DISC ETF 464288745   202,642 1,274 SH   SOLE   0 0 1,274
ISHARES TR EAFE GRWTH ETF 464288885   9,685 100 SH   SOLE   0 0 100
ISHARES TR US TREAS BD ETF 46429B267   14,331 622 SH   SOLE   0 0 622
ISHARES TR GNMA BOND ETF 46429B333   682,556 15,425 SH   SOLE   0 0 15,425
ISHARES TR CMBS ETF 46429B366   37,536 802 SH   SOLE   0 0 802
ISHARES TR MSCI EAFE MIN VL 46429B689   3,051 44 SH   SOLE   0 0 44
ISHARES TR MSCI USA MIN VOL 46429B697   6,867 88 SH   SOLE   0 0 88
ISHARES TR MSCI USA QLT FCT 46432F339   6,588,096 44,774 SH   SOLE   0 0 44,774
ISHARES TR MSCI USA VALUE 46432F388   32,371 320 SH   SOLE   0 0 320
ISHARES TR MSCI USA MMENTM 46432F396   365,397 2,329 SH   SOLE   0 0 2,329
ISHARES TR CORE MSCI TOTAL 46432F834   31,714 488 SH   SOLE   0 0 488
ISHARES TR CORE MSCI EAFE 46432F842   9,153,851 130,119 SH   SOLE   0 0 130,119
ISHARES TR 0-5YR INVT GR CP 46434V100   2,706 55 SH   SOLE   0 0 55
ISHARES TR MSCI INTL QUALTY 46434V456   574,443 15,294 SH   SOLE   0 0 15,294
ISHARES TR CORE TOTAL USD 46434V613   39,666 861 SH   SOLE   0 0 861
ISHARES TR CORE DIV GRWTH 46434V621   3,876,123 72,020 SH   SOLE   0 0 72,020
ISHARES TR CORE MSCI EURO 46434V738   1,869,033 33,970 SH   SOLE   0 0 33,970
ISHARES TR HDG MSCI EAFE 46434V803   187,390 5,947 SH   SOLE   0 0 5,947
ISHARES TR MSCI INTL VLU FT 46435G409   22,772 859 SH   SOLE   0 0 859
ISHARES TR ESG AWR MSCI USA 46435G425   32,315 308 SH   SOLE   0 0 308
ISHARES TR FALN ANGLS USD 46435G474   667,445 25,282 SH   SOLE   0 0 25,282
ISHARES TR INTL DIV GRWTH 46435G524   689,684 10,681 SH   SOLE   0 0 10,681
ISHARES TR SELF DRIVNG EV 46435U366   70,567 1,975 SH   SOLE   0 0 1,975
ISHARES TR ROBOTICS ARTIF 46435U556   33,638 975 SH   SOLE   0 0 975
ISHARES TR BROAD USD HIGH 46435U853   954,551 26,260 SH   SOLE   0 0 26,260
ISHARES TR CORE DIVID ETF 46435U861   460,745 11,224 SH   SOLE   0 0 11,224
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   254,116 5,030 SH   SOLE   0 0 5,030
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   8,207,853 179,957 SH   SOLE   0 0 179,957
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   40,380 726 SH   SOLE   0 0 726
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   25,522 451 SH   SOLE   0 0 451
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   435 8 SH   SOLE   0 0 8
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   705 11 SH   SOLE   0 0 11
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   25,991 717 SH   SOLE   0 0 717
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q290   5,472 89 SH   SOLE   0 0 89
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   7,111 136 SH   SOLE   0 0 136
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,284,512 23,363 SH   SOLE   0 0 23,363
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q340   5,506 65 SH   SOLE   0 0 65
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   76,685 1,347 SH   SOLE   0 0 1,347
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   163,449 1,903 SH   SOLE   0 0 1,903
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   7,628 162 SH   SOLE   0 0 162
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   596,910 12,472 SH   SOLE   0 0 12,472
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,784,764 75,349 SH   SOLE   0 0 75,349
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   705 16 SH   SOLE   0 0 16
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   8,127 177 SH   SOLE   0 0 177
JOHNSON & JOHNSON COM 478160104   543,616 3,468 SH   SOLE   0 0 3,468
JPMORGAN CHASE & CO COM 46625H100   290,830 1,710 SH   SOLE   0 0 1,710
LINDE PLC SHS G54950103   232,051 565 SH   SOLE   0 0 565
MERCK & CO INC COM 58933Y105   202,983 1,862 SH   SOLE   0 0 1,862
MFA FINL INC COM 55272X607   1,055,864 93,688 SH   SOLE   0 0 93,688
MICROSOFT CORP COM 594918104   1,941,890 5,164 SH   SOLE   0 0 5,164
MONROE CAP CORP COM 610335101   193,157 27,340 SH   SOLE   0 0 27,340
NORFOLK SOUTHN CORP COM 655844108   508,217 2,150 SH   SOLE   0 0 2,150
NVIDIA CORPORATION COM 67066G104   218,887 442 SH   SOLE   0 0 442
PUTNAM MANAGED MUN INCOME TR COM 746823103   63,232 10,400 SH   SOLE   0 0 10,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   16,478,069 198,627 SH   SOLE   0 0 198,627
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,475,308 21,046 SH   SOLE   0 0 21,046
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   98,812 2,092 SH   SOLE   0 0 2,092
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,538,662 43,862 SH   SOLE   0 0 43,862
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   20,583 458 SH   SOLE   0 0 458
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   72,337 2,918 SH   SOLE   0 0 2,918
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   1,597 33 SH   SOLE   0 0 33
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,350 31 SH   SOLE   0 0 31
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   157,264 3,163 SH   SOLE   0 0 3,163
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,757,089 36,266 SH   SOLE   0 0 36,266
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   30,880 361 SH   SOLE   0 0 361
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   785,025 5,756 SH   SOLE   0 0 5,756
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   936 13 SH   SOLE   0 0 13
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,165,150 6,516 SH   SOLE   0 0 6,516
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,921,137 22,914 SH   SOLE   0 0 22,914
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   278,821 7,415 SH   SOLE   0 0 7,415
SELECT SECTOR SPDR TR INDL 81369Y704   779,914 6,842 SH   SOLE   0 0 6,842
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   779,953 4,052 SH   SOLE   0 0 4,052
SONOCO PRODS CO COM 835495102   941,745 16,856 SH   SOLE   0 0 16,856
SOUTHERN CO COM 842587107   238,548 3,402 SH   SOLE   0 0 3,402
SOUTHSTATE CORPORATION COM 840441109   361,446 4,280 SH   SOLE   0 0 4,280
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   1,197,691 25,051 SH   SOLE   0 0 25,051
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,582,405 3,329 SH   SOLE   0 0 3,329
SPDR S&P 500 ETF TR TR UNIT 78462F103   475,310 1,000 SH Put SOLE   0 0 1,000
SPDR SER TR NUVEEN BLOOMBERG 78464A284   682,645 26,982 SH   SOLE   0 0 26,982
SPDR SER TR PRTFLO S&P500 GW 78464A409   24,077 370 SH   SOLE   0 0 370
SPDR SER TR PORTFOLIO SHORT 78464A474   410,190 13,774 SH   SOLE   0 0 13,774
SPDR SER TR AEROSPACE DEF 78464A631   1,071,794 7,915 SH   SOLE   0 0 7,915
SPDR SER TR PORTFOLIO LN TSR 78464A664   6,646 229 SH   SOLE   0 0 229
SPDR SER TR PORTFLI INTRMDIT 78464A672   83,084 2,909 SH   SOLE   0 0 2,909
SPDR SER TR S&P DIVID ETF 78464A763   1,377,437 11,022 SH   SOLE   0 0 11,022
SPDR SER TR BLOOMBERG INVT 78468R200   325,569 10,643 SH   SOLE   0 0 10,643
SPDR SER TR BLOOMBERG HIGH Y 78468R622   56,554 597 SH   SOLE   0 0 597
SPDR SER TR NUVEEN BLMBRG MU 78468R721   607,569 12,927 SH   SOLE   0 0 12,927
SPDR SER TR NUVEEN BLMBRG SH 78468R739   7 0 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   14,932 354 SH   SOLE   0 0 354
UNITED BANKSHARES INC WEST V COM 909907107   1,510,270 40,220 SH   SOLE   0 0 40,220
UNITED PARCEL SERVICE INC CL B 911312106   991,178 6,304 SH   SOLE   0 0 6,304
VANECK ETF TRUST GOLD MINERS ETF 92189F106   37,802 1,219 SH   SOLE   0 0 1,219
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   183,404 2,161 SH   SOLE   0 0 2,161
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   156,257 6,164 SH   SOLE   0 0 6,164
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   298,870 5,789 SH   SOLE   0 0 5,789
VANECK ETF TRUST CLO ETF 92189H748   39,094 750 SH   SOLE   0 0 750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   363,786 833 SH   SOLE   0 0 833
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   68,744 778 SH   SOLE   0 0 778
VANGUARD INDEX FDS GROWTH ETF 922908736   933 3 SH   SOLE   0 0 3
VANGUARD INDEX FDS VALUE ETF 922908744   1,047 7 SH   SOLE   0 0 7
VANGUARD INDEX FDS SMALL CP ETF 922908751   213 1 SH   SOLE   0 0 1
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   295,133 1,732 SH   SOLE   0 0 1,732
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   833,095 7,463 SH   SOLE   0 0 7,463
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   11,902 179 SH   SOLE   0 0 179
WALMART INC COM 931142103   282,666 1,793 SH   SOLE   0 0 1,793
WISDOMTREE TR US LARGECAP DIVD 97717W307   486,300 7,326 SH   SOLE   0 0 7,326