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Operating Expenses
12 Months Ended
Dec. 31, 2011
Operating Expenses [Abstract]  
OPERATING EXPENSES

NOTE 16 — OPERATING EXPENSES

The following schedule includes the major categories of operating expenses during the past three years:

 

                         
    Years Ended December 31,  
    2011     2010     2009  
    (In thousands)  

Salaries and wages

  $ 61,301     $ 56,750     $ 49,227  

Employee benefits

    13,192       11,666       10,991  

Occupancy

    12,974       11,491       10,359  

Equipment and software

    11,935       13,446       9,723  

Outside processing/service fees

    6,226       4,534       3,231  

Other real estate expenses

    6,034       3,660       6,031  

FDIC insurance premiums

    5,375       7,388       7,013  

Professional fees

    4,128       5,589       4,165  

Loan collection costs

    3,501       4,537       3,056  

Postage and courier

    3,147       3,115       2,951  

Advertising and marketing

    2,850       3,054       2,396  

Intangible asset amortization

    1,860       1,705       719  

Supplies

    1,690       1,740       1,526  

Telephone

    1,631       1,768       1,840  

Other

    6,159       6,359       4,382  
   

 

 

   

 

 

   

 

 

 

Total Operating Expenses

  $ 142,003     $ 136,802     $ 117,610