XML 106 R90.htm IDEA: XBRL DOCUMENT v3.20.4
Allowance for Credit Losses and Credit Quality - Rollfowards of the Allowance for Loan and Lease Losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Allowance for loan and lease losses      
Balance, beginning of period $ 113,052 $ 157,446 $ 171,041
Charge-offs (86,515) (97,935) (84,728)
Recoveries 41,432 30,384 29,703
Net (charge-offs) recoveries (45,083) (67,551) (55,025)
Provision for credit losses 252,073 65,282 46,768
Other (166) (42,125) (5,338)
Balance, end of period 525,868 113,052 157,446
Unfunded commitments [Roll Forward]      
Balance, beginning of period 3,528 1,428 1,479
Charge-offs 0 0 0
Recoveries 0 0 0
Net (charge-offs) recoveries 0 0 0
Provision for credit losses 5,078 233 (51)
Other 0 0 0
Balance, end of period 23,313 3,528 1,428
Allowance for loan, leases and unfunded commitments [Roll Forward]      
Balance, beginning of period 116,580 158,874 172,520
Charge-offs (86,515) (97,935) (84,728)
Recoveries 41,432 30,384 29,703
Net (charge-offs) recoveries (45,083) (67,551) (55,025)
Provision for credit losses 257,151 65,515 46,717
Other (166) (42,125) (5,338)
Balance, end of period 549,181 116,580 158,874
PCD Loans      
Allowance for loan and lease losses      
Addition due to merger   0  
Unfunded commitments [Roll Forward]      
Addition due to merger   1,867  
Allowance for loan, leases and unfunded commitments [Roll Forward]      
Addition due to merger   1,867  
Consumer Loan Portfolio      
Allowance for loan and lease losses      
Balance, beginning of period 28,572 80,017 98,085
Charge-offs (23,270) (50,480) (64,520)
Recoveries 15,527 23,653 26,487
Net (charge-offs) recoveries (7,743) (26,827) (38,033)
Provision for credit losses 8,773 17,492 24,851
Other (45) (42,110) (4,886)
Balance, end of period 136,894 28,572 80,017
Consumer Loan Portfolio | PCD Loans      
Allowance for loan and lease losses      
Addition due to merger   0  
Commercial Loan and Lease Portfolio      
Allowance for loan and lease losses      
Balance, beginning of period 84,480 77,429 72,956
Charge-offs (63,245) (47,455) (20,208)
Recoveries 25,905 6,731 3,216
Net (charge-offs) recoveries (37,340) (40,724) (16,992)
Provision for credit losses 243,300 47,790 21,917
Other (121) (15) (452)
Balance, end of period 388,974 84,480 $ 77,429
Commercial Loan and Lease Portfolio | PCD Loans      
Allowance for loan and lease losses      
Addition due to merger   0  
Cumulative Effect, Period of Adoption, Adjustment      
Allowance for loan and lease losses      
Balance, beginning of period 205,992    
Balance, end of period   205,992  
Unfunded commitments [Roll Forward]      
Balance, beginning of period 14,707    
Balance, end of period   14,707  
Allowance for loan, leases and unfunded commitments [Roll Forward]      
Balance, beginning of period 220,699    
Balance, end of period   220,699  
Cumulative Effect, Period of Adoption, Adjustment | Consumer Loan Portfolio      
Allowance for loan and lease losses      
Balance, beginning of period 107,337    
Balance, end of period   107,337  
Cumulative Effect, Period of Adoption, Adjustment | Commercial Loan and Lease Portfolio      
Allowance for loan and lease losses      
Balance, beginning of period 98,655    
Balance, end of period   98,655  
Cumulative Effect, Period of Adoption, Adjusted Balance      
Allowance for loan and lease losses      
Balance, beginning of period 319,044    
Balance, end of period   319,044  
Unfunded commitments [Roll Forward]      
Balance, beginning of period 18,235    
Balance, end of period   18,235  
Allowance for loan, leases and unfunded commitments [Roll Forward]      
Balance, beginning of period 337,279    
Balance, end of period   337,279  
Cumulative Effect, Period of Adoption, Adjusted Balance | Consumer Loan Portfolio      
Allowance for loan and lease losses      
Balance, beginning of period 135,909    
Balance, end of period   135,909  
Cumulative Effect, Period of Adoption, Adjusted Balance | Commercial Loan and Lease Portfolio      
Allowance for loan and lease losses      
Balance, beginning of period $ 183,135    
Balance, end of period   $ 183,135