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Regulatory Capital and Reserve Requirements (Tables)
12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required
for Capital Adequacy
Purposes
 
Minimum Required for Capital Adequacy Purposes Plus Capital Conservation Buffer
 
Required to be Well
Capitalized Under
Prompt Corrective 
Action Regulations
(Dollars in thousands)
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
1,614,046

 
11.0
%
 
$
1,179,076

 
8.0
%
 
$
1,363,307

 
9.3
%
 
N/A

 
N/A

Chemical Bank
 
1,613,087

 
11.0

 
1,176,361

 
8.0

 
1,360,167

 
9.3

 
$
1,470,451

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,498,463

 
10.2

 
884,307

 
6.0

 
1,068,538

 
7.3

 
N/A

 
N/A

Chemical Bank
 
1,513,219

 
10.3

 
882,271

 
6.0

 
1,066,077

 
7.3

 
1,176,361

 
8.0

Common Equity Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,498,463

 
10.2

 
663,230

 
4.5

 
847,461

 
5.8

 
N/A

 
N/A

Chemical Bank
 
1,513,219

 
10.3

 
661,703

 
4.5

 
845,509

 
5.8

 
955,793

 
6.5

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,498,463

 
8.3

 
720,890

 
4.0

 
720,890

 
4.0

 
N/A

 
N/A

Chemical Bank
 
1,513,219

 
8.4

 
720,043

 
4.0

 
720,043

 
4.0

 
900,053

 
5.0

December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
1,543,018

 
11.5
%
 
$
1,073,431

 
8.0
%
 
$
1,157,293

 
8.6
%
 
N/A

 
N/A

Chemical Bank
 
1,608,980

 
12.0

 
1,068,560

 
8.0

 
$
1,152,041

 
8.6

 
$
1,335,700

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,441,209

 
10.7

 
805,073

 
6.0

 
888,935

 
6.6

 
N/A

 
N/A

Chemical Bank
 
1,522,711

 
11.4

 
801,420

 
6.0

 
884,901

 
6.6

 
1,068,560

 
8.0

Common Equity Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,441,209

 
10.7

 
603,805

 
4.5

 
687,667

 
5.1

 
N/A

 
N/A

Chemical Bank
 
1,522,711

 
11.4

 
601,065

 
4.5

 
684,546

 
5.1

 
868,205

 
6.5

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,441,209

 
9.0

 
643,603

 
4.0

 
643,603

 
4.0

 
N/A

 
N/A

Chemical Bank
 
1,522,711

 
9.5

 
641,457

 
4.0

 
641,457

 
4.0

 
801,822

 
5.0