Regulatory Capital and Reserve Requirements (Tables)

12 Months Ended

Dec. 31, 2015

Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy

The summary below compares the Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy. Amounts as of December 31, 2015 were based on the Basel III capital rules, which became effective January 1, 2015. Amounts as of December 31, 2014 were based on the regulatory capital rules in effect as of that date.



	Actual				Minimum Required for Capital Adequacy Purposes				Required to be Well Capitalized Under Prompt Corrective Action Regulations
	Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
	(Dollars in thousands)
December 31, 2015
Total Capital to Risk-Weighted Assets:
Corporation	$	841,257	11.8	%	$	571,509	8.0	%	N/A		N/A
Chemical Bank	830,294		11.7		570,073		8.0		$	712,591	10.0	%
Tier 1 Capital to Risk-Weighted Assets:
Corporation	767,929		10.7		428,631		6.0		N/A		N/A
Chemical Bank	756,966		10.6		427,555		6.0		570,073		8.0
Common Equity Tier 1 Capital to Risk-Weighted Assets:
Corporation	753,815		10.6		321,474		4.5		N/A		N/A
Chemical Bank	756,966		10.6		320,666		4.5		463,184		6.5	%
Leverage Ratio:
Corporation	767,929		8.6		356,396		4.0		N/A		N/A
Chemical Bank	756,966		8.5		355,911		4.0		444,888		5.0
December 31, 2014
Total Capital to Risk-Weighted Assets:
Corporation	$	705,130	12.4	%	$	456,302	8.0	%	N/A		N/A
Chemical Bank	654,031		11.5		455,633		8.0		$	569,541	10.0	%
Tier 1 Capital to Risk-Weighted Assets:
Corporation	633,779		11.1		228,151		4.0		N/A		N/A
Chemical Bank	582,783		10.2		227,816		4.0		341,725		6.0
Leverage Ratio:
Corporation	633,779		9.3		273,226		4.0		N/A		N/A
Chemical Bank	582,783		8.5		273,048		4.0		341,310		5.0