XML 36 R28.htm IDEA: XBRL DOCUMENT v2.4.1.9
Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2015
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation’s and Chemical Bank’s actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
March 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
727,090

 
13.0
%
 
$
446,173

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
676,488

 
12.1

 
445,471

 
8.0

 
$
556,838

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
657,307

 
11.8

 
334,630

 
6.0

 
N/A

 
N/A

Chemical Bank
 
606,813

 
10.9

 
334,103

 
6.0

 
445,471

 
8.0

Common Equity Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
657,307

 
11.8

 
250,972

 
4.5

 
N/A

 
N/A

Chemical Bank
 
606,813

 
10.9

 
250,577

 
4.5

 
361,945

 
6.5

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
657,307

 
9.1

 
289,948

 
4.0

 
N/A

 
N/A

Chemical Bank
 
606,813

 
8.4

 
289,840

 
4.0

 
362,300

 
5.0

December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
705,130

 
12.4
%
 
$
456,302

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
654,031

 
11.5

 
455,633

 
8.0

 
$
569,541

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
633,779

 
11.1

 
228,151

 
4.0

 
N/A

 
N/A

Chemical Bank
 
582,783

 
10.2

 
227,816

 
4.0

 
341,725

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
633,779

 
9.3

 
273,226

 
4.0

 
N/A

 
N/A

Chemical Bank
 
582,783

 
8.5

 
273,048

 
4.0

 
341,310

 
5.0

March 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
659,644

 
13.8
%
 
$
381,146

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
589,254

 
12.4

 
380,542

 
8.0

 
$
475,678

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
599,856

 
12.6

 
190,573

 
4.0

 
N/A

 
N/A

Chemical Bank
 
529,560

 
11.1

 
190,271

 
4.0

 
285,407

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
599,856

 
9.9

 
243,070

 
4.0

 
N/A

 
N/A

Chemical Bank
 
529,560

 
8.7

 
242,939

 
4.0

 
303,673

 
5.0