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Regulatory Capital and Reserve Requirements (Tables)
12 Months Ended
Dec. 31, 2014
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum
Required for
Capital Adequacy
Purposes
 
Required to be
Well Capitalized
Under Prompt
Corrective Action
Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
705,130

 
12.4
%
 
$
456,302

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
654,031

 
11.5

 
455,633

 
8.0

 
$
569,541

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
633,779

 
11.1

 
228,151

 
4.0

 
N/A

 
N/A

Chemical Bank
 
582,783

 
10.2

 
227,816

 
4.0

 
341,725

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
633,779

 
9.3

 
273,226

 
4.0

 
N/A

 
N/A

Chemical Bank
 
582,783

 
8.5

 
273,048

 
4.0

 
341,310

 
5.0

December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
649,836

 
14.0
%
 
$
371,465

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
579,494

 
12.5

 
370,881

 
8.0

 
$
463,601

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
12.7

 
185,732

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
11.2

 
185,440

 
4.0

 
278,160

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
9.9

 
239,010

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
8.7

 
238,884

 
4.0

 
298,605

 
5.0