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Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2014
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation’s and Chemical Bank’s actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
June 30, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
748,332

 
15.3
%
 
$
391,911

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
601,561

 
12.3

 
391,305

 
8.0

 
$
489,131

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
686,892

 
14.0

 
195,955

 
4.0

 
N/A

 
N/A

Chemical Bank
 
540,214

 
11.0

 
195,653

 
4.0

 
293,479

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
686,892

 
11.2

 
244,757

 
4.0

 
N/A

 
N/A

Chemical Bank
 
540,214

 
8.8

 
244,604

 
4.0

 
305,755

 
5.0

December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
649,836

 
14.0
%
 
$
371,465

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
579,494

 
12.5

 
370,881

 
8.0

 
$
463,601

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
12.7

 
185,732

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
11.2

 
185,440

 
4.0

 
278,160

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
9.9

 
239,010

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
8.7

 
238,884

 
4.0

 
298,605

 
5.0

June 30, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
572,503

 
13.1
%
 
$
348,442

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
556,536

 
12.8

 
347,865

 
8.0

 
$
434,831

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
517,716

 
11.9

 
174,221

 
4.0

 
N/A

 
N/A

Chemical Bank
 
501,839

 
11.5

 
173,932

 
4.0

 
260,899

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
517,716

 
9.1

 
228,436

 
4.0

 
N/A

 
N/A

Chemical Bank
 
501,839

 
8.8

 
228,126

 
4.0

 
285,157

 
5.0