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Regulatory Capital and Reserve Requirements (Tables)
12 Months Ended
Dec. 31, 2013
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum
Required for
Capital Adequacy
Purposes
 
Required to be
Well Capitalized
Under Prompt
Corrective Action
Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
649,836

 
14.0
%
 
$
371,465

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
579,494

 
12.5

 
370,881

 
8.0

 
$
463,601

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
12.7

 
185,732

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
11.2

 
185,440

 
4.0

 
278,160

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
9.9

 
239,010

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
8.7

 
238,884

 
4.0

 
298,605

 
5.0

December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
552,171

 
13.2
%
 
$
334,140

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
536,223

 
12.9

 
333,195

 
8.0

 
$
416,494

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
12.0

 
167,070

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
11.6

 
166,598

 
4.0

 
249,896

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
9.2

 
217,145

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
8.9

 
216,784

 
4.0

 
270,980

 
5.0