XML 71 R28.htm IDEA: XBRL DOCUMENT v2.4.0.8
Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2013
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation’s and Chemical Bank’s actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
June 30, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
572,503

 
13.1
%
 
$
348,442

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
556,536

 
12.8

 
347,865

 
8.0

 
$
434,831

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
517,716

 
11.9

 
174,221

 
4.0

 
N/A

 
N/A

Chemical Bank
 
501,839

 
11.5

 
173,932

 
4.0

 
260,899

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
517,716

 
9.1

 
228,436

 
4.0

 
N/A

 
N/A

Chemical Bank
 
501,839

 
8.8

 
228,126

 
4.0

 
285,157

 
5.0

December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
552,171

 
13.2
%
 
$
334,140

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
536,223

 
12.9

 
333,195

 
8.0

 
$
416,494

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
12.0

 
167,070

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
11.6

 
166,598

 
4.0

 
249,896

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
9.2

 
217,145

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
8.9

 
216,784

 
4.0

 
270,980

 
5.0

June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
542,827

 
13.6
%
 
$
319,863

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
535,868

 
13.4

 
319,236

 
8.0

 
$
399,045

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
492,395

 
12.3

 
159,931

 
4.0

 
N/A

 
N/A

Chemical Bank
 
485,533

 
12.2

 
159,618

 
4.0

 
239,427

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
492,395

 
9.4

 
208,808

 
4.0

 
N/A

 
N/A

Chemical Bank
 
485,533

 
9.3

 
208,778

 
4.0

 
260,973

 
5.0