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Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2013
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation’s and Chemical Bank’s actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
561,092

 
13.3
%
 
$
337,508

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
545,361

 
13.0

 
336,576

 
8.0

 
$
420,720

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
507,985

 
12.0

 
168,754

 
4.0

 
N/A

 
N/A

Chemical Bank
 
492,398

 
11.7

 
168,288

 
4.0

 
252,432

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
507,985

 
8.8

 
230,992

 
4.0

 
N/A

 
N/A

Chemical Bank
 
492,398

 
8.5

 
230,544

 
4.0

 
288,179

 
5.0

December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
552,171

 
13.2
%
 
$
334,140

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
536,223

 
12.9

 
333,195

 
8.0

 
$
416,494

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
12.0

 
167,070

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
11.6

 
166,598

 
4.0

 
249,896

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
9.2

 
217,145

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
8.9

 
216,784

 
4.0

 
270,980

 
5.0

March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
528,910

 
13.7
%
 
$
309,209

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
522,775

 
13.5

 
309,024

 
8.0

 
$
386,280

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
480,109

 
12.4

 
154,605

 
4.0

 
N/A

 
N/A

Chemical Bank
 
474,002

 
12.3

 
154,512

 
4.0

 
231,768

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
481,109

 
9.1

 
210,126

 
4.0

 
N/A

 
N/A

Chemical Bank
 
474,002

 
9.0

 
210,055

 
4.0

 
262,569

 
5.0