COUNSEL

0001960657-23-000004.txt : 20231107 0001960657-23-000004.hdr.sgml : 20231107 20231107165131 ACCESSION NUMBER: 0001960657-23-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231107 DATE AS OF CHANGE: 20231107 EFFECTIVENESS DATE: 20231107 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Waterford Advisors, LLC CENTRAL INDEX KEY: 0001960657 IRS NUMBER: 161543527 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22982 FILM NUMBER: 231384822 BUSINESS ADDRESS: STREET 1: 3858 N. BUFFALO ROAD, SUITE 2 CITY: ORCHARD PARK STATE: NY ZIP: 14127 BUSINESS PHONE: 716-580-3906 MAIL ADDRESS: STREET 1: 3858 N. BUFFALO ROAD, SUITE 2 CITY: ORCHARD PARK STATE: NY ZIP: 14127 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001960657 XXXXXXXX 09-30-2023 09-30-2023 Waterford Advisors, LLC

3858 N. BUFFALO ROAD, SUITE 2 ORCHARD PARK NY 14127

13F HOLDINGS REPORT 028-22982 000119442 801-62941 N JORDAN GREEN COUNSEL 6098810101 JORDAN GREEN Stone Harbor NJ 11-07-2023 0 47 178765062 false INFORMATION TABLE 2 waterfordq32313f.xml WATERFORD INFORMATION TABLE ISHARES TR CORE S&P500 ETF 464287200 34503842 80348 SH SOLE 0 0 80348 VANGUARD INDEX FDS GROWTH ETF 922908736 15751102 57839 SH SOLE 0 0 57839 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 15384300 347825 SH SOLE 0 0 347825 VANGUARD INDEX FDS VALUE ETF 922908744 15202434 110214 SH SOLE 0 0 110214 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 13852061 316807 SH SOLE 0 0 316807 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 12506710 301949 SH SOLE 0 0 301949 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 11082359 231696 SH SOLE 0 0 231696 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 8908775 281300 SH SOLE 0 0 281300 ISHARES TR NATIONAL MUN ETF 464288414 8362957 81558 SH SOLE 0 0 81558 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5532758 162920 SH SOLE 0 0 162920 ISHARES TR GLOBAL REIT ETF 46434V647 4850611 229127 SH SOLE 0 0 229127 VANGUARD WORLD FD MEGA CAP INDEX 921910873 4693764 30906 SH SOLE 0 0 30906 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3253341 50471 SH SOLE 0 0 50471 ISHARES TR IBONDS DEC24 ETF 46434VBG4 2547951 103031 SH SOLE 0 0 103031 ISHARES TR IBONDS DEC23 ETF 46434VAX8 2449845 96603 SH SOLE 0 0 96603 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2436240 17194 SH SOLE 0 0 17194 COMMUNITY BK SYS INC COM 203607106 1893667 44863 SH SOLE 0 0 44863 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1604849 21211 SH SOLE 0 0 21211 APPLE INC COM 037833100 1445860 8445 SH SOLE 0 0 8445 AMPHENOL CORP NEW CL A 032095101 1138988 13561 SH SOLE 0 0 13561 RTX CORPORATION COM 75513E101 1075736 14947 SH SOLE 0 0 14947 MICROSOFT CORP COM 594918104 875289 2772 SH SOLE 0 0 2772 CARRIER GLOBAL CORPORATION COM 14448C104 738631 13381 SH SOLE 0 0 13381 VANGUARD INDEX FDS SMALL CP ETF 922908751 723269 3824 SH SOLE 0 0 3824 ISHARES INC MSCI WORLD ETF 464286392 624403 5196 SH SOLE 0 0 5196 ISHARES TR MSCI EAFE ETF 464287465 601672 8730 SH SOLE 0 0 8730 OTIS WORLDWIDE CORP COM 68902V107 537274 6690 SH SOLE 0 0 6690 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 504035 13041 SH SOLE 0 0 13041 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 491268 1251 SH SOLE 0 0 1251 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 401841 8061 SH SOLE 0 0 8061 HOME DEPOT INC COM 437076102 395225 1308 SH SOLE 0 0 1308 SPDR S&P 500 ETF TR TR UNIT 78462F103 390717 914 SH SOLE 0 0 914 MERCK & CO INC COM 58933Y105 330264 3208 SH SOLE 0 0 3208 EXXON MOBIL CORP COM 30231G102 329514 2802 SH SOLE 0 0 2802 ISHARES TR IBONDS DEC25 ETF 46434VBD1 315489 12946 SH SOLE 0 0 12946 JPMORGAN CHASE & CO COM 46625H100 307007 2117 SH SOLE 0 0 2117 ISHARES TR CORE MSCI TOTAL 46432F834 302230 5038 SH SOLE 0 0 5038 AMGEN INC COM 031162100 289723 1078 SH SOLE 0 0 1078 VISA INC COM CL A 92826C839 282912 1230 SH SOLE 0 0 1230 NVIDIA CORPORATION COM 67066G104 259266 596 SH SOLE 0 0 596 META PLATFORMS INC CL A 30303M102 243470 811 SH SOLE 0 0 811 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 235560 3329 SH SOLE 0 0 3329 SHERWIN WILLIAMS CO COM 824348106 229545 900 SH SOLE 0 0 900 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 228704 3145 SH SOLE 0 0 3145 JOHNSON & JOHNSON COM 478160104 223765 1437 SH SOLE 0 0 1437 PROCTER AND GAMBLE CO COM 742718109 214140 1468 SH SOLE 0 0 1468 SOUTHERN CO COM 842587107 211699 3271 SH SOLE 0 0 3271