The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   275,473 2,199 SH   SOLE   503 0 1,696
ABBVIE INC COM 00287Y109   722,004 3,160 SH   SOLE   1,133 0 2,027
ALPHABET INC CAP STK CL C 02079K107   533,460 1,700 SH   SOLE   700 0 1,000
ALPHABET INC CAP STK CL A 02079K305   330,528 1,056 SH   SOLE   56 0 1,000
AMAZON COM INC COM 023135106   2,820,851 12,221 SH   SOLE   10,734 0 1,487
AMERICAN EXPRESS CO COM 025816109   256,793 694 SH   SOLE   694 0 0
AMGEN INC COM 031162100   8,883,338 27,140 SH   SOLE   4,921 0 22,219
ELEVANCE HEALTH INC FORMERLY COM 036752103   1,309,794 3,736 SH   SOLE   3,691 0 45
APPLE INC COM 037833100   6,205,648 22,827 SH   SOLE   21,246 0 1,581
AUTOMATIC DATA PROCESSING IN COM 053015103   466,360 1,813 SH   SOLE   1,813 0 0
BANK AMERICA CORP COM 060505104   273,631 4,975 SH   SOLE   3,950 0 1,026
BANK NEW YORK MELLON CORP COM 064058100   503,104 4,334 SH   SOLE   4,134 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,331,609 10,607 SH   SOLE   9,405 0 1,202
BLACKSTONE INC COM 09260D107   468,586 3,040 SH   SOLE   3,040 0 0
BROADCOM INC COM 11135F101   1,454,467 4,202 SH   SOLE   3,732 0 470
CHEVRON CORP NEW COM 166764100   291,443 1,912 SH   SOLE   1,779 0 133
CISCO SYS INC COM 17275R102   427,881 5,555 SH   SOLE   3,742 0 1,812
COSTCO WHSL CORP NEW COM 22160K105   1,223,756 1,419 SH   SOLE   1,378 0 41
DISNEY WALT CO COM 254687106   214,735 1,887 SH   SOLE   1,033 0 854
META PLATFORMS INC CL A 30303M102   1,198,332 1,815 SH   SOLE   1,427 0 388
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   421,961 6,074 SH   SOLE   4,896 0 1,178
GILEAD SCIENCES INC COM 375558103   233,524 1,903 SH   SOLE   1,546 0 356
HCA HEALTHCARE INC COM 40412C101   308,128 660 SH   SOLE   660 0 0
HOME DEPOT INC COM 437076102   211,931 616 SH   SOLE   153 0 463
ISHARES TR CORE S&P500 ETF 464287200   670,919 980 SH   SOLE   806 0 174
ISHARES TR RUS MD CP GR ETF 464287481   4,263,804 31,136 SH   SOLE   28,285 0 2,852
ISHARES TR ISHS 5-10YR INVT 464288638   331,653 6,155 SH   SOLE   4,507 0 1,648
ISHARES TR EAFE GRWTH ETF 464288885   4,386,247 38,503 SH   SOLE   34,821 0 3,682
ISHARES TR CORE MSCI EAFE 46432F842   4,484,806 50,132 SH   SOLE   45,292 0 4,840
ISHARES TR 0-5YR HI YL CP 46434V407   2,124,715 49,562 SH   SOLE   43,582 0 5,980
JPMORGAN CHASE & CO. COM 46625H100   1,850,399 5,743 SH   SOLE   4,920 0 823
JOHNSON & JOHNSON COM 478160104   246,347 1,190 SH   SOLE   1,080 0 110
MARCUS & MILLICHAP INC COM 566324109   227,708 8,344 SH   SOLE   8,344 0 0
MASTERCARD INCORPORATED CL A 57636Q104   259,271 454 SH   SOLE   414 0 40
MCDONALDS CORP COM 580135101   267,623 876 SH   SOLE   823 0 52
MICROSOFT CORP COM 594918104   3,098,770 6,407 SH   SOLE   4,534 0 1,874
NVIDIA CORPORATION COM 67066G104   5,499,262 29,487 SH   SOLE   26,785 0 2,701
PACER FDS TR GLOBL CASH ETF 69374H709   247,238 5,998 SH   SOLE   4,926 0 1,072
PACER FDS TR US CASH COWS 100 69374H881   630,221 10,474 SH   SOLE   8,549 0 1,925
PEPSICO INC COM 713448108   278,904 1,943 SH   SOLE   1,902 0 41
PROGRESSIVE CORP COM 743315103   243,743 1,070 SH   SOLE   1,070 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,784,204 38,116 SH   SOLE   34,243 0 3,873
SPDR SERIES TRUST STATE STREET SPD 78464A375   3,588,698 106,143 SH   SOLE   93,881 0 12,262
SPDR SERIES TRUST STATE STREET SPD 78464A409   21,879,739 205,058 SH   SOLE   184,274 0 20,784
SPDR SERIES TRUST STATE STREET SPD 78464A508   12,346,837 217,336 SH   SOLE   193,118 0 24,218
SPDR SERIES TRUST STATE STREET SPD 78464A854   2,900,018 36,151 SH   SOLE   30,152 0 5,999
SSGA ACTIVE ETF TR STATE STREET BLA 78467V608   3,640,037 88,201 SH   SOLE   77,342 0 10,859
SPDR SERIES TRUST STATE STREET SPD 78468R523   251,399 2,534 SH   SOLE   2,534 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R663   17,792,443 194,708 SH   SOLE   139,455 0 55,253
SPDR SERIES TRUST STATE STREET SPD 78468R853   5,243,101 111,889 SH   SOLE   100,570 0 11,319
SSGA ACTIVE TR STATE STREET DOU 78470P200   7,083,210 149,814 SH   SOLE   133,079 0 16,736
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,174,018 188,626 SH   SOLE   161,570 0 27,056
STARBUCKS CORP COM 855244109   990,716 11,765 SH   SOLE   9,022 0 2,742
TESLA INC COM 88160R101   205,522 457 SH   SOLE   436 0 21
UNITEDHEALTH GROUP INC COM 91324P102   260,577 789 SH   SOLE   773 0 16
VANECK ETF TRUST PREFERRED SECURT 92189F429   259,182 14,676 SH   SOLE   11,740 0 2,936
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,511,109 29,626 SH   SOLE   26,378 0 3,248
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,899,021 41,102 SH   SOLE   36,019 0 5,083
VANGUARD MALVERN FDS CORE BD ETF 922020748   7,118,869 91,391 SH   SOLE   79,672 0 11,719
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,178,068 49,887 SH   SOLE   44,494 0 5,393
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   321,718 513 SH   SOLE   513 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   4,658,044 16,050 SH   SOLE   14,237 0 1,813
VANGUARD INDEX FDS GROWTH ETF 922908736   11,102,890 22,758 SH   SOLE   20,566 0 2,192
VISA INC COM CL A 92826C839   557,091 1,588 SH   SOLE   1,588 0 0
WALMART INC COM 931142103   1,306,840 11,730 SH   SOLE   9,575 0 2,155
WORLD GOLD TR SPDR GLD MINIS 98149E303   212,486 2,489 SH   SOLE   2,489 0 0