The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   294,492 2,199 SH   SOLE   0 0 2,199
ABBVIE INC COM 00287Y109   725,968 3,135 SH   SOLE   0 0 3,135
ALPHABET INC CAP STK CL C 02079K107   414,035 1,700 SH   SOLE   0 0 1,700
ALPHABET INC CAP STK CL A 02079K305   262,791 1,081 SH   SOLE   0 0 1,081
AMAZON COM INC COM 023135106   2,679,413 12,203 SH   SOLE   0 0 12,203
AMERICAN EXPRESS CO COM 025816109   230,368 694 SH   SOLE   0 0 694
AMGEN INC COM 031162100   3,622,975 12,838 SH   SOLE   0 0 12,838
ELEVANCE HEALTH INC FORMERLY COM 036752103   1,206,373 3,734 SH   SOLE   0 0 3,734
APPLE INC COM 037833100   5,801,499 22,784 SH   SOLE   0 0 22,784
AUTOMATIC DATA PROCESSING IN COM 053015103   530,303 1,807 SH   SOLE   0 0 1,807
BANK AMERICA CORP COM 060505104   245,997 4,768 SH   SOLE   0 0 4,768
BANK NEW YORK MELLON CORP COM 064058100   466,542 4,282 SH   SOLE   0 0 4,282
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,104,319 10,153 SH   SOLE   0 0 10,153
BLACKSTONE INC COM 09260D107   519,384 3,040 SH   SOLE   0 0 3,040
BROADCOM INC COM 11135F101   1,399,251 4,241 SH   SOLE   0 0 4,241
CHEVRON CORP NEW COM 166764100   275,743 1,776 SH   SOLE   0 0 1,776
CISCO SYS INC COM 17275R102   283,034 4,137 SH   SOLE   0 0 4,137
COSTCO WHSL CORP NEW COM 22160K105   1,305,829 1,411 SH   SOLE   0 0 1,411
META PLATFORMS INC CL A 30303M102   660,409 899 SH   SOLE   0 0 899
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   388,561 5,777 SH   SOLE   0 0 5,777
ISHARES TR CORE S&P500 ETF 464287200   655,428 979 SH   SOLE   0 0 979
ISHARES TR RUS MD CP GR ETF 464287481   4,322,159 30,350 SH   SOLE   0 0 30,350
ISHARES TR ISHS 5-10YR INVT 464288638   338,326 6,255 SH   SOLE   0 0 6,255
ISHARES TR EAFE GRWTH ETF 464288885   4,225,467 37,105 SH   SOLE   0 0 37,105
ISHARES TR CORE MSCI EAFE 46432F842   4,271,817 48,927 SH   SOLE   0 0 48,927
ISHARES TR 0-5YR HI YL CP 46434V407   2,007,334 46,359 SH   SOLE   0 0 46,359
JPMORGAN CHASE & CO. COM 46625H100   1,660,038 5,263 SH   SOLE   0 0 5,263
JOHNSON & JOHNSON COM 478160104   220,687 1,190 SH   SOLE   0 0 1,190
MARCUS & MILLICHAP INC COM 566324109   284,871 9,706 SH   SOLE   0 0 9,706
MASTERCARD INCORPORATED CL A 57636Q104   253,682 446 SH   SOLE   0 0 446
MCDONALDS CORP COM 580135101   260,370 857 SH   SOLE   0 0 857
MICROSOFT CORP COM 594918104   3,252,233 6,279 SH   SOLE   0 0 6,279
NVIDIA CORPORATION COM 67066G104   5,528,178 29,629 SH   SOLE   0 0 29,629
PACER FDS TR GLOBL CASH ETF 69374H709   229,122 5,783 SH   SOLE   0 0 5,783
PACER FDS TR US CASH COWS 100 69374H881   592,113 10,303 SH   SOLE   0 0 10,303
PEPSICO INC COM 713448108   271,935 1,936 SH   SOLE   0 0 1,936
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,709,050 36,510 SH   SOLE   0 0 36,510
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   3,449,856 101,796 SH   SOLE   0 0 101,796
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   21,357,133 204,355 SH   SOLE   0 0 204,355
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   11,646,687 210,495 SH   SOLE   0 0 210,495
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   2,347,793 29,969 SH   SOLE   0 0 29,969
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   3,495,596 84,069 SH   SOLE   0 0 84,069
SPDR SERIES TRUST BLOOMBERG 3-12 M 78468R523   252,159 2,534 SH   SOLE   0 0 2,534
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   17,464,054 190,344 SH   SOLE   0 0 190,344
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   5,026,681 108,521 SH   SOLE   0 0 108,521
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   6,787,456 143,241 SH   SOLE   0 0 143,241
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,965,392 181,882 SH   SOLE   0 0 181,882
STARBUCKS CORP COM 855244109   854,472 10,100 SH   SOLE   0 0 10,100
TESLA INC COM 88160R101   235,257 529 SH   SOLE   0 0 529
UNITEDHEALTH GROUP INC COM 91324P102   214,363 621 SH   SOLE   0 0 621
VANECK ETF TRUST PREFERRED SECURT 92189F429   251,852 14,173 SH   SOLE   0 0 14,173
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,200,652 28,735 SH   SOLE   0 0 28,735
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,639,900 40,013 SH   SOLE   0 0 40,013
VANGUARD MALVERN FDS CORE BD ETF 922020748   6,761,564 86,233 SH   SOLE   0 0 86,233
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,960,208 47,084 SH   SOLE   0 0 47,084
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   314,151 513 SH   SOLE   0 0 513
VANGUARD INDEX FDS MID CAP ETF 922908629   4,552,967 15,500 SH   SOLE   0 0 15,500
VANGUARD INDEX FDS GROWTH ETF 922908736   10,739,679 22,393 SH   SOLE   0 0 22,393
VISA INC COM CL A 92826C839   541,938 1,587 SH   SOLE   0 0 1,587
WALMART INC COM 931142103   1,087,490 10,552 SH   SOLE   0 0 10,552