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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   598,361 3,830 SH   SOLE   3,830 0 0
ALPHABET INC CAP STK CL A 02079K305   814,460 5,267 SH   SOLE   4,920 0 347
AMAZON COM INC COM 023135106   2,045,866 10,753 SH   SOLE   10,353 0 400
AMGEN INC COM 031162100   2,144,067 6,882 SH   SOLE   4,247 0 2,635
ELEVANCE HEALTH INC COM 036752103   1,882,602 4,328 SH   SOLE   4,262 0 66
APPLE INC COM 037833100   5,260,947 23,684 SH   SOLE   23,265 0 419
AUTOMATIC DATA PROCESSING IN COM 053015103   548,483 1,795 SH   SOLE   1,795 0 0
BANK NEW YORK MELLON CORP COM 064058100   357,117 4,258 SH   SOLE   4,058 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,100,148 5,821 SH   SOLE   5,749 0 72
BLACKSTONE INC COM 09260D107   424,931 3,040 SH   SOLE   3,040 0 0
BROADCOM INC COM 11135F101   713,752 4,263 SH   SOLE   3,913 0 350
CHEVRON CORP NEW COM 166764100   308,149 1,842 SH   SOLE   1,694 0 148
CISCO SYS INC COM 17275R102   353,840 5,734 SH   SOLE   5,529 0 204
COSTCO WHSL CORP NEW COM 22160K105   1,287,319 1,361 SH   SOLE   1,326 0 36
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   6,679,306 146,316 SH   SOLE   131,964 0 14,352
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   286,729 4,898 SH   SOLE   3,966 0 932
ISHARES TR CORE S&P500 ETF 464287200   599,454 1,067 SH   SOLE   1,067 0 0
ISHARES TR RUS MD CP GR ETF 464287481   3,506,047 29,841 SH   SOLE   27,906 0 1,935
ISHARES TR NATIONAL MUN ETF 464288414   229,543 2,177 SH   SOLE   1,690 0 487
ISHARES TR ISHS 5-10YR INVT 464288638   345,534 6,579 SH   SOLE   5,063 0 1,516
ISHARES TR EAFE GRWTH ETF 464288885   3,628,396 36,284 SH   SOLE   33,927 0 2,357
ISHARES TR CORE MSCI EAFE 46432F842   3,611,257 47,736 SH   SOLE   44,635 0 3,101
ISHARES TR 0-5YR HI YL CP 46434V407   2,061,480 48,483 SH   SOLE   44,123 0 4,360
JPMORGAN CHASE & CO. COM 46625H100   1,267,967 5,169 SH   SOLE   4,866 0 303
JOHNSON & JOHNSON COM 478160104   316,375 1,908 SH   SOLE   1,798 0 110
MARCUS & MILLICHAP INC COM 566324109   264,438 7,676 SH   SOLE   7,676 0 0
MASTERCARD INCORPORATED CL A 57636Q104   358,804 655 SH   SOLE   635 0 20
MCDONALDS CORP COM 580135101   312,987 1,002 SH   SOLE   950 0 52
MICROSOFT CORP COM 594918104   1,562,548 4,162 SH   SOLE   3,959 0 204
NVIDIA CORPORATION COM 67066G104   2,803,726 25,869 SH   SOLE   23,491 0 2,378
PACER FDS TR GLOBL CASH ETF 69374H709   204,832 5,539 SH   SOLE   4,590 0 949
PACER FDS TR US CASH COWS 100 69374H881   508,720 9,290 SH   SOLE   7,698 0 1,592
PEPSICO INC COM 713448108   505,817 3,373 SH   SOLE   3,105 0 269
PRUDENTIAL FINL INC COM 744320102   210,990 1,889 SH   SOLE   1,834 0 55
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,392,263 35,364 SH   SOLE   32,932 0 2,432
SPDR SER TR PORTFOLIO INTRMD 78464A375   3,497,041 105,206 SH   SOLE   96,556 0 8,650
SPDR SER TR PRTFLO S&P500 GW 78464A409   16,759,732 208,532 SH   SOLE   193,157 0 15,375
SPDR SER TR PRTFLO S&P500 VL 78464A508   10,466,852 204,951 SH   SOLE   189,012 0 15,939
SPDR SER TR PORTFOLIO S&P500 78464A854   926,435 14,088 SH   SOLE   13,140 0 948
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   3,670,868 89,250 SH   SOLE   81,878 0 7,372
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   346,091 8,590 SH   SOLE   6,898 0 1,692
SPDR SER TR BLOOMBERG 3-12 M 78468R523   330,999 3,327 SH   SOLE   3,327 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   14,465,746 157,699 SH   SOLE   106,983 0 50,716
SPDR SER TR PORTFOLIO S&P600 78468R853   4,269,817 104,755 SH   SOLE   97,844 0 6,911
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   6,734,717 142,534 SH   SOLE   131,550 0 10,983
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,133,925 219,382 SH   SOLE   198,843 0 20,539
UNION PAC CORP COM 907818108   216,328 916 SH   SOLE   862 0 54
VANECK ETF TRUST PREFERRED SECURT 92189F429   256,857 15,326 SH   SOLE   12,540 0 2,786
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,543,369 28,576 SH   SOLE   26,587 0 1,988
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,246,698 40,685 SH   SOLE   37,495 0 3,190
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,748,689 45,850 SH   SOLE   42,440 0 3,410
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   261,066 508 SH   SOLE   508 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,919,549 15,156 SH   SOLE   13,930 0 1,226
VANGUARD INDEX FDS GROWTH ETF 922908736   8,363,455 22,554 SH   SOLE   20,951 0 1,603
VANGUARD INDEX FDS TOTAL STK MKT 922908769   273,284 994 SH   SOLE   990 0 4
VISA INC COM CL A 92826C839   594,341 1,696 SH   SOLE   1,696 0 0
WALMART INC COM 931142103   819,796 9,338 SH   SOLE   8,280 0 1,058