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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   581,633 3,820 SH   SOLE   3,820 0 0
ALPHABET INC CAP STK CL A 02079K305   640,849 4,246 SH   SOLE   4,246 0 0
AMAZON COM INC COM 023135106   1,960,189 10,867 SH   SOLE   10,467 0 400
AMGEN INC COM 031162100   1,832,517 6,445 SH   SOLE   4,164 0 2,281
ELEVANCE HEALTH INC COM 036752103   2,243,401 4,326 SH   SOLE   4,290 0 36
APPLE INC COM 037833100   4,078,910 23,787 SH   SOLE   23,519 0 267
AUTOMATIC DATA PROCESSING IN COM 053015103   443,340 1,775 SH   SOLE   1,775 0 0
BANK NEW YORK MELLON CORP COM 064058100   242,580 4,210 SH   SOLE   4,010 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,310,340 3,116 SH   SOLE   3,067 0 49
BLACKSTONE INC COM 09260D107   408,692 3,111 SH   SOLE   3,111 0 0
BROADCOM INC COM 11135F101   562,164 424 SH   SOLE   399 0 25
CHEVRON CORP NEW COM 166764100   225,253 1,428 SH   SOLE   1,428 0 0
CISCO SYS INC COM 17275R102   258,185 5,173 SH   SOLE   4,955 0 218
COSTCO WHSL CORP NEW COM 22160K105   1,022,719 1,396 SH   SOLE   1,375 0 20
DISNEY WALT CO COM 254687106   356,466 2,913 SH   SOLE   2,913 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,400,530 119,191 SH   SOLE   113,508 0 5,683
ISHARES TR CORE S&P500 ETF 464287200   562,531 1,070 SH   SOLE   1,070 0 0
ISHARES TR RUS MD CP GR ETF 464287481   3,358,613 29,425 SH   SOLE   28,490 0 935
ISHARES TR NATIONAL MUN ETF 464288414   213,478 1,984 SH   SOLE   1,616 0 368
ISHARES TR ISHS 5-10YR INVT 464288638   317,452 6,152 SH   SOLE   4,972 0 1,180
ISHARES TR EAFE GRWTH ETF 464288885   2,968,406 28,600 SH   SOLE   27,558 0 1,042
ISHARES TR CORE MSCI EAFE 46432F842   2,855,067 38,468 SH   SOLE   36,961 0 1,507
ISHARES TR 0-5YR HI YL CP 46434V407   1,814,582 42,646 SH   SOLE   41,251 0 1,395
JPMORGAN CHASE & CO COM 46625H100   1,032,729 5,156 SH   SOLE   5,011 0 144
JOHNSON & JOHNSON COM 478160104   353,928 2,237 SH   SOLE   2,174 0 63
MARCUS & MILLICHAP INC COM 566324109   262,289 7,676 SH   SOLE   7,676 0 0
MASTERCARD INCORPORATED CL A 57636Q104   282,326 586 SH   SOLE   586 0 0
MCDONALDS CORP COM 580135101   285,104 1,011 SH   SOLE   974 0 37
MICROSOFT CORP COM 594918104   1,670,773 3,971 SH   SOLE   3,920 0 52
NVIDIA CORPORATION COM 67066G104   2,400,564 2,657 SH   SOLE   2,419 0 238
PACER FDS TR US CASH COWS 100 69374H881   329,600 5,672 SH   SOLE   5,372 0 300
PEPSICO INC COM 713448108   460,505 2,631 SH   SOLE   2,518 0 113
PRUDENTIAL FINL INC COM 744320102   206,963 1,763 SH   SOLE   1,763 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   982,276 27,142 SH   SOLE   26,041 0 1,101
SPDR SER TR PORTFOLIO INTRMD 78464A375   3,302,739 101,032 SH   SOLE   98,262 0 2,770
SPDR SER TR PRTFLO S&P500 GW 78464A409   16,798,257 229,641 SH   SOLE   221,744 0 7,897
SPDR SER TR PRTFLO S&P500 VL 78464A508   9,966,317 198,928 SH   SOLE   191,914 0 7,014
SPDR SER TR PORTFOLIO S&P500 78464A854   817,785 13,291 SH   SOLE   12,976 0 315
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   3,129,061 74,307 SH   SOLE   71,432 0 2,875
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   325,199 8,120 SH   SOLE   6,753 0 1,367
SPDR SER TR PORTFOLIO S&P600 78468R853   4,300,577 99,920 SH   SOLE   97,389 0 2,531
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   5,868,898 124,893 SH   SOLE   121,132 0 3,761
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,500,256 68,216 SH   SOLE   64,962 0 3,254
STARBUCKS CORP COM 855244109   234,777 2,569 SH   SOLE   2,509 0 60
UNION PAC CORP COM 907818108   224,835 914 SH   SOLE   862 0 52
VANECK ETF TRUST PREFERRED SECURT 92189F429   279,392 15,794 SH   SOLE   13,564 0 2,230
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,061,264 27,716 SH   SOLE   26,753 0 963
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,797,350 39,651 SH   SOLE   38,148 0 1,503
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,591,375 32,187 SH   SOLE   31,138 0 1,049
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   241,792 503 SH   SOLE   503 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,556,455 14,234 SH   SOLE   13,740 0 494
VANGUARD INDEX FDS GROWTH ETF 922908736   8,906,411 25,876 SH   SOLE   25,015 0 861
VANGUARD INDEX FDS TOTAL STK MKT 922908769   251,019 966 SH   SOLE   962 0 4
VISA INC COM CL A 92826C839   469,877 1,684 SH   SOLE   1,684 0 0
WALMART INC COM 931142103   208,787 3,470 SH   SOLE   3,470 0 0