The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   545,399 3,870 SH   SOLE   3,870 0 0
ALPHABET INC CAP STK CL A 02079K305   592,565 4,242 SH   SOLE   4,242 0 0
AMAZON COM INC COM 023135106   1,580,480 10,402 SH   SOLE   10,402 0 0
AMGEN INC COM 031162100   1,855,166 6,441 SH   SOLE   6,441 0 0
ELEVANCE HEALTH INC COM 036752103   2,067,908 4,385 SH   SOLE   4,364 0 21
APPLE INC COM 037833100   4,515,217 23,452 SH   SOLE   23,452 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   411,990 1,768 SH   SOLE   1,768 0 0
BANK NEW YORK MELLON CORP COM 064058100   221,733 4,260 SH   SOLE   4,060 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,092,450 3,063 SH   SOLE   3,029 0 34
BLACKSTONE INC COM 09260D107   413,838 3,161 SH   SOLE   3,161 0 0
BROADCOM INC COM 11135F101   473,290 424 SH   SOLE   424 0 0
CHEVRON CORP NEW COM 166764100   219,265 1,470 SH   SOLE   1,470 0 0
CISCO SYS INC COM 17275R102   247,768 4,904 SH   SOLE   4,904 0 0
COSTCO WHSL CORP NEW COM 22160K105   877,374 1,329 SH   SOLE   1,329 0 0
DISNEY WALT CO COM 254687106   264,524 2,930 SH   SOLE   2,930 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,091,965 110,599 SH   SOLE   106,420 0 4,179
ISHARES TR CORE S&P500 ETF 464287200   512,019 1,072 SH   SOLE   1,072 0 0
ISHARES TR RUS MD CP GR ETF 464287481   2,993,014 28,652 SH   SOLE   27,986 0 666
ISHARES TR NATIONAL MUN ETF 464288414   206,196 1,902 SH   SOLE   1,546 0 356
ISHARES TR ISHS 5-10YR INVT 464288638   331,028 6,366 SH   SOLE   5,212 0 1,154
ISHARES TR EAFE GRWTH ETF 464288885   2,708,034 27,961 SH   SOLE   27,249 0 712
ISHARES TR CORE MSCI EAFE 46432F842   2,574,291 36,593 SH   SOLE   35,560 0 1,033
ISHARES TR 0-5YR HI YL CP 46434V407   1,754,222 41,550 SH   SOLE   40,585 0 965
JPMORGAN CHASE & CO COM 46625H100   858,550 5,047 SH   SOLE   5,047 0 0
JOHNSON & JOHNSON COM 478160104   354,876 2,264 SH   SOLE   2,201 0 63
MARCUS & MILLICHAP INC COM 566324109   335,288 7,676 SH   SOLE   7,676 0 0
MASTERCARD INCORPORATED CL A 57636Q104   247,878 581 SH   SOLE   581 0 0
MCDONALDS CORP COM 580135101   300,028 1,012 SH   SOLE   1,012 0 0
MICROSOFT CORP COM 594918104   1,455,703 3,871 SH   SOLE   3,846 0 25
NVIDIA CORPORATION COM 67066G104   1,286,086 2,597 SH   SOLE   2,537 0 60
PEPSICO INC COM 713448108   435,285 2,563 SH   SOLE   2,503 0 60
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   907,671 25,633 SH   SOLE   24,976 0 657
SPDR SER TR PORTFOLIO INTRMD 78464A375   5,168,760 157,440 SH   SOLE   154,495 0 2,945
SPDR SER TR PRTFLO S&P500 GW 78464A409   14,748,511 226,691 SH   SOLE   221,166 0 5,525
SPDR SER TR PRTFLO S&P500 VL 78464A508   9,038,812 193,841 SH   SOLE   189,137 0 4,704
SPDR SER TR PORTFOLIO AGRGTE 78464A649   482,109 18,803 SH   SOLE   18,745 0 58
SPDR SER TR PORTFOLIO S&P500 78464A854   734,748 13,144 SH   SOLE   13,129 0 15
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,844,898 67,849 SH   SOLE   65,865 0 1,984
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   258,432 6,421 SH   SOLE   5,188 0 1,233
SPDR SER TR PORTFOLIO S&P600 78468R853   4,150,245 98,394 SH   SOLE   96,731 0 1,663
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   5,586,626 119,270 SH   SOLE   116,633 0 2,637
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,074,677 66,658 SH   SOLE   64,133 0 2,525
STARBUCKS CORP COM 855244109   249,858 2,602 SH   SOLE   2,602 0 0
TESLA INC COM 88160R101   244,629 985 SH   SOLE   985 0 0
UNION PAC CORP COM 907818108   211,724 862 SH   SOLE   862 0 0
VANECK ETF TRUST PREFERRED SECURT 92189F429   273,292 15,908 SH   SOLE   13,756 0 2,152
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,580,059 26,878 SH   SOLE   26,279 0 599
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,328,944 38,779 SH   SOLE   37,597 0 1,182
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   219,710 503 SH   SOLE   503 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,179,826 13,668 SH   SOLE   13,361 0 307
VANGUARD INDEX FDS GROWTH ETF 922908736   7,966,373 25,625 SH   SOLE   25,124 0 501
VANGUARD INDEX FDS TOTAL STK MKT 922908769   233,606 985 SH   SOLE   981 0 4
VISA INC COM CL A 92826C839   438,208 1,683 SH   SOLE   1,683 0 0