The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGHANY CORP MD COM 017175100 201 239 SH   SOLE   239 0 0
ALPHABET INC CAP STK CL C 02079K107 387 4,020 SH   SOLE   4,020 0 0
ALPHABET INC CAP STK CL A 02079K305 354 3,706 SH   SOLE   3,706 0 0
AMAZON COM INC COM 023135106 1,439 12,733 SH   SOLE   12,733 0 0
AMGEN INC COM 031162100 1,209 5,365 SH   SOLE   5,365 0 0
ELEVANCE HEALTH INC COM 036752103 1,780 3,918 SH   SOLE   3,918 0 0
APPLE INC COM 037833100 3,187 23,060 SH   SOLE   23,060 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 393 1,737 SH   SOLE   1,737 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 10,975 27 SH   SOLE   27 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 687 2,574 SH   SOLE   2,574 0 0
BLACKSTONE INC COM 09260D107 265 3,161 SH   SOLE   3,161 0 0
CHEVRON CORP NEW COM 166764100 267 1,855 SH   SOLE   1,855 0 0
COSTCO WHSL CORP NEW COM 22160K105 625 1,323 SH   SOLE   1,323 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 231 1,358 SH   SOLE   1,358 0 0
DISNEY WALT CO COM 254687106 355 3,766 SH   SOLE   3,766 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 4,971 111,885 SH   SOLE   111,885 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 296 17,717 SH   SOLE   17,717 0 0
ISHARES TR CORE S&P500 ETF 464287200 427 1,190 SH   SOLE   1,190 0 0
ISHARES TR IBOXX INV CP ETF 464287242 267 2,607 SH   SOLE   2,607 0 0
ISHARES TR RUS MD CP GR ETF 464287481 2,124 27,082 SH   SOLE   27,082 0 0
ISHARES TR EAFE GRWTH ETF 464288885 1,912 26,357 SH   SOLE   26,357 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,613 40,394 SH   SOLE   40,394 0 0
JPMORGAN CHASE & CO COM 46625H100 510 4,883 SH   SOLE   4,883 0 0
JOHNSON & JOHNSON COM 478160104 312 1,909 SH   SOLE   1,909 0 0
MARCUS & MILLICHAP INC COM 566324109 213 6,487 SH   SOLE   6,487 0 0
MCDONALDS CORP COM 580135101 260 1,126 SH   SOLE   1,126 0 0
MICROSOFT CORP COM 594918104 655 2,813 SH   SOLE   2,813 0 0
PEPSICO INC COM 713448108 379 2,319 SH   SOLE   2,319 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 666 21,448 SH   SOLE   21,448 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 4,912 156,842 SH   SOLE   156,842 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 10,780 215,179 SH   SOLE   215,179 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,545 189,773 SH   SOLE   189,773 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 365 14,627 SH   SOLE   14,627 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 2,745 67,168 SH   SOLE   67,168 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 269 6,701 SH   SOLE   6,701 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 3,115 91,470 SH   SOLE   91,470 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 5,456 118,550 SH   SOLE   118,550 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,847 57,917 SH   SOLE   57,917 0 0
STARBUCKS CORP COM 855244109 247 2,936 SH   SOLE   2,936 0 0
TESLA INC COM 88160R101 321 1,211 SH   SOLE   1,211 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,598 26,621 SH   SOLE   26,621 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,541 37,320 SH   SOLE   37,320 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,882 42,430 SH   SOLE   42,430 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,338 12,439 SH   SOLE   12,439 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 5,436 25,407 SH   SOLE   25,407 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 382 2,129 SH   SOLE   2,129 0 0
VISA INC COM CL A 92826C839 268 1,506 SH   SOLE   1,506 0 0