The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGHANY CORP MD COM 017175100   204 245 SH   SOLE   245 0 0
ALPHABET INC CAP STK CL C 02079K107   440 201 SH   SOLE   201 0 0
ALPHABET INC CAP STK CL A 02079K305   394 181 SH   SOLE   181 0 0
AMAZON COM INC COM 023135106   1,287 12,118 SH   SOLE   12 0 0
AMGEN INC COM 031162100   1,305 5,365 SH   SOLE   5 0 0
ELEVANCE HEALTH INC COM 036752103   1,891 3,918 SH   SOLE   3 0 0
APPLE INC COM 037833100   3,048 22,295 SH   SOLE   22 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   364 1,732 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   11,042 27 SH   SOLE   27 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   684 2,505 SH   SOLE   2 0 0
BLACKSTONE INC COM 09260D107   302 3,312 SH   SOLE   3 0 0
CHEVRON CORP NEW COM 166764100   270 1,863 SH   SOLE   1 0 0
COSTCO WHSL CORP NEW COM 22160K105   609 1,272 SH   SOLE   1 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   230 1,319 SH   SOLE   1 0 0
DISNEY WALT CO COM 254687106   356 3,767 SH   SOLE   3 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,185 111,434 SH   SOLE   111 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   309 17,915 SH   SOLE   17 0 0
HIPPO HLDGS INC COMMON STOCK 433539103   19 21,918 SH   SOLE   21 0 0
ISHARES TR CORE S&P500 ETF 464287200   427 1,127 SH   SOLE   1 0 0
ISHARES TR IBOXX INV CP ETF 464287242   286 2,597 SH   SOLE   2 0 0
ISHARES TR RUS MD CP GR ETF 464287481   2,178 27,496 SH   SOLE   27 0 0
ISHARES TR NATIONAL MUN ETF 464288414   206 1,937 SH   SOLE   1 0 0
ISHARES TR EAFE GRWTH ETF 464288885   2,271 28,213 SH   SOLE   28 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,615 39,819 SH   SOLE   39 0 0
JPMORGAN CHASE & CO COM 46625H100   347 3,078 SH   SOLE   3 0 0
JOHNSON & JOHNSON COM 478160104   358 2,016 SH   SOLE   2 0 0
MARCUS & MILLICHAP INC COM 566324109   240 6,487 SH   SOLE   6 0 0
MCDONALDS CORP COM 580135101   275 1,115 SH   SOLE   1 0 0
MICROSOFT CORP COM 594918104   687 2,673 SH   SOLE   2 0 0
PEPSICO INC COM 713448108   376 2,259 SH   SOLE   2 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   789 22,705 SH   SOLE   22 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   5,060 155,072 SH   SOLE   155 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   11,081 211,962 SH   SOLE   211 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   6,926 188,096 SH   SOLE   188 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   333 12,630 SH   SOLE   12 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,810 67,486 SH   SOLE   67 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   281 6,650 SH   SOLE   6 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   3,254 90,433 SH   SOLE   90 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   5,539 118,804 SH   SOLE   118 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,992 55,735 SH   SOLE   55 0 0
STARBUCKS CORP COM 855244109   231 3,018 SH   SOLE   3 0 0
TESLA INC COM 88160R101   291 433 SH   SOLE   433 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,727 25,979 SH   SOLE   25 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,683 36,218 SH   SOLE   36 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,183 43,696 SH   SOLE   43 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,322 11,790 SH   SOLE   11 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   5,601 25,130 SH   SOLE   25 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   467 2,473 SH   SOLE   2 0 0
VISA INC COM CL A 92826C839   301 1,531 SH   SOLE   1 0 0