The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   207,871 2,053 SH   SOLE   2,053 0 0
ABBVIE INC COM 00287Y109   702,912 4,411 SH   SOLE   4,411 0 0
ALPHABET INC CAP STK CL A 02079K305   1,852,972 17,863 SH   SOLE   17,863 0 0
ALTRIA GROUP INC COM 02209S103   924,833 20,727 SH   SOLE   20,727 0 0
AMAZON COM INC COM 023135106   1,376,153 13,323 SH   SOLE   13,323 0 0
AMERICAN ELEC PWR CO INC COM 025537101   303,293 3,333 SH   SOLE   3,333 0 0
AMGEN INC COM 031162100   282,129 1,167 SH   SOLE   1,167 0 0
APPLE INC COM 037833100   7,000,012 42,450 SH   SOLE   42,450 0 0
AT&T INC COM 00206R102   807,927 41,970 SH   SOLE   41,970 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,656,290 5,364 SH   SOLE   5,364 0 0
BLACKROCK INC COM 09247X101   446,194 667 SH   SOLE   667 0 0
BLACKSTONE INC COM 09260D107   226,343 2,577 SH   SOLE   2,577 0 0
BOEING CO COM 097023105   442,742 2,084 SH   SOLE   2,084 0 0
CATERPILLAR INC COM 149123101   721,377 3,152 SH   SOLE   3,152 0 0
CHEVRON CORP NEW COM 166764100   903,121 5,535 SH   SOLE   5,535 0 0
CITIGROUP INC COM NEW 172967424   243,646 5,196 SH   SOLE   5,196 0 0
COCA COLA CO COM 191216100   719,440 11,598 SH   SOLE   11,598 0 0
CONSOLIDATED EDISON INC COM 209115104   207,317 2,167 SH   SOLE   2,167 0 0
COSTCO WHSL CORP NEW COM 22160K105   202,723 408 SH   SOLE   408 0 0
CROWN CASTLE INC COM 22822V101   571,443 4,270 SH   SOLE   4,270 0 0
DISNEY WALT CO COM 254687106   340,152 3,397 SH   SOLE   3,397 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   515,949 5,348 SH   SOLE   5,348 0 0
ENBRIDGE INC COM 29250N105   327,136 8,575 SH   SOLE   8,575 0 0
EXXON MOBIL CORP COM 30231G102   2,009,930 18,329 SH   SOLE   18,329 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   2,233,843 37,537 SH   SOLE   37,537 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   349,253 7,720 SH   SOLE   7,720 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860   447,661 8,220 SH   SOLE   8,220 0 0
FORD MTR CO DEL COM 345370860   178,368 14,156 SH   SOLE   14,156 0 0
GENERAL DYNAMICS CORP COM 369550108   441,358 1,934 SH   SOLE   1,934 0 0
GENERAL MLS INC COM 370334104   222,762 2,607 SH   SOLE   2,607 0 0
GENUINE PARTS CO COM 372460105   268,419 1,604 SH   SOLE   1,604 0 0
IDEXX LABS INC COM 45168D104   299,548 599 SH   SOLE   599 0 0
INTEL CORP COM 458140100   475,269 14,548 SH   SOLE   14,548 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,308,902 20,976 SH   SOLE   20,976 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   345,106 6,586 SH   SOLE   6,586 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   3,246,092 10,115 SH   SOLE   10,115 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   403,542 6,514 SH   SOLE   6,514 0 0
ISHARES TR CORE S&P MCP ETF 464287507   301,137 1,204 SH   SOLE   1,204 0 0
ISHARES TR TIPS BD ETF 464287176   5,836,586 52,940 SH   SOLE   52,940 0 0
ISHARES TR NATIONAL MUN ETF 464288414   309,322 2,871 SH   SOLE   2,871 0 0
ISHARES TR IBOXX INV CP ETF 464287242   210,999 1,925 SH   SOLE   1,925 0 0
ISHARES TR S&P 500 VAL ETF 464287408   303,520 2,000 SH   SOLE   2,000 0 0
ISHARES TR MICRO-CAP ETF 464288869   219,053 2,096 SH   SOLE   2,096 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   268,579 5,540 SH   SOLE   5,540 0 0
ISHARES TR CORE S&P SCP ETF 464287804   319,690 3,306 SH   SOLE   3,306 0 0
ISHARES TR CORE S&P500 ETF 464287200   12,052,197 29,318 SH   SOLE   29,318 0 0
ISHARES TR US CONSM STAPLES 464287812   303,724 1,524 SH   SOLE   1,524 0 0
ISHARES TR US HLTHCARE ETF 464287762   622,616 2,280 SH   SOLE   2,280 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   699,929 6,885 SH   SOLE   6,885 0 0
ISHARES TR U.S. MED DVC ETF 464288810   2,453,231 45,447 SH   SOLE   45,447 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   266,198 3,240 SH   SOLE   3,240 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,823,999 36,248 SH   SOLE   36,248 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   449,339 8,847 SH   SOLE   8,847 0 0
JOHNSON & JOHNSON COM 478160104   3,953,642 25,507 SH   SOLE   25,507 0 0
JPMORGAN CHASE & CO COM 46625H100   958,188 7,353 SH   SOLE   7,353 0 0
LILLY ELI & CO COM 532457108   472,761 1,377 SH   SOLE   1,377 0 0
LOCKHEED MARTIN CORP COM 539830109   1,786,074 3,778 SH   SOLE   3,778 0 0
MCDONALDS CORP COM 580135101   740,978 2,650 SH   SOLE   2,650 0 0
MERCK & CO INC COM 58933Y105   211,644 1,989 SH   SOLE   1,989 0 0
MICROSOFT CORP COM 594918104   4,234,408 14,688 SH   SOLE   14,688 0 0
NVIDIA CORPORATION COM 67066G104   238,049 857 SH   SOLE   857 0 0
PAYCHEX INC COM 704326107   268,659 2,345 SH   SOLE   2,345 0 0
PEPSICO INC COM 713448108   354,339 1,944 SH   SOLE   1,944 0 0
PFIZER INC COM 717081103   265,554 6,509 SH   SOLE   6,509 0 0
PHILIP MORRIS INTL INC COM 718172109   315,975 3,249 SH   SOLE   3,249 0 0
PROCTER AND GAMBLE CO COM 742718109   4,348,637 29,246 SH   SOLE   29,246 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   368,609 3,764 SH   SOLE   3,764 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   208,238 3,069 SH   SOLE   3,069 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   683,999 10,430 SH   SOLE   10,430 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,356,583 25,305 SH   SOLE   25,305 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,185,887 24,783 SH   SOLE   24,783 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   344,443 7,121 SH   SOLE   7,121 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   371,248 8,854 SH   SOLE   8,854 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,045,212 14,287 SH   SOLE   14,287 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   772,772 11,858 SH   SOLE   11,858 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   532,581 7,129 SH   SOLE   7,129 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   341,585 2,262 SH   SOLE   2,262 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   230,740 1,543 SH   SOLE   1,543 0 0
SOUTHERN CO COM 842587107   250,497 3,600 SH   SOLE   3,600 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,650,460 4,962 SH   SOLE   4,962 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   330,550 807 SH   SOLE   807 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   334,384 13,354 SH   SOLE   13,354 0 0
THE CIGNA GROUP COM 125523100   218,223 854 SH   SOLE   854 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   279,650 1,520 SH   SOLE   1,520 0 0
UNITED PARCEL SERVICE INC CL B 911312106   591,142 3,047 SH   SOLE   3,047 0 0
UNITEDHEALTH GROUP INC COM 91324P102   288,752 611 SH   SOLE   611 0 0
VALERO ENERGY CORP COM 91913Y100   305,420 2,188 SH   SOLE   2,188 0 0
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   170,000 10,000 SH   SOLE   10,000 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   507,880 6,879 SH   SOLE   6,879 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,824,327 36,001 SH   SOLE   36,001 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   6,910,685 32,764 SH   SOLE   32,764 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   214,167 1,349 SH   SOLE   1,349 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   202,776 937 SH   SOLE   937 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   206,770 2,490 SH   SOLE   2,490 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   9,026,128 36,186 SH   SOLE   36,186 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,414,349 11,829 SH   SOLE   11,829 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   7,980,551 57,784 SH   SOLE   57,784 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   205,790 3,849 SH   SOLE   3,849 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   742,590 8,064 SH   SOLE   8,064 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,807,445 63,065 SH   SOLE   63,065 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   879,072 11,027 SH   SOLE   11,027 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,479,236 18,440 SH   SOLE   18,440 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   225,672 3,855 SH   SOLE   3,855 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   252,432 4,210 SH   SOLE   4,210 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   20,356,003 132,173 SH   SOLE   132,173 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   743,364 7,046 SH   SOLE   7,046 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   3,364,415 33,304 SH   SOLE   33,304 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,304,376 37,057 SH   SOLE   37,057 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   935,429 4,574 SH   SOLE   4,574 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,949,600 17,067 SH   SOLE   17,067 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,822,305 23,396 SH   SOLE   23,396 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,846,955 9,544 SH   SOLE   9,544 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,111,304 7,533 SH   SOLE   7,533 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,574,190 4,084 SH   SOLE   4,084 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,113,136 17,249 SH   SOLE   17,249 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   857,920 4,825 SH   SOLE   4,825 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   877,106 3,473 SH   SOLE   3,473 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   742,608 3,898 SH   SOLE   3,898 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,046,945 26,921 SH   SOLE   26,921 0 0
VISA INC COM CL A 92826C839   1,629,299 7,227 SH   SOLE   7,227 0 0
WALMART INC COM 931142103   1,381,967 9,372 SH   SOLE   9,372 0 0
WELLTOWER INC COM 95040Q104   765,787 10,682 SH   SOLE   10,682 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604   245,045 8,580 SH   SOLE   8,580 0 0