The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon.com Inc STOCK 023135106   210,614 960 SH   SOLE   0 0 960
Apple Inc STOCK 037833100   1,204,143 5,869 SH   SOLE   0 0 5,869
BancFirst Corp STOCK 05945F103   235,125 1,902 SH   SOLE   0 0 1,902
Berkshire Hathaway Inc STOCK 084670702   1,507,830 3,104 SH   SOLE   0 0 3,104
CannaSys Inc STOCK 137651204   9 20,000 SH   SOLE   0 0 20,000
ConocoPhillips STOCK 20825C104   572,810 6,383 SH   SOLE   0 0 6,383
Energy Transfer LP STOCK 29273V100   482,312 26,603 SH   SOLE   0 0 26,603
Exxon Mobil Corp STOCK 30231G102   3,815,797 35,397 SH   SOLE   0 0 35,397
Ford Motor Co STOCK 345370860   216,707 19,973 SH   SOLE   0 0 19,973
Hemp Inc STOCK 423703206   0 10,000 SH   SOLE   0 0 10,000
International Business Machines Corp STOCK 459200101   1,105,425 3,750 SH   SOLE   0 0 3,750
Invesco Large Cap Value ETF ETF 46137V738   645,821 10,393 SH   SOLE   0 0 10,393
Invesco QQQ Trust Series 1 ETF 46090E103   3,863,135 7,003 SH   SOLE   0 0 7,003
Invesco S&P 500 Equal Weight ETF ETF 46137V357   1,086,805 5,980 SH   SOLE   0 0 5,980
iShares 0-3 Month Treasury Bond ETF ETF 46436E718   351,609 3,492 SH   SOLE   0 0 3,492
iShares Core International Aggregate Bond ETF ETF 46435G672   432,783 8,471 SH   SOLE   0 0 8,471
iShares Core MSCI EAFE ETF ETF 46432F842   168,852,408 2,022,669 SH   SOLE   0 0 2,022,669
iShares Core MSCI Emerging Markets ETF ETF 46434G103   81,131,445 1,351,515 SH   SOLE   0 0 1,351,515
iShares Core S&P Small-Cap ETF ETF 464287804   1,628,640 14,902 SH   SOLE   0 0 14,902
iShares J.P. Morgan USD Emerging Markets Bond ETF ETF 464288281   25,322,956 273,407 SH   SOLE   0 0 273,407
iShares National Muni Bond ETF ETF 464288414   37,002,637 354,160 SH   SOLE   0 0 354,160
iShares Russell 2000 ETF ETF 464287655   500,201 2,318 SH   SOLE   0 0 2,318
iShares Russell 2000 Value ETF ETF 464287630   659,910 4,183 SH   SOLE   0 0 4,183
Johnson & Johnson STOCK 478160104   217,058 1,421 SH   SOLE   0 0 1,421
McDonald's CORP STOCK 580135101   284,574 974 SH   SOLE   0 0 974
Medical Marijuana Inc STOCK 58463A105   5 20,000 SH   SOLE   0 0 20,000
Microsoft CORP STOCK 594918104   265,617 534 SH   SOLE   0 0 534
NVIDIA Corp STOCK 67066G104   1,447,030 9,159 SH   SOLE   0 0 9,159
OGE Energy Corp STOCK 670837103   600,506 13,531 SH   SOLE   0 0 13,531
ONEOK Inc STOCK 682680103   1,170,166 14,335 SH   SOLE   0 0 14,335
OWC Pharmaceutical Research Corp STOCK 67109N108   0 25,000 SH   SOLE   0 0 25,000
Phillips 66 STOCK 718546104   797,759 6,687 SH   SOLE   0 0 6,687
Royal Caribbean Cruises Ltd STOCK V7780T103   250,512 800 SH   SOLE   0 0 800
Schwab U.S. Large-Cap Value ETF ETF 808524409   4,005,205 144,749 SH   SOLE   0 0 144,749
Shell PLC STOCK 780259305   220,383 3,130 SH   SOLE   0 0 3,130
Simmons First National Corp STOCK 828730200   284,400 15,000 SH   SOLE   0 0 15,000
SPDR Nuveen S&P High Yield Municipal Bond ETF ETF 78464A284   229,537 9,263 SH   SOLE   0 0 9,263
SPDR Portfolio Developed World ex-US ETF ETF 78463X889   279,583 6,905 SH   SOLE   0 0 6,905
SPDR S&P 500 ETF Trust ETF 78462F103   1,213,457 1,964 SH   SOLE   0 0 1,964
SPDR S&P Dividend ETF ETF 78464A763   2,208,191 16,269 SH   SOLE   0 0 16,269
Tesla Inc STOCK 88160R101   848,152 2,670 SH   SOLE   0 0 2,670
Texas Instruments Inc STOCK 882508104   1,392,923 6,709 SH   SOLE   0 0 6,709
Thomson Reuters Corp STOCK 884903808   316,377 1,573 SH   SOLE   0 0 1,573
VanEck High Yield Muni ETF ETF 92189H409   6,141,537 122,317 SH   SOLE   0 0 122,317
Vanguard FTSE Developed Markets ETF ETF 921943858   2,404,283 42,173 SH   SOLE   0 0 42,173
Vanguard FTSE Emerging Markets ETF ETF 922042858   1,349,813 27,291 SH   SOLE   0 0 27,291
Vanguard Growth ETF ETF 922908736   232,322,627 529,933 SH   SOLE   0 0 529,933
Vanguard Information Technology ETF ETF 92204A702   261,332 394 SH   SOLE   0 0 394
Vanguard Intermediate-Term Bond ETF ETF 921937819   126,087,015 1,630,295 SH   SOLE   0 0 1,630,295
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   1,356,668 17,065 SH   SOLE   0 0 17,065
Vanguard Small-Cap Growth ETF ETF 922908595   16,412,295 59,263 SH   SOLE   0 0 59,263
Vanguard Small-Cap Value ETF ETF 922908611   74,025,991 379,601 SH   SOLE   0 0 379,601
Vanguard Tax-Exempt Bond Index ETF ETF 922907746   4,571,263 93,234 SH   SOLE   0 0 93,234
Vanguard Total International Bond ETF ETF 92203J407   45,424,534 917,482 SH   SOLE   0 0 917,482
Vanguard Total International Stock ETF ETF 921909768   1,880,837 27,223 SH   SOLE   0 0 27,223
Vanguard Total Stock Market ETF ETF 922908769   586,281 1,929 SH   SOLE   0 0 1,929
Vanguard Value ETF ETF 922908744   231,908,154 1,312,143 SH   SOLE   0 0 1,312,143
Walmart Inc STOCK 931142103   578,466 5,916 SH   SOLE   0 0 5,916
Williams Cos Inc/The STOCK 969457100   311,789 4,964 SH   SOLE   0 0 4,964
WisdomTree U.S. Quality Dividend Growth Fund ETF 97717X669   372,727 4,451 SH   SOLE   0 0 4,451
Xtrackers USD High Yield Corporate Bond ETF ETF 233051432   18,755,471 508,003 SH   SOLE   0 0 508,003