The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   13,564,777 245,073 SH   SOLE   19,938 0 225,135
AMERICAN CENTY ETF TR US SML CP VALU 025072877   32,976,224 442,574 SH   SOLE   43,486 0 399,089
ISHARES TR MSCI INTL MOMENT 46434V449   9,118,319 295,761 SH   SOLE   2,158 0 293,603
ISHARES TR MSCI USA MMENTM 46432F396   18,147,583 124,358 SH   SOLE   279 0 124,079
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   747,708 19,182 SH   SOLE   0 0 19,182
ISHARES TR S&P 500 VAL ETF 464287408   209,626 1,445 SH   SOLE   0 0 1,445
SPDR S&P 500 ETF TR TR UNIT 78462F103   435,588 1,139 SH   SOLE   0 0 1,139
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   7,687,799 187,599 SH   SOLE   21,326 0 166,273
APPLE INC COM 037833100   1,200,337 9,238 SH   SOLE   2,100 0 7,138
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   368,827 1,194 SH   SOLE   0 0 1,194
DEERE & CO COM 244199105   281,167 656 SH   SOLE   0 0 656
DISNEY WALT CO COM 254687106   231,718 2,667 SH   SOLE   0 0 2,667
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,140,341 97,068 SH   SOLE   53,856 0 43,212
VANGUARD WELLINGTON FD US MOMENTUM 921935508   2,420,583 21,222 SH   SOLE   0 0 21,222
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   407,967 1,161 SH   SOLE   106 0 1,055
CATERPILLAR INC COM 149123101   348,567 1,455 SH   SOLE   0 0 1,455
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,142,492 28,494 SH   SOLE   0 0 28,494
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   256,380 4,820 SH   SOLE   0 0 4,820
ISHARES INC CORE MSCI EMKT 46434G103   256,075 5,483 SH   SOLE   0 0 5,483
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,929,205 70,549 SH   SOLE   2,493 0 68,056
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   310,575 6,276 SH   SOLE   0 0 6,276
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,733,179 23,352 SH   SOLE   0 0 23,352
EA SERIES TRUST INTL QUAN VALUE 02072L201   245,553 11,207 SH   SOLE   0 0 11,207
EA SERIES TRUST US QUAN VALUE 02072L102   974,043 30,283 SH   SOLE   0 0 30,283
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,971,177 123,747 SH   SOLE   106,543 0 17,204
ALPHABET INC CAP STK CL A 02079K305   630,845 7,150 SH   SOLE   2,070 0 5,080
AMAZON COM INC COM 023135106   218,652 2,603 SH   SOLE   260 0 2,343
MICROSOFT CORP COM 594918104   724,054 3,019 SH   SOLE   227 0 2,792
UNITEDHEALTH GROUP INC COM 91324P102   246,990 466 SH   SOLE   0 0 466
VANGUARD INDEX FDS TOTAL STK MKT 922908769   698,569 3,654 SH   SOLE   165 0 3,489
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   1,086,038 37,308 SH   SOLE   29,226 0 8,082
ABBOTT LABS COM 002824100   292,590 2,665 SH   SOLE   0 0 2,665
ISHARES TR U S EQUITY FACTR 46434V282   242,057 6,205 SH   SOLE   6,205 0 0
BOEING CO COM 097023105   696,622 3,657 SH   SOLE   0 0 3,657
PLUG POWER INC COM NEW 72919P202   131,184 10,605 SH   SOLE   0 0 10,605
ISHARES TR IBONDS 27 ETF 46435UAA9   259,679 11,112 SH   SOLE   11,024 0 87
META PLATFORMS INC CL A 30303M102   222,388 1,848 SH   SOLE   0 0 1,848
MASTERCARD INCORPORATED CL A 57636Q104   221,185 636 SH   SOLE   0 0 636
STRYKER CORPORATION COM 863667101   360,378 1,474 SH   SOLE   0 0 1,474
HOME DEPOT INC COM 437076102   255,359 808 SH   SOLE   0 0 808
JOHNSON & JOHNSON COM 478160104   543,199 3,075 SH   SOLE   0 0 3,075
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   332,773 1,247 SH   SOLE   0 0 1,247
BLACKROCK INC COM 09247X101   398,250 562 SH   SOLE   0 0 562
CHUBB LIMITED COM H1467J104   337,077 1,528 SH   SOLE   0 0 1,528
GENERAL DYNAMICS CORP COM 369550108   250,095 1,008 SH   SOLE   0 0 1,008
PEPSICO INC COM 713448108   397,601 2,201 SH   SOLE   0 0 2,201
PROCTER AND GAMBLE CO COM 742718109   242,305 1,599 SH   SOLE   0 0 1,599
RAYTHEON TECHNOLOGIES CORP COM 75513E101   250,383 2,481 SH   SOLE   0 0 2,481
TEXAS INSTRS INC COM 882508104   296,050 1,792 SH   SOLE   0 0 1,792
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   880,491 20,034 SH   SOLE   0 0 20,034
VISA INC COM CL A 92826C839   413,145 1,989 SH   SOLE   0 0 1,989
AMERICAN TOWER CORP NEW COM 03027X100   230,080 1,086 SH   SOLE   0 0 1,086
AUTOMATIC DATA PROCESSING IN COM 053015103   207,654 869 SH   SOLE   0 0 869
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   225,875 1,684 SH   SOLE   0 0 1,684
CISCO SYS INC COM 17275R102   261,258 5,484 SH   SOLE   0 0 5,484
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   539,243 4,175 SH   SOLE   0 0 4,175
LOWES COS INC COM 548661107   343,490 1,724 SH   SOLE   0 0 1,724
PHILLIPS 66 COM 718546104   220,754 2,121 SH   SOLE   0 0 2,121
ISHARES TR SP SMCP600VL ETF 464287879   499,215 5,467 SH   SOLE   0 0 5,467
KRANESHARES TR KFA MOUNT LUCAS 500767652   843,119 27,598 SH   SOLE   27,598 0 0