The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   721 4,522 SH   SOLE   0 0 4,522
ALPHABET INC CAP STK CL A 02079K305   264 2,542 SH   SOLE   0 0 2,542
AMAZON COM INC COM 023135106   679 6,571 SH   SOLE   0 0 6,571
AMERICAN TOWER CORP NEW COM 03027X100   384 1,880 SH   SOLE   0 0 1,880
AMGEN INC COM 031162100   243 1,005 SH   SOLE   0 0 1,005
ANALOG DEVICES INC COM 032654105   275 1,395 SH   SOLE   0 0 1,395
APPLE INC COM 037833100   3,354 20,340 SH   SOLE   0 0 20,340
ARTESIAN RES CORP CL A 043113208   416 7,511 SH   SOLE   0 0 7,511
BANK AMERICA CORP COM 060505104   811 28,366 SH   SOLE   0 0 28,366
BIO-TECHNE CORP COM 09073M104   253 3,412 SH   SOLE   0 0 3,412
BLOCK INC CL A 852234103   215 3,130 SH   SOLE   0 0 3,130
BRISTOL-MYERS SQUIBB CO COM 110122108   722 10,417 SH   SOLE   0 0 10,417
BROADCOM INC COM 11135F101   928 1,447 SH   SOLE   0 0 1,447
CHEVRON CORP NEW COM 166764100   720 4,410 SH   SOLE   0 0 4,410
CISCO SYS INC COM 17275R102   547 10,454 SH   SOLE   0 0 10,454
COCA COLA CO COM 191216100   621 10,007 SH   SOLE   0 0 10,007
CODORUS VY BANCORP INC COM 192025104   200 9,655 SH   SOLE   0 0 9,655
COMCAST CORP NEW CL A 20030N101   485 12,788 SH   SOLE   0 0 12,788
DENTSPLY SIRONA INC COM 24906P109   1,006 25,604 SH   SOLE   0 0 25,604
EATON VANCE TAX ADVT DIV INC COM 27828G107   234 10,340 SH   SOLE   0 0 10,340
EXXON MOBIL CORP COM 30231G102   976 8,904 SH   SOLE   0 0 8,904
GENERAL ELECTRIC CO COM NEW 369604301   464 4,854 SH   SOLE   0 0 4,854
HOME DEPOT INC COM 437076102   1,141 3,865 SH   SOLE   0 0 3,865
INTEL CORP COM 458140100   234 7,148 SH   SOLE   0 0 7,148
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   10,104 229,325 SH   SOLE   0 0 229,325
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   3,410 54,644 SH   SOLE   0 0 54,644
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   1,952 37,251 SH   SOLE   0 0 37,251
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   4,605 168,317 SH   SOLE   0 0 168,317
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   2,862 155,901 SH   SOLE   0 0 155,901
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,500 15,946 SH   SOLE   0 0 15,946
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   2,233 26,182 SH   SOLE   0 0 26,182
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   4,490 27,289 SH   SOLE   0 0 27,289
INVESCO QQQ TR UNIT SER 1 46090E103   261 813 SH   SOLE   0 0 813
ISHARES INC MSCI EMERG MRKT 464286533   1,916 35,110 SH   SOLE   0 0 35,110
ISHARES TR MSCI EMG MKT ETF 464287234   710 18,005 SH   SOLE   0 0 18,005
ISHARES TR CORE DIV GRWTH 46434V621   3,898 77,970 SH   SOLE   0 0 77,970
ISHARES TR RUSSELL 2000 ETF 464287655   475 2,662 SH   SOLE   0 0 2,662
ISHARES TR INTL SEL DIV ETF 464288448   5,364 195,133 SH   SOLE   0 0 195,133
ISHARES TR CORE S&P MCP ETF 464287507   612 2,446 SH   SOLE   0 0 2,446
ISHARES TR MSCI EAFE ETF 464287465   1,643 22,972 SH   SOLE   0 0 22,972
ISHARES TR CORE S&P500 ETF 464287200   1,082 2,631 SH   SOLE   0 0 2,631
JOHNSON & JOHNSON COM 478160104   1,215 7,837 SH   SOLE   0 0 7,837
JPMORGAN CHASE & CO COM 46625H100   1,156 8,868 SH   SOLE   0 0 8,868
LISTED FD TR SHARES SML CAP 53656F888   509 17,082 SH   SOLE   0 0 17,082
LISTED FD TR SHARES LAG CAP 53656F805   537 16,297 SH   SOLE   0 0 16,297
LISTED FD TR SHARES FOREIGN 53656F870   1,068 47,468 SH   SOLE   0 0 47,468
MARSH & MCLENNAN COS INC COM 571748102   221 1,324 SH   SOLE   0 0 1,324
MASTERCARD INCORPORATED CL A 57636Q104   677 1,864 SH   SOLE   0 0 1,864
MERCK & CO INC COM 58933Y105   821 7,712 SH   SOLE   0 0 7,712
MICROSOFT CORP COM 594918104   1,358 4,712 SH   SOLE   0 0 4,712
MONDELEZ INTL INC CL A 609207105   284 4,077 SH   SOLE   0 0 4,077
NUVEEN PENNSYLVANIA QLT MUN COM 670972108   233 20,357 SH   SOLE   0 0 20,357
NVIDIA CORPORATION COM 67066G104   1,735 6,248 SH   SOLE   0 0 6,248
PAYCHEX INC COM 704326107   277 2,419 SH   SOLE   0 0 2,419
PAYPAL HLDGS INC COM 70450Y103   263 3,468 SH   SOLE   0 0 3,468
PEPSICO INC COM 713448108   767 4,207 SH   SOLE   0 0 4,207
PFIZER INC COM 717081103   557 13,642 SH   SOLE   0 0 13,642
PHILLIPS 66 COM 718546104   442 4,357 SH   SOLE   0 0 4,357
PNC FINL SVCS GROUP INC COM 693475105   207 1,629 SH   SOLE   0 0 1,629
PROCTER AND GAMBLE CO COM 742718109   697 4,687 SH   SOLE   0 0 4,687
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,062 82,857 SH   SOLE   0 0 82,857
SHERWIN WILLIAMS CO COM 824348106   227 1,008 SH   SOLE   0 0 1,008
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   4,471 64,494 SH   SOLE   0 0 64,494
SPDR S&P 500 ETF TR TR UNIT 78462F103   621 1,516 SH   SOLE   0 0 1,516
SPDR SER TR SSGA US SMAL ETF 78468R887   2,011 19,125 SH   SOLE   0 0 19,125
SPDR SER TR S&P DIVID ETF 78464A763   7,036 56,872 SH   SOLE   0 0 56,872
TEXAS INSTRS INC COM 882508104   504 2,708 SH   SOLE   0 0 2,708
UNITEDHEALTH GROUP INC COM 91324P102   675 1,428 SH   SOLE   0 0 1,428
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,647 115,439 SH   SOLE   0 0 115,439
VANGUARD INDEX FDS TOTAL STK MKT 922908769   555 2,717 SH   SOLE   0 0 2,717
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,691 18,362 SH   SOLE   0 0 18,362
VANGUARD STAR FDS VG TL INTL STK F 921909768   220 3,987 SH   SOLE   0 0 3,987
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,588 21,552 SH   SOLE   0 0 21,552
VANGUARD WORLD FD EXTENDED DUR 921910709   2,437 26,920 SH   SOLE   0 0 26,920
VANGUARD WORLD FDS INF TECH ETF 92204A702   204 530 SH   SOLE   0 0 530
YORK WTR CO COM 987184108   1,309 29,291 SH   SOLE   0 0 29,291