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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   216,720 2,580 SH   SOLE   2,580 0 0
APPLE INC COM 037833100   1,094,141 8,421 SH   SOLE   8,421 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   11,702,946 285,647 SH   SOLE   285,647 0 0
FIDELITY COVINGTON TRUST INT HG DIV ETF 316092725   11,357,389 608,995 SH   SOLE   608,995 0 0
GLOBAL X FDS US PFD ETF 37954Y657   2,497,825 128,953 SH   SOLE   128,953 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   11,151,493 254,426 SH   SOLE   254,426 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,870,834 178,120 SH   SOLE   178,120 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   7,983,596 281,311 SH   SOLE   281,311 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   17,774,047 247,412 SH   SOLE   247,412 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   11,362,793 55,752 SH   SOLE   55,752 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,667,092 68,709 SH   SOLE   68,709 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,581,618 57,653 SH   SOLE   57,653 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   72,589,464 379,672 SH   SOLE   379,672 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   10,530,131 203,599 SH   SOLE   203,599 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,887,450 80,148 SH   SOLE   80,148 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,563,949 19,365 SH   SOLE   19,365 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511   4,256,367 99,798 SH   SOLE   99,798 0 0