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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101   689,965 1,411 SH   SOLE   0 0 1,411
ALTRIA GROUP INC COM 02209S103   487,111 10,753 SH   SOLE   0 0 10,753
AMERICAN ELEC PWR CO INC COM 025537101   401,550 4,769 SH   SOLE   0 0 4,769
APPLE INC COM 037833100   233,152 1,202 SH   SOLE   0 0 1,202
AT&T INC COM 00206R102   407,953 25,577 SH   SOLE   0 0 25,577
AUTOZONE INC COM 053332102   281,750 113 SH   SOLE   0 0 113
BANK AMERICA CORP COM 060505104   1,030,471 35,917 SH   SOLE   0 0 35,917
COMCAST CORP NEW CL A 20030N101   351,471 8,459 SH   SOLE   0 0 8,459
DOMINION ENERGY INC COM 25746U109   201,903 3,899 SH   SOLE   0 0 3,899
EXXON MOBIL CORP COM 30231G102   698,948 6,517 SH   SOLE   0 0 6,517
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   283,980 12,815 SH   SOLE   0 0 12,815
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   1,917,844 32,282 SH   SOLE   0 0 32,282
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   276,242 5,865 SH   SOLE   0 0 5,865
GENERAL ELECTRIC CO COM NEW 369604301   226,071 2,058 SH   SOLE   0 0 2,058
ICF INTL INC COM 44925C103   913,023 7,340 SH   SOLE   0 0 7,340
ISHARES TR S&P 500 VAL ETF 464287408   214,705 1,332 SH   SOLE   0 0 1,332
ISHARES TR SELECT DIVID ETF 464287168   283,250 2,500 SH   SOLE   0 0 2,500
MICROSOFT CORP COM 594918104   417,502 1,226 SH   SOLE   0 0 1,226
MONDELEZ INTL INC CL A 609207105   465,284 6,379 SH   SOLE   0 0 6,379
NORFOLK SOUTHN CORP COM 655844108   257,146 1,134 SH   SOLE   0 0 1,134
PHILIP MORRIS INTL INC COM 718172109   912,942 9,352 SH   SOLE   0 0 9,352
SOUTHERN CO COM 842587107   432,038 6,150 SH   SOLE   0 0 6,150
TRUIST FINL CORP COM 89832Q109   607,425 20,014 SH   SOLE   0 0 20,014
VANGUARD INDEX FDS VALUE ETF 922908744   26,184,603 184,269 SH   SOLE   0 0 184,269
VANGUARD INDEX FDS GROWTH ETF 922908736   34,712,825 122,678 SH   SOLE   0 0 122,678
VANGUARD INDEX FDS MID CAP ETF 922908629   11,795,072 53,575 SH   SOLE   0 0 53,575
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,822,959 44,361 SH   SOLE   0 0 44,361
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,104,774 55,047 SH   SOLE   0 0 55,047
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,232,978 10,137 SH   SOLE   0 0 10,137
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,047,734 30,677 SH   SOLE   0 0 30,677
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,200,668 5,835 SH   SOLE   0 0 5,835
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,913,037 21,051 SH   SOLE   0 0 21,051
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,164,158 7,769 SH   SOLE   0 0 7,769
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   362,316 4,336 SH   SOLE   0 0 4,336
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,745,776 11,730 SH   SOLE   0 0 11,730
VANGUARD INDEX FDS LARGE CAP ETF 922908637   651,948 3,216 SH   SOLE   0 0 3,216
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,511,026 101,287 SH   SOLE   0 0 101,287
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   216,481 3,105 SH   SOLE   0 0 3,105
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   338,051 8,310 SH   SOLE   0 0 8,310
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   950,985 20,593 SH   SOLE   0 0 20,593
VANGUARD WORLD FD MEGA GRWTH IND 921910816   988,344 4,200 SH   SOLE   0 0 4,200
VANGUARD WORLD FDS ENERGY ETF 92204A306   914,409 8,100 SH   SOLE   0 0 8,100
WARNER BROS DISCOVERY INC COM SER A 934423104   127,131 10,138 SH   SOLE   0 0 10,138