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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   719,469 1,411 SH   SOLE   1,411 0 0
ALTRIA GROUP INC COM 02209S103   452,164 10,753 SH   SOLE   10,753 0 0
AMERICAN ELEC PWR CO INC COM 025537101   358,724 4,769 SH   SOLE   4,769 0 0
APPLE INC COM 037833100   205,794 1,202 SH   SOLE   1,202 0 0
AT&T INC COM 00206R102   384,167 25,577 SH   SOLE   25,577 0 0
AUTOZONE INC COM 053332102   287,019 113 SH   SOLE   113 0 0
BANK AMERICA CORP COM 060505104   983,419 35,917 SH   SOLE   35,917 0 0
COMCAST CORP NEW CL A 20030N101   375,072 8,459 SH   SOLE   8,459 0 0
EXXON MOBIL CORP COM 30231G102   766,269 6,517 SH   SOLE   6,517 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   319,222 12,815 SH   SOLE   12,815 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   269,497 5,865 SH   SOLE   5,865 0 0
GENERAL ELECTRIC CO COM NEW 369604301   227,512 2,058 SH   SOLE   2,058 0 0
ICF INTL INC COM 44925C103   685,597 5,675 SH   SOLE   5,675 0 0
ISHARES TR S&P 500 VAL ETF 464287408   204,915 1,332 SH   SOLE   1,332 0 0
ISHARES TR SELECT DIVID ETF 464287168   247,572 2,300 SH   SOLE   2,300 0 0
MICROSOFT CORP COM 594918104   387,110 1,226 SH   SOLE   1,226 0 0
MONDELEZ INTL INC CL A 609207105   442,703 6,379 SH   SOLE   6,379 0 0
PHILIP MORRIS INTL INC COM 718172109   865,808 9,352 SH   SOLE   9,352 0 0
SOUTHERN CO COM 842587107   398,028 6,150 SH   SOLE   6,150 0 0
TRUIST FINL CORP COM 89832Q109   572,601 20,014 SH   SOLE   20,014 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   25,520,753 185,027 SH   SOLE   185,027 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   33,426,189 122,751 SH   SOLE   122,751 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   11,158,957 53,587 SH   SOLE   53,587 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,403,594 44,447 SH   SOLE   44,447 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,895,076 55,772 SH   SOLE   55,772 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,153,413 10,138 SH   SOLE   10,138 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   6,676,847 31,174 SH   SOLE   31,174 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,316,645 6,760 SH   SOLE   6,760 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,901,812 22,158 SH   SOLE   22,158 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,050,886 7,769 SH   SOLE   7,769 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   328,062 4,336 SH   SOLE   4,336 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,637,115 11,422 SH   SOLE   11,422 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   629,339 3,216 SH   SOLE   3,216 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,344,374 103,034 SH   SOLE   103,034 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   203,248 3,039 SH   SOLE   3,039 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   325,835 8,310 SH   SOLE   8,310 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   900,326 20,593 SH   SOLE   20,593 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   952,980 4,200 SH   SOLE   4,200 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,026,594 8,100 SH   SOLE   8,100 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   110,099 10,138 SH   SOLE   10,138 0 0