The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DEUTSCHE BANK A G NAMEN AKT D18190898   150,266 11,090 SH   SOLE   0 0 11,090
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,075,034 8,763 SH   SOLE   0 0 8,763
EATON CORP PLC SHS G29183103   364,403 1,513 SH   SOLE   0 0 1,513
FERGUSON PLC NEW SHS G3421J106   201,259 1,038 SH   SOLE   0 0 1,038
CHUBB LIMITED COM H1467J104   258,875 1,141 SH   SOLE   0 0 1,141
UBS GROUP AG SHS H42097107   318,344 10,302 SH   SOLE   0 0 10,302
ICL GROUP LTD SHS M53213100   88,608 17,686 SH   SOLE   0 0 17,686
ASML HOLDING N V N Y REGISTRY SHS N07059210   334,731 442 SH   SOLE   0 0 442
FERRARI N V COM N3167Y103   236,977 700 SH   SOLE   0 0 700
AFLAC INC COM 001055102   205,562 2,492 SH   SOLE   0 0 2,492
AT&T INC COM 00206R102   405,741 24,180 SH   SOLE   0 0 24,180
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   161,105 17,121 SH   SOLE   0 0 17,121
ABBOTT LABS COM 002824100   738,738 6,712 SH   SOLE   0 0 6,712
ABBVIE INC COM 00287Y109   836,160 5,396 SH   SOLE   0 0 5,396
ADOBE INC COM 00724F101   1,048,270 1,757 SH   SOLE   0 0 1,757
ADVANCED MICRO DEVICES INC COM 007903107   639,051 4,335 SH   SOLE   0 0 4,335
ALPHABET INC CAP STK CL C 02079K107   2,478,358 17,586 SH   SOLE   0 0 17,586
ALPHABET INC CAP STK CL A 02079K305   2,609,828 18,683 SH   SOLE   0 0 18,683
AMAZON COM INC COM 023135106   4,278,810 28,161 SH   SOLE   0 0 28,161
AMERICAN EXPRESS CO COM 025816109   333,866 1,782 SH   SOLE   0 0 1,782
AMERICAN INTL GROUP INC COM NEW 026874784   246,983 3,646 SH   SOLE   0 0 3,646
AMERIPRISE FINL INC COM 03076C106   313,532 825 SH   SOLE   0 0 825
AMPHENOL CORP NEW CL A 032095101   354,991 3,573 SH   SOLE   0 0 3,573
ANALOG DEVICES INC COM 032654105   263,288 1,326 SH   SOLE   0 0 1,326
ELEVANCE HEALTH INC COM 036752103   399,181 847 SH   SOLE   0 0 847
APPLE INC COM 037833100   11,696,194 60,750 SH   SOLE   0 0 60,750
APPLIED MATLS INC COM 038222105   629,445 3,884 SH   SOLE   0 0 3,884
ARISTA NETWORKS INC COM 040413106   330,202 1,402 SH   SOLE   0 0 1,402
ASTRAZENECA PLC SPONSORED ADR 046353108   263,407 3,911 SH   SOLE   0 0 3,911
AUTOMATIC DATA PROCESSING IN COM 053015103   373,198 1,592 SH   SOLE   0 0 1,592
AUTOZONE INC COM 053332102   209,434 81 SH   SOLE   0 0 81
BANCO BRADESCO S A SP ADR PFD NEW 059460303   58,205 16,421 SH   SOLE   0 0 16,421
BANK AMERICA CORP COM 060505104   692,466 20,566 SH   SOLE   0 0 20,566
BECTON DICKINSON & CO COM 075887109   210,458 863 SH   SOLE   0 0 863
BERKSHIRE HATHAWAY INC DEL CL A 084670108   17,906,626 33 SH   SOLE   0 0 33
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,909,631 19,373 SH   SOLE   0 0 19,373
BLACKROCK INC COM 09247X101   500,782 617 SH   SOLE   0 0 617
BLACKROCK MUNIVEST FD INC COM 09253R105   245,284 34,450 SH   SOLE   0 0 34,450
BLACKROCK MUNICIPAL INCOME COM 09253X102   130,530 11,214 SH   SOLE   0 0 11,214
BLACKROCK MUNIHOLDINGS QUALI COM 09254C107   132,665 13,240 SH   SOLE   0 0 13,240
BLACKROCK MUNIYIELD QUALITY COM 09254E103   295,361 25,375 SH   SOLE   0 0 25,375
BLACKROCK MUNIYIELD QUALITY COM 09254G108   147,953 14,295 SH   SOLE   0 0 14,295
BOEING CO COM 097023105   457,223 1,754 SH   SOLE   0 0 1,754
BOOKING HOLDINGS INC COM 09857L108   319,250 90 SH   SOLE   0 0 90
BRISTOL-MYERS SQUIBB CO COM 110122108   422,952 8,243 SH   SOLE   0 0 8,243
BROADCOM INC COM 11135F101   1,351,772 1,211 SH   SOLE   0 0 1,211
THE CIGNA GROUP COM 125523100   455,920 1,523 SH   SOLE   0 0 1,523
CME GROUP INC COM 12572Q105   324,170 1,502 SH   SOLE   0 0 1,502
CSX CORP COM 126408103   304,756 8,790 SH   SOLE   0 0 8,790
CVS HEALTH CORP COM 126650100   325,340 4,120 SH   SOLE   0 0 4,120
CADENCE DESIGN SYSTEM INC COM 127387108   253,304 930 SH   SOLE   0 0 930
CANADIAN NAT RES LTD COM 136385101   396,907 5,991 SH   SOLE   0 0 5,991
CAPITAL ONE FINL CORP COM 14040H105   224,764 1,714 SH   SOLE   0 0 1,714
CATERPILLAR INC COM 149123101   769,002 2,601 SH   SOLE   0 0 2,601
CENTENE CORP DEL COM 15135B101   593,132 7,993 SH   SOLE   0 0 7,993
CHEVRON CORP NEW COM 166764100   1,141,631 7,654 SH   SOLE   0 0 7,654
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   218,422 5,591 SH   SOLE   0 0 5,591
CHURCH & DWIGHT CO INC COM 171340102   217,241 2,297 SH   SOLE   0 0 2,297
CISCO SYS INC COM 17275R102   985,155 19,500 SH   SOLE   0 0 19,500
CINTAS CORP COM 172908105   251,799 418 SH   SOLE   0 0 418
COCA COLA CO COM 191216100   577,848 9,806 SH   SOLE   0 0 9,806
COINBASE GLOBAL INC COM CL A 19260Q107   436,539 2,510 SH   SOLE   0 0 2,510
CONOCOPHILLIPS COM 20825C104   1,690,382 14,563 SH   SOLE   0 0 14,563
COPART INC COM 217204106   256,985 5,245 SH   SOLE   0 0 5,245
COSTCO WHSL CORP NEW COM 22160K105   925,516 1,371 SH   SOLE   0 0 1,371
DANAHER CORPORATION COM 235851102   343,787 1,485 SH   SOLE   0 0 1,485
DEERE & CO COM 244199105   724,079 1,804 SH   SOLE   0 0 1,804
DIAGEO PLC SPON ADR NEW 25243Q205   509,996 3,501 SH   SOLE   0 0 3,501
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,899,488 136,155 SH   SOLE   0 0 136,155
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   659,625 27,359 SH   SOLE   0 0 27,359
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,724,338 33,269 SH   SOLE   0 0 33,269
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   1,414,239 44,719 SH   SOLE   0 0 44,719
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   244,651 8,370 SH   SOLE   0 0 8,370
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,072,375 41,792 SH   SOLE   0 0 41,792
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   802,148 35,275 SH   SOLE   0 0 35,275
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   584,911 14,169 SH   SOLE   0 0 14,169
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   532,388 11,325 SH   SOLE   0 0 11,325
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   596,609 14,071 SH   SOLE   0 0 14,071
DISNEY WALT CO COM 254687106   632,616 6,982 SH   SOLE   0 0 6,982
DUPONT DE NEMOURS INC COM 26614N102   240,774 3,130 SH   SOLE   0 0 3,130
EOG RES INC COM 26875P101   259,837 2,148 SH   SOLE   0 0 2,148
ECOLAB INC COM 278865100   211,192 1,062 SH   SOLE   0 0 1,062
ENBRIDGE INC COM 29250N105   300,282 8,337 SH   SOLE   0 0 8,337
ENEL CHILE S.A. SPONSORED ADR 29278D105   88,882 27,433 SH   SOLE   0 0 27,433
EQUINIX INC COM 29444U700   327,484 407 SH   SOLE   0 0 407
EXXON MOBIL CORP COM 30231G102   1,746,802 17,472 SH   SOLE   0 0 17,472
FS KKR CAP CORP COM 302635206   4,924,605 238,360 SH   SOLE   0 0 238,360
META PLATFORMS INC CL A 30303M102   2,132,912 6,026 SH   SOLE   0 0 6,026
FACTSET RESH SYS INC COM 303075105   232,524 487 SH   SOLE   0 0 487
FAIR ISAAC CORP COM 303250104   464,440 399 SH   SOLE   0 0 399
FASTENAL CO COM 311900104   279,808 4,320 SH   SOLE   0 0 4,320
FIRST TR EXCHANGE-TRADED FD INTL DEV STRNGTH 33738R662   368,669 10,925 SH   SOLE   0 0 10,925
FORD MTR CO DEL COM 345370860   140,641 11,537 SH   SOLE   0 0 11,537
FRANCO NEV CORP COM 351858105   261,622 2,361 SH   SOLE   0 0 2,361
FREEPORT-MCMORAN INC CL B 35671D857   418,887 9,840 SH   SOLE   0 0 9,840
GALLAGHER ARTHUR J & CO COM 363576109   411,030 1,828 SH   SOLE   0 0 1,828
GENERAL DYNAMICS CORP COM 369550108   434,976 1,675 SH   SOLE   0 0 1,675
GENERAL ELECTRIC CO COM NEW 369604301   341,403 2,673 SH   SOLE   0 0 2,673
GENERAL MLS INC COM 370334104   255,734 3,926 SH   SOLE   0 0 3,926
GILDAN ACTIVEWEAR INC COM 375916103   337,286 10,202 SH   SOLE   0 0 10,202
GLADSTONE LD CORP COM 376549101   260,914 18,056 SH   SOLE   0 0 18,056
GSK PLC SPONSORED ADR 37733W204   214,293 5,736 SH   SOLE   0 0 5,736
GLOBAL X FDS US PFD ETF 37954Y657   619,405 31,756 SH   SOLE   0 0 31,756
GLOBAL X FDS EMERGING MKT GRT 37960A644   278,604 10,872 SH   SOLE   0 0 10,872
GOLDMAN SACHS GROUP INC COM 38141G104   316,108 819 SH   SOLE   0 0 819
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   1,895,182 57,763 SH   SOLE   0 0 57,763
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180   1,728,958 32,060 SH   SOLE   0 0 32,060
PEAKSTONE REALTY TRUST COMMON SHARES 39818P799   869,036 43,118 SH   SOLE   0 0 43,118
HSBC HLDGS PLC SPON ADR NEW 404280406   241,282 5,952 SH   SOLE   0 0 5,952
HESS CORP COM 42809H107   640,992 4,446 SH   SOLE   0 0 4,446
HEWLETT PACKARD ENTERPRISE C COM 42824C109   175,220 10,241 SH   SOLE   0 0 10,241
HILTON WORLDWIDE HLDGS INC COM 43300A203   254,744 1,399 SH   SOLE   0 0 1,399
HOME DEPOT INC COM 437076102   1,414,933 4,083 SH   SOLE   0 0 4,083
HONEYWELL INTL INC COM 438516106   958,205 4,569 SH   SOLE   0 0 4,569
HUMANA INC COM 444859102   218,923 477 SH   SOLE   0 0 477
HUNT J B TRANS SVCS INC COM 445658107   338,787 1,696 SH   SOLE   0 0 1,696
ICICI BANK LIMITED ADR 45104G104   254,171 10,662 SH   SOLE   0 0 10,662
ILLINOIS TOOL WKS INC COM 452308109   390,920 1,485 SH   SOLE   0 0 1,485
INFOSYS LTD SPONSORED ADR 456788108   227,057 12,354 SH   SOLE   0 0 12,354
ING GROEP N.V. SPONSORED ADR 456837103   158,564 10,557 SH   SOLE   0 0 10,557
INTERCONTINENTAL EXCHANGE IN COM 45866F104   202,717 1,578 SH   SOLE   0 0 1,578
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   484,109 5,919 SH   SOLE   0 0 5,919
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   6,547,234 131,260 SH   SOLE   0 0 131,260
INVESCO QQQ TR UNIT SER 1 46090E103   990,736 2,418 SH   SOLE   0 0 2,418
INTUITIVE SURGICAL INC COM NEW 46120E602   417,356 1,237 SH   SOLE   0 0 1,237
INTUIT COM 461202103   434,325 695 SH   SOLE   0 0 695
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103   104,706 12,391 SH   SOLE   0 0 12,391
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   453,488 6,151 SH   SOLE   0 0 6,151
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   419,867 22,748 SH   SOLE   0 0 22,748
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   1,241,937 65,023 SH   SOLE   0 0 65,023
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   1,035,983 21,859 SH   SOLE   0 0 21,859
ISHARES INC MSCI EQUAL WEITE 464286681   361,403 4,280 SH   SOLE   0 0 4,280
ISHARES TR CORE S&P TTL STK 464287150   285,772 2,716 SH   SOLE   0 0 2,716
ISHARES TR CORE S&P500 ETF 464287200   21,032,993 44,036 SH   SOLE   0 0 44,036
ISHARES TR MSCI EMG MKT ETF 464287234   341,446 8,492 SH   SOLE   0 0 8,492
ISHARES TR 7-10 YR TRSY BD 464287440   1,537,229 15,948 SH   SOLE   0 0 15,948
ISHARES TR 1 3 YR TREAS BD 464287457   1,922,033 23,428 SH   SOLE   0 0 23,428
ISHARES TR RUS 1000 GRW ETF 464287614   843,173 2,781 SH   SOLE   0 0 2,781
ISHARES TR U.S. TECH ETF 464287721   433,921 3,535 SH   SOLE   0 0 3,535
ISHARES TR CORE S&P SCP ETF 464287804   2,624,890 24,248 SH   SOLE   0 0 24,248
ISHARES TR IBOXX HI YD ETF 464288513   473,476 6,118 SH   SOLE   0 0 6,118
ISHARES TR CRE U S REIT ETF 464288521   750,698 13,828 SH   SOLE   0 0 13,828
ISHARES TR SHORT TREAS BD 464288679   6,678,137 60,639 SH   SOLE   0 0 60,639
ISHARES TR US HLTHCR PR ETF 464288828   578,972 2,205 SH   SOLE   0 0 2,205
ISHARES TR US TREAS BD ETF 46429B267   3,898,257 169,195 SH   SOLE   0 0 169,195
ISHARES TR MSCI USA QLT FCT 46432F339   361,085 2,452 SH   SOLE   0 0 2,452
ISHARES TR CORE DIV GRWTH 46434V621   1,004,666 18,667 SH   SOLE   0 0 18,667
ISHARES TR BLACKROCK ULTRA 46434V878   6,780,566 134,642 SH   SOLE   0 0 134,642
JPMORGAN CHASE & CO COM 46625H100   1,824,161 10,724 SH   SOLE   0 0 10,724
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   857,662 22,231 SH   SOLE   0 0 22,231
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   212,209 4,433 SH   SOLE   0 0 4,433
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   755,212 14,961 SH   SOLE   0 0 14,961
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   328,292 6,850 SH   SOLE   0 0 6,850
JOHNSON & JOHNSON COM 478160104   1,443,667 9,211 SH   SOLE   0 0 9,211
KLA CORP COM NEW 482480100   294,691 507 SH   SOLE   0 0 507
KIMBERLY-CLARK CORP COM 494368103   216,375 1,763 SH   SOLE   0 0 1,763
KOREA ELEC PWR CORP SPONSORED ADR 500631106   84,992 11,723 SH   SOLE   0 0 11,723
LG DISPLAY CO LTD SPONS ADR REP 50186V102   64,540 13,390 SH   SOLE   0 0 13,390
LATTICE SEMICONDUCTOR CORP COM 518415104   494,564 7,169 SH   SOLE   0 0 7,169
ELI LILLY & CO COM 532457108   1,238,663 2,125 SH   SOLE   0 0 2,125
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   95,312 39,880 SH   SOLE   0 0 39,880
LOWES COS INC COM 548661107   440,839 1,981 SH   SOLE   0 0 1,981
LUMEN TECHNOLOGIES INC COM 550241103   19,141 10,459 SH   SOLE   0 0 10,459
MFS MUN INCOME TR SH BEN INT 552738106   111,672 21,600 SH   SOLE   0 0 21,600
MACATAWA BK CORP COM 554225102   132,646 11,759 SH   SOLE   0 0 11,759
MARSH & MCLENNAN COS INC COM 571748102   257,800 1,361 SH   SOLE   0 0 1,361
MARRIOTT INTL INC NEW CL A 571903202   537,344 2,383 SH   SOLE   0 0 2,383
MASTERCARD INCORPORATED CL A 57636Q104   1,166,444 2,735 SH   SOLE   0 0 2,735
MCDONALDS CORP COM 580135101   586,659 1,979 SH   SOLE   0 0 1,979
MCKESSON CORP COM 58155Q103   441,374 952 SH   SOLE   0 0 952
MERCK & CO INC COM 58933Y105   1,084,624 9,878 SH   SOLE   0 0 9,878
METLIFE INC COM 59156R108   272,366 4,119 SH   SOLE   0 0 4,119
MFS HIGH INCOME MUN TR SH BEN INT 59318D104   149,321 42,062 SH   SOLE   0 0 42,062
MFS HIGH YIELD MUN TR SH BEN INT 59318E102   112,540 34,000 SH   SOLE   0 0 34,000
MICROSOFT CORP COM 594918104   9,129,327 24,278 SH   SOLE   0 0 24,278
MICRON TECHNOLOGY INC COM 595112103   365,441 4,276 SH   SOLE   0 0 4,276
MONDELEZ INTL INC CL A 609207105   392,758 5,391 SH   SOLE   0 0 5,391
MOTOROLA SOLUTIONS INC COM NEW 620076307   233,925 745 SH   SOLE   0 0 745
NCINO INC COM 63947X101   4,667,104 138,778 SH   SOLE   0 0 138,778
NETFLIX INC COM 64110L106   797,557 1,638 SH   SOLE   0 0 1,638
NEXTERA ENERGY INC COM 65339F101   293,241 4,828 SH   SOLE   0 0 4,828
NIKE INC CL B 654106103   396,144 3,636 SH   SOLE   0 0 3,636
NOMURA HLDGS INC SPONSORED ADR 65535H208   59,898 13,281 SH   SOLE   0 0 13,281
NORTHROP GRUMMAN CORP COM 666807102   239,915 512 SH   SOLE   0 0 512
NOVARTIS AG SPONSORED ADR 66987V109   231,589 2,294 SH   SOLE   0 0 2,294
NOVO-NORDISK A S ADR 670100205   1,015,308 9,814 SH   SOLE   0 0 9,814
NUVEEN AMT FREE QLTY MUN INC COM 670657105   193,547 17,595 SH   SOLE   0 0 17,595
NVIDIA CORPORATION COM 67066G104   3,337,720 6,740 SH   SOLE   0 0 6,740
NUVEEN QUALITY MUNCP INCOME COM 67066V101   251,328 21,950 SH   SOLE   0 0 21,950
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   161,191 13,637 SH   SOLE   0 0 13,637
NUVEEN AMT FREE MUN CR INC F COM 67071L106   235,762 19,946 SH   SOLE   0 0 19,946
NUVEEN FLOATING RATE INCOME COM 67072T108   127,497 15,511 SH   SOLE   0 0 15,511
OREILLY AUTOMOTIVE INC COM 67103H107   348,679 367 SH   SOLE   0 0 367
OCCIDENTAL PETE CORP COM 674599105   461,232 7,701 SH   SOLE   0 0 7,701
OLD DOMINION FREIGHT LINE IN COM 679580100   315,515 778 SH   SOLE   0 0 778
ORACLE CORP COM 68389X105   636,118 6,034 SH   SOLE   0 0 6,034
OVINTIV INC COM 69047Q102   425,717 9,693 SH   SOLE   0 0 9,693
OWLET INC CL A NEW 69120X206   79,211 15,002 SH   SOLE   0 0 15,002
PG&E CORP COM 69331C108   249,313 13,820 SH   SOLE   0 0 13,820
PGIM ETF TR PGIM ULTRA SH BD 69344A107   2,733,766 55,061 SH   SOLE   0 0 55,061
PACCAR INC COM 693718108   270,449 2,682 SH   SOLE   0 0 2,682
PALO ALTO NETWORKS INC COM 697435105   230,898 783 SH   SOLE   0 0 783
PARKER-HANNIFIN CORP COM 701094104   260,607 566 SH   SOLE   0 0 566
PAYPAL HLDGS INC COM 70450Y103   326,149 5,311 SH   SOLE   0 0 5,311
PEPSICO INC COM 713448108   767,213 4,493 SH   SOLE   0 0 4,493
PFIZER INC COM 717081103   615,828 21,390 SH   SOLE   0 0 21,390
PHILIP MORRIS INTL INC COM 718172109   307,526 3,224 SH   SOLE   0 0 3,224
PHILLIPS 66 COM 718546104   464,836 3,491 SH   SOLE   0 0 3,491
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   543,584 5,420 SH   SOLE   0 0 5,420
PIONEER NAT RES CO COM 723787107   598,538 2,662 SH   SOLE   0 0 2,662
PROCTER AND GAMBLE CO COM 742718109   1,120,240 7,645 SH   SOLE   0 0 7,645
PROGRESSIVE CORP COM 743315103   316,906 1,990 SH   SOLE   0 0 1,990
PROSHARES TR S&P 500 DV ARIST 74348A467   224,006 2,353 SH   SOLE   0 0 2,353
QUALCOMM INC COM 747525103   861,920 5,959 SH   SOLE   0 0 5,959
RANGE RES CORP COM 75281A109   214,541 7,048 SH   SOLE   0 0 7,048
RAYMOND JAMES FINL INC COM 754730109   276,208 2,467 SH   SOLE   0 0 2,467
RTX CORPORATION COM 75513E101   510,920 6,072 SH   SOLE   0 0 6,072
REGENERON PHARMACEUTICALS COM 75886F107   273,148 311 SH   SOLE   0 0 311
ROBINHOOD MKTS INC COM CL A 770700102   182,972 14,362 SH   SOLE   0 0 14,362
ROCKWELL AUTOMATION INC COM 773903109   217,461 700 SH   SOLE   0 0 700
ROYAL BK CDA COM 780087102   252,596 2,498 SH   SOLE   0 0 2,498
SHELL PLC SPON ADS 780259305   483,533 7,349 SH   SOLE   0 0 7,349
S&P GLOBAL INC COM 78409V104   439,450 998 SH   SOLE   0 0 998
SPDR S&P 500 ETF TR TR UNIT 78462F103   825,111 1,729 SH   SOLE   0 0 1,729
SPDR GOLD TR GOLD SHS 78463V107   268,594 1,405 SH   SOLE   0 0 1,405
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,144,335 33,647 SH   SOLE   0 0 33,647
SPDR SER TR S&P 600 SMCP GRW 78464A201   237,742 2,843 SH   SOLE   0 0 2,843
SPDR SER TR S&P 600 SMCP VAL 78464A300   377,080 4,526 SH   SOLE   0 0 4,526
SPDR SER TR PORTFOLIO INTRMD 78464A375   392,365 11,951 SH   SOLE   0 0 11,951
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,510,122 23,211 SH   SOLE   0 0 23,211
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,818,790 39,005 SH   SOLE   0 0 39,005
SPDR SER TR PORTFLI TIPS ETF 78464A656   487,613 19,070 SH   SOLE   0 0 19,070
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,035,188 13,680 SH   SOLE   0 0 13,680
SPDR SER TR S&P 400 MDCP VAL 78464A839   973,325 13,264 SH   SOLE   0 0 13,264
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,084,913 49,724 SH   SOLE   0 0 49,724
SPDR SER TR MSCI USA STRTGIC 78468R812   473,648 3,585 SH   SOLE   0 0 3,585
SALESFORCE INC COM 79466L302   697,508 2,651 SH   SOLE   0 0 2,651
SAP SE SPON ADR 803054204   341,600 2,210 SH   SOLE   0 0 2,210
SCHLUMBERGER LTD COM STK 806857108   246,801 4,727 SH   SOLE   0 0 4,727
SCHWAB CHARLES CORP COM 808513105   726,821 10,564 SH   SOLE   0 0 10,564
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   258,308 1,342 SH   SOLE   0 0 1,342
SERVICENOW INC COM 81762P102   584,267 827 SH   SOLE   0 0 827
SHOCKWAVE MED INC COM 82489T104   415,611 2,181 SH   SOLE   0 0 2,181
SIRIUS XM HOLDINGS INC COM 82968B103   105,077 19,210 SH   SOLE   0 0 19,210
SOCIETY PASS INC COM 83370P102   13,464 44,850 SH   SOLE   0 0 44,850
SOFI TECHNOLOGIES INC COM 83406F102   356,563 35,836 SH   SOLE   0 0 35,836
SONY GROUP CORP SPONSORED ADR 835699307   215,903 2,280 SH   SOLE   0 0 2,280
SOUTHERN CO COM 842587107   256,767 3,662 SH   SOLE   0 0 3,662
SOUTHERN COPPER CORP COM 84265V105   201,991 2,347 SH   SOLE   0 0 2,347
BLOCK INC CL A 852234103   1,853,893 23,968 SH   SOLE   0 0 23,968
STARBUCKS CORP COM 855244109   274,029 2,854 SH   SOLE   0 0 2,854
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   184,522 19,062 SH   SOLE   0 0 19,062
SUNCOR ENERGY INC NEW COM 867224107   209,394 6,535 SH   SOLE   0 0 6,535
SUNRUN INC COM 86771W105   698,691 35,593 SH   SOLE   0 0 35,593
SYNOPSYS INC COM 871607107   287,333 558 SH   SOLE   0 0 558
TJX COS INC NEW COM 872540109   393,457 4,194 SH   SOLE   0 0 4,194
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,307,926 12,528 SH   SOLE   0 0 12,528
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   258,486 1,606 SH   SOLE   0 0 1,606
TARGET CORP COM 87612E106   209,469 1,471 SH   SOLE   0 0 1,471
TESLA INC COM 88160R101   1,771,757 7,130 SH   SOLE   0 0 7,130
THERMO FISHER SCIENTIFIC INC COM 883556102   1,122,591 2,114 SH   SOLE   0 0 2,114
TORONTO DOMINION BK ONT COM NEW 891160509   349,363 5,406 SH   SOLE   0 0 5,406
TOYOTA MOTOR CORP ADS 892331307   358,092 1,953 SH   SOLE   0 0 1,953
TRAVELERS COMPANIES INC COM 89417E109   320,343 1,682 SH   SOLE   0 0 1,682
US BANCORP DEL COM NEW 902973304   798,577 18,245 SH   SOLE   0 0 18,245
UBER TECHNOLOGIES INC COM 90353T100   288,805 4,691 SH   SOLE   0 0 4,691
UNILEVER PLC SPON ADR NEW 904767704   368,402 7,599 SH   SOLE   0 0 7,599
UNION PAC CORP COM 907818108   645,831 2,629 SH   SOLE   0 0 2,629
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   141,877 16,770 SH   SOLE   0 0 16,770
UNITED PARCEL SERVICE INC CL B 911312106   550,427 3,501 SH   SOLE   0 0 3,501
UNITEDHEALTH GROUP INC COM 91324P102   1,604,039 3,047 SH   SOLE   0 0 3,047
VALERO ENERGY CORP COM 91913Y100   745,127 5,732 SH   SOLE   0 0 5,732
VANECK ETF TRUST GOLD MINERS ETF 92189F106   207,612 6,695 SH   SOLE   0 0 6,695
VANGUARD WORLD FD EXTENDED DUR 921910709   736,054 9,084 SH   SOLE   0 0 9,084
VANGUARD WELLINGTON FD US MOMENTUM 921935508   403,996 3,077 SH   SOLE   0 0 3,077
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,594,699 20,705 SH   SOLE   0 0 20,705
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,109,504 273,685 SH   SOLE   0 0 273,685
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,329,465 19,995 SH   SOLE   0 0 19,995
VANGUARD WORLD FDS ENERGY ETF 92204A306   205,240 1,750 SH   SOLE   0 0 1,750
VANGUARD WORLD FDS INF TECH ETF 92204A702   306,545 633 SH   SOLE   0 0 633
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,248,111 200,684 SH   SOLE   0 0 200,684
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   261,402 4,407 SH   SOLE   0 0 4,407
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,383,536 29,325 SH   SOLE   0 0 29,325
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,907,250 37,360 SH   SOLE   0 0 37,360
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,757,030 4,023 SH   SOLE   0 0 4,023
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   243,706 2,758 SH   SOLE   0 0 2,758
VANGUARD INDEX FDS MID CAP ETF 922908629   6,263,722 26,925 SH   SOLE   0 0 26,925
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,816,566 20,304 SH   SOLE   0 0 20,304
VERIZON COMMUNICATIONS INC COM 92343V104   415,207 11,013 SH   SOLE   0 0 11,013
VERTEX PHARMACEUTICALS INC COM 92532F100   435,601 1,071 SH   SOLE   0 0 1,071
VISA INC COM CL A 92826C839   1,303,407 5,006 SH   SOLE   0 0 5,006
WALMART INC COM 931142103   837,864 5,296 SH   SOLE   0 0 5,296
WARNER BROS DISCOVERY INC COM SER A 934423104   125,510 11,029 SH   SOLE   0 0 11,029
WASTE MGMT INC DEL COM 94106L109   341,403 1,906 SH   SOLE   0 0 1,906
WELLS FARGO CO NEW COM 949746101   1,170,415 23,779 SH   SOLE   0 0 23,779
WESTERN ASSET MANAGED MUNS F COM 95766M105   124,399 12,232 SH   SOLE   0 0 12,232
WILLIAMS COS INC COM 969457100   236,708 6,796 SH   SOLE   0 0 6,796
WIPRO LTD SPON ADR 1 SH 97651M109   113,050 20,296 SH   SOLE   0 0 20,296
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,046,107 25,716 SH   SOLE   0 0 25,716
WISDOMTREE TR GLB US QTLY DIV 97717W844   413,473 11,178 SH   SOLE   0 0 11,178
WISDOMTREE TR EM EX ST-OWNED 97717X578   998,990 34,591 SH   SOLE   0 0 34,591
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   675,580 16,089 SH   SOLE   0 0 16,089
WISDOMTREE TR EM LCL DEBT FD 97717X867   241,137 8,591 SH   SOLE   0 0 8,591
WISDOMTREE TR EMERGING MARKETS 97717Y642   469,078 16,565 SH   SOLE   0 0 16,565
ZIONS BANCORPORATION N A COM 989701107   249,768 5,693 SH   SOLE   0 0 5,693
ZOETIS INC CL A 98978V103   295,223 1,496 SH   SOLE   0 0 1,496