Exhibit 99.8

Client Name:
Client Project Name:		ACHM2023-HE1
Start - End Dates:		7/20/2022 - 11/28/2022
Deal Loan Count:		1,788
Conditions Report 2.0
Loans in Report:		1,788
Loans with Conditions:		404
2 - Total Active Conditions
	2 - Non-Material Conditions
			2 - Compliance Review Scope
				2 - Category: Texas Home Equity
664 - Total Satisfied Conditions
			664 - Compliance Review Scope
				2 - Category: RESPA
				1 - Category: Right of Rescission
				390 - Category: Texas Home Equity
				271 - Category: TILA
3 - Total Waived Conditions
			3 - Compliance Review Scope
				3 - Category: Texas Home Equity

©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

Client Name:
Client Project Name:	ACHM2023-HE1
Start - End Dates:	7/20/2022 - 11/28/2022
Deal Loan Count:	1,788
Conditions Report 2.0
Loans in Report:	1,788
Loans with Conditions:	404

Loan Number

Original Principal Balance

State

Initial Lender ATR/QM Status

Loan Level ATR/QM Status

Initial Securitization Compliance Loan Grade

Final Securitization Compliance Loan Grade

Initial S&P Compliance Loan Grade

Final S&P Compliance Loan Grade

Condition Category

Condition Sub Category

Condition Status

Initial Securitization Condition Grade

Final Securitization Condition Grade

Initial S&P Condition Grade

Final S&P Condition Grade

Condition Code

Condition Description

Condition Material Indicator

Initial Comments

Client/Seller Response Comments

Conclusion Comments

TRID Error Type

Cure Method

2003188029

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

2007188216

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000000462

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Active

B

B

B

B

CMPTXHE321

TX Equity - Texas Equity : Missing T.42.1 Title Endorsement

No

TX EQ - Title Commitment and Final Title Policy are missing the T.42.1 Endorsement.

12/13/2022 Condition remains as no final title report was uploaded into Document Manager confirming T.42 Endorsement was issued. Pending receiving final title report

(No Data)

(No Data)

Not Applicable

5000000462

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ - FMV not executed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000000462

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Waived

B

B

B

B

CMPTXHE320

TX Equity - Texas Equity : Missing T.42 Title Endorsement

No

TX EQ - Title Commitment and Final Title Policy are missing the T.42 Endorsement.

8/9 client provided an approved exception to allow the file without the T.42 endorsement

Clayton final grade is B

(No Data)

Not Applicable

5000000808

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV not executed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000000895

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001009

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001064

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV not executed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000001064

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Waived

B

B

B

B

CMPTXHE321

TX Equity - Texas Equity : Missing T.42.1 Title Endorsement

No

TX EQ T.42.1 missing.

8/9 Client provided approved exception for missing T.42.1

final grade B

(No Data)

Not Applicable

5000001064

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR FND Review 0.1420 exceeds APR tolerance 0.125.

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000001127

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001210

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ - FMV not executed by lender.

Client provided signed FMV disclosure

Condition satisfied

(No Data)

Not Applicable

5000001300

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001358

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ - FMV not executed by lender.

Client provided signed FMV disclosure.

Condition satisfied

(No Data)

Not Applicable

5000001464

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ - FMV not executed by lender.

Client provided signed FMV disclosure.

Condition satisfied

(No Data)

Not Applicable

5000001464

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Waived

B

B

B

B

CMPTXHE321

TX Equity - Texas Equity : Missing T.42.1 Title Endorsement

No

TX EQ - Final Title Policy is missing the T.42.1 Endorsement.

8/9 Client provided approved exception for missing title endorsement T.42.1

Final grade B

(No Data)

Not Applicable

5000001562

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001650

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001801

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000001907

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001922

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000001991

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000003978

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000004651

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000004786

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000004800

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000004806

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000004808

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ - FMV not executed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000004808

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND Review: 0.1300 exceeds max 0.125.

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000006394

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satified

(No Data)

Not Applicable

5000006906

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000007036

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Review 0.136 exceeds allowed Tolerance 0.125%

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000007065

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000007327

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000007340

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a FMV Affidavit signed by the Lender Post-Closing.

(No Data)

Not Applicable

5000007528

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Missing Affidavit of Fair Market Value.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000007673

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000007673

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.140). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000007729

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Fair Market Value missing.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000007729

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR Tolerance Difference is 0.1380. Which exceeds the APR tolerance of 0.125%.

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000007800

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000008013

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value not signed by lender  rep.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000008013

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 10.6200, a difference of 0.1300%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000008166

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000008175

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000008507

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

A

C

A

CMPTXHE108

TX Equity - Total fees greater than the allowable cap

No

Adjusted Charges $1,136.28 Total Loan Amount $XXXMaximum Charges % 2.000% Maximum Charges $1,070.00 Charges Margin to Threshold $66.28 Total Charges % 2.124% Exceeds fees test threshold? Yes

(No Data)

Rule Satisfied by updated data points

(No Data)

Not Applicable

5000008507

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000008678

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000008776

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000008881

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000009624

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000009624

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 10.1160% a difference of 0.1340%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000009750

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000009817

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000009848

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000009862

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000009862

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC Exceeds APR Tolerance >0.125  APR per review is 0.1300

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000009894

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000009944

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000009969

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000009978

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value Affidavit is not signed by the Lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000009991

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

The Affidavit of Fair Market Value (FMV) has not been executed by the Lender

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000009991

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Review: 0.1360 Exceeds APR Tolerance 0.125

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000009995

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000010008

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000010008

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Review 0.1320 Exceeds APR Tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000010157

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000010290

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000010401

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000010431

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000010825

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ - FMV not executed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000010966

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Missing Affidavit of Fair Market Value executed by all parties

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000011119

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide Affidavit of Fair Market Value signed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000011133

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review is 9.1048, Difference of 0.1420% exceeds the tolerance of 0.125%

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000011273

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by Lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000011323

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

Client provide signed FMV disclosure.

Condition satisfied

(No Data)

Not Applicable

5000011399

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000011399

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

TILA - HELOC Exceeds APR Tolerance >0.125.  Difference APR FND/APR Review: 0.1300.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000011428

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000011507

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000011507

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.3600, a difference of 0.1400%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000011849

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000011849

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 10.6200, a difference of 0.1300%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000011966

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000011966

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.3600, a difference of 0.1400%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000011988

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000012228

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000012241

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by Lender

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000012885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by Lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000012897

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value not signed by lender rep.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000013149

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Difference 0.136 exceeds tolerance 0.125.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000013187

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000013201

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000013201

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000013207

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000013586

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000013681

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000013706

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000013798

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV missing Lender signature.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000013810

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000013839

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000013850

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000013893

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014218

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014218

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000014315

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014415

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV not executed by lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000014519

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014535

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014535

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR difference 0.140 exceeds allowed tolerance 0.125.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000014566

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014579

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014579

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.3600, a difference of 0.140%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000014606

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000014611

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014626

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014669

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014681

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000014702

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014702

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000014723

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014732

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014762

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014763

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000014809

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014822

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000014863

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014863

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.3600  Difference APR FD/APR Review 0.1400  Tolerance 0.125%

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000014885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000014981

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000014981

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015003

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015017

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV not executed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000015067

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015075

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lender signature on Affidavit of Fair Market Value.Updated form with Post closing signature was provided, exception satisfied

(No Data)

(No Data)

(No Data)

Not Applicable

5000015095

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015095

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.3600% a difference of 0.1400%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015129

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015187

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Review 0.1400  exceeds allowed Tolerance 0.125%

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000015207

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Review 0.1360  exceeds  allowed APR Tolerance 0.125%

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000015215

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000015292

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015292

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.140). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015306

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000015316

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000015318

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015318

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015349

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015368

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015368

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000015370

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

B

B

B

Compliance

Texas Home Equity

Active

B

B

B

B

CMPTXHE320

TX Equity - Texas Equity : Missing T.42 Title Endorsement

No

Texas Equity : Missing T.42 Title Endorsement. Endorsement not X selected on the Title Policy.

12/13/2022 Condition remains as no final title report was uploaded into Document Manager confirming T.42 Endorsement was issued. Pending receiving final title report

(No Data)

(No Data)

Not Applicable

5000015371

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015395

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015397

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lender signature on Affidavit of Fair Market Value.Updated form with Post closing signature was provided, exception satisfied.

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000015404

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015404

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.140). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015434

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015439

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000015457

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015461

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015461

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.3600, a difference of 0.140%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000015518

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015538

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000015608

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015613

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000015643

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015658

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015669

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015669

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of  0.1400). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015704

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015714

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the Fair Market Value Affidavit signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015714

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015742

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015747

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

B

B

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000015748

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000015769

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000015785

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000015811

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015813

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015820

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015874

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000015914

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015947

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000015968

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000015968

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.140). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000015971

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000015971

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

TILA - HELOC Exceeds APR Tolerance >0.125.  Difference APR FND/APR Review: 0.1400.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000015973

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016013

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016023

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016027

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016032

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016032

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640  Difference APR FD/APR Review 0.1360 exceeds Tolerance 0.125%. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016039

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016051

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016065

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016071

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide copy of Affidavit of Fair Market Value signed by the Lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000016073

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV not executed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000016088

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

8/2 Client provided the signed affidavit of FMV

Condition satisfied

(No Data)

Not Applicable

5000016089

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender .

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000016109

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016161

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016207

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016235

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016235

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016242

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Missing Affidavit of Fair Market Value .

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000016242

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000016248

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016248

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016250

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016250

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016275

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016308

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016308

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.3600, a difference of 0.1400%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016314

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016314

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016328

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide copy of Affidavit of Fair Market Value signed by Lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000016364

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value affidavit was not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016374

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016406

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016414

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016437

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016450

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender .

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000016521

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016530

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016546

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value affidavit was not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016546

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.140). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016563

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender at Closing.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016571

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000016571

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC Exceeds APR Tolerance by 0.1360%.

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000016588

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016607

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016647

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016674

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lender signature on Affidavit of Fair Market Value.Updated form with Post closing signature was provided, exception satisfied

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000016687

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016716

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016755

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016759

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC Exceeds APR Tolerance >0.125

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000016775

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Missing fully executed Affidavit of Fair Market Value.

12/13/22 Client provided the fully executed FMV Affidavit.

Condition Satisfied.

(No Data)

Not Applicable

5000016775

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016778

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide Affidavit of Fair Market Value signed by lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000016789

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016806

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1420APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000016808

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV present not executed by lender. No executed Post Close FMV provided.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016808

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the finance charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016818

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016818

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.1080, a difference of 0.1420%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000016835

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000016838

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition

(No Data)

Not Applicable

5000016838

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the finance charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000016866

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016870

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016871

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016886

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016895

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016921

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016946

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000016949

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016957

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016970

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000016985

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000016985

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017005

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1420

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017015

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017016

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of FMV not executed by lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017017

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017020

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

B

B

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000017022

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017045

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017050

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017055

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017059

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017059

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.1080  Difference APR FD/APR Review 0.1420  Tolerance 0.125%

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017066

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas -Affidavit of FMV not executed by lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017077

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017077

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017086

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017095

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV missing Lender signature.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017096

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000017102

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017108

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value affidavit was not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000017110

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017125

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017125

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017137

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017145

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017159

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value Affidavit was not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017164

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017171

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017191

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017196

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017201

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017210

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017230

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017230

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640  Difference APR FD/APR Review 0.1360  Tolerance 0.125%

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017249

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017262

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017264

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017271

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value affidavit was not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000017272

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lender signature on Affidavit of Fair Market Value. Updated form with Post closing signature was provided, exception satisfied.

(No Data)

(No Data)

(No Data)

Not Applicable

5000017274

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017282

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not executed by lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017290

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017311

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.Exception satisfied

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000017311

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of  0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017317

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000017334

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017334

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017362

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017362

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017366

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017400

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017400

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017401

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Affidavit of Fair Market Value not executed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000017401

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Review 0.1360  exceeds Tolerance 0.125%

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000017412

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000017425

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Affidavit of Fair Market Value not executed by lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017452

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017465

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000017468

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Document not signed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000017468

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360

12/09/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017473

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017473

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017502

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017502

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017533

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas FMV not signed by Lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017533

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR 0.1360 Exceeds APR Tolerance >0.125

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017611

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide Affidavit of Fair Market Value signed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000017614

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not executed by Lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000017624

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017625

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market not signed by Lender.

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017625

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR 0.1360 Exceeds APR Tolerance >0.125

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000017639

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017652

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017695

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017696

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value Affidavit was not signed by lender at closing.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017696

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR is 9.1080% a difference of 0.1420%, which exceeds the tolerance of 0.125%. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017723

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

B

B

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV was provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000017744

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017744

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017752

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017752

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017763

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017763

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Final 10%Periodic Rate 0.02740Rate period---Daily 360APR .136

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017787

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017787

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017788

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017788

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017789

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE118

Texas Equity - Affidavit of Fair Market Value not signed by borr/owners

No

Affidavit of Fair Market Value not signed by borr/owners.

8/2/2022: Client provided the FMV that is executed by borrower.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000017789

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

8/2/2022: Client provided the lender signed FMV. .

8/2/2022: Exception satisfied

(No Data)

Not Applicable

5000017789

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Per the Note, APR = 10%Difference APR FND/APR Review: 0.1360

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017791

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017791

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017794

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000017794

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017805

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value (FMV) not executed by Lender.

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000017805

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Per the Note, the APR = 9.750%Difference APR FND/APR Review: 0.1380

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000017817

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value (FMV) is not executed by the Lender

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017817

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

A

B

A

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1420APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017818

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value (FMV) is not executed by the Lender

08/02/22 Client provided the FMV Affidavit signed by the Lender.

Condition Satisfied.

(No Data)

Not Applicable

5000017818

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

A

B

A

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017827

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360 which exceeds APR Tolerance of 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017844

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017844

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017879

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017907

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017907

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017920

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value is not signed by the lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017920

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017935

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017935

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017944

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000017944

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360, exceeds APR tolerance of 0.125.

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000017949

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017949

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017975

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017975

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.6120% a difference of 0.1380%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000017984

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000017989

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX  FMV Affidavit not executed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000017989

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000018081

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

08/02/2022 Client provided executed Affidavit of FMV. Condition satisfied

08/02/2022 Condition satisfied

(No Data)

Not Applicable

5000018081

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

A

B

A

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/07/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000018088

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000018088

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000018089

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018089

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018122

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018152

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018152

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018156

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018161

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000018169

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018169

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018174

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

8/2/2022: Client provided the lender signed FMV.

8/2/2022: Exception satisfied.

(No Data)

Not Applicable

5000018176

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018193

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018199

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018215

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value affidavit was not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018215

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018217

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018217

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation..

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018222

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018223

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV Affidavit is not executed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018239

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value affidavit was not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018239

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR is 9.8640% a difference of 0.136%, which exceeds the tolerance of 0.125%. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018243

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018243

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018252

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value missing lenders signature.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018252

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018254

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value (FMV) not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018254

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.6120, a difference of 0.138%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018257

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018257

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018324

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018324

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018342

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018372

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018385

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018447

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018447

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018452

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018456

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018456

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018461

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018481

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018481

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018485

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018485

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.6120, a difference of 0.1380%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018515

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018515

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640 Difference APR FD/APR Review 0.1360 exceeds tolerance 0.125%. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018527

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018571

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018571

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018607

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018608

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018609

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender at Closing.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018609

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018615

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018615

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018627

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018627

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018632

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018632

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018636

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018645

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018645

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.1080, a difference of 0.1420%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018667

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018668

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018668

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018684

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018685

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018685

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018704

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018705

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018720

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV is missing Lender signature.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

(No Data)

Not Applicable

5000018720

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018721

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018721

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.6120, a difference of 0.138%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018722

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018725

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018725

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018726

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018727

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018740

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018742

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018745

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018745

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018767

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV is not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018767

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018770

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018774

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018774

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018784

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV is missing Lender signature.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000018811

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018811

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018812

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018819

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018819

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018834

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018838

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018841

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018849

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018853

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018853

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018855

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018855

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018860

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018860

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018864

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018870

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018890

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018890

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018910

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018921

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018950

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018962

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018967

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018976

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018981

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018981

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018983

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018984

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018987

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018990

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000018991

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018991

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018996

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV is missing Lender signature.

12/13/22 Client provided the fully executed FMV Affidavit.

Condition Satisfied.

(No Data)

Not Applicable

5000018996

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000018999

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000018999

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019002

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019005

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019008

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019023

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019024

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019025

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019025

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019029

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019029

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019041

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019043

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019044

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019046

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019052

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019056

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019068

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019074

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019084

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019086

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019090

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019098

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019101

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019103

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV is missing Lender signature.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019103

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of  (0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019105

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019107

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019109

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019119

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019119

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019133

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019133

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019147

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019148

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019164

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019178

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019184

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019186

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019190

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019201

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019206

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019219

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019232

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019233

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value not signed by lender

11/28/22 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000019233

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000019234

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019245

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019248

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019256

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019257

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019262

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019263

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019267

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019268

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019269

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019270

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019279

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019281

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019287

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019287

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019288

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019289

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019292

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019294

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019296

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019300

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019301

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019301

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019305

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019308

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019309

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019323

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019326

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019330

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019333

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019345

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019350

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019352

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019354

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019355

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019366

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019370

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019374

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019375

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019377

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019380

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019383

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019384

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019385

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019387

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019388

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019389

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019390

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019397

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX Equity Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019397

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019398

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019399

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019402

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019404

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019407

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019408

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000019414

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019417

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019420

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019422

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019424

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019426

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019432

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019432

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019435

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019438

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019439

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019439

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.6120, a difference of 0.1380%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019442

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019443

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019445

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019448

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019451

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019453

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019454

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019457

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019457

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000019458

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019459

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019465

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019467

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019469

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019471

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019472

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019477

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019480

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019481

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019485

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019485

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019490

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019491

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019492

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019495

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019498

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019501

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019502

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019504

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019508

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019512

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019513

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019514

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019515

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/28/22 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000019515

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000019516

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019518

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019519

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019521

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019524

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019529

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019532

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019533

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019534

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019535

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019537

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019538

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019540

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019541

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019542

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019543

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019544

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019544

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019545

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019546

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019548

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019549

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019550

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019551

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/28/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/28/2022 Condition satisfied

(No Data)

Not Applicable

5000019551

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000019552

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019554

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019561

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lender signature on Affidavit of Fair Market Value.Updated form with Post closing signature was provided, exception satisfied

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000019565

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019569

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019571

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019576

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019577

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019578

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019579

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019581

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019582

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019582

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000019585

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019587

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019589

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019590

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019594

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019595

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019596

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019598

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019600

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019601

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019603

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019606

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

B

B

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided by post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition

(No Data)

Not Applicable

5000019607

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019608

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019610

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019615

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019615

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019620

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000019620

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.1080% a difference of 0.1420%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019628

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019629

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019631

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019632

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019634

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019635

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019637

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019638

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019639

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019640

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019642

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV is not signed by Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019642

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640  Difference APR FD/APR Review 0.1360 which exceeds tolerance of 0.125 Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000019644

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019648

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019650

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019650

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

12/05/2022 Condition satisfied

(No Data)

Not Applicable

5000019654

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019655

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019655

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640  Difference APR FD/APR Review 0.1360  Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019656

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019657

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019663

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019668

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

B

B

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000019669

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019670

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019679

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019681

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019682

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019684

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019685

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

A

B

A

Compliance

Right of Rescission

Satisfied

B

A

B

A

CMPROR2043

Cannot determine if funding date is after rescission period

No

Missing a copy of executed Notice of Right to Cancel.

12/13/2022 Client provided a copy of fully executed ROR. Condition satisfied to 1/A

12/13/2022 Condition satisfied

(No Data)

Not Applicable

5000019686

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019687

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019689

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019690

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019692

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019693

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019695

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019696

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019698

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019698

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review XXX% a difference of XXX%, which exceeds the tolerance of XXX%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019699

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019704

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019706

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019707

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019708

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019711

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019713

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019714

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019717

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019723

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019725

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019728

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019729

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019731

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019732

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019733

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019735

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019736

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019737

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019740

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019740

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR calculation of 0.1380 exceeds APR Tolerance >0.125  APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019741

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019743

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019747

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019748

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019752

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019755

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019757

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019758

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019761

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019766

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019768

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019772

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

A

D

A

Compliance

RESPA

Satisfied

B

A

B

A

CMPRESPA2698

RESPA - List of homeowners counseling organizations not in file

No

Initial package missing. List of homeowners counseling organizations not in file.

12/09/22 Client provided the HC List.

Condition Satisfied.

(No Data)

Not Applicable

5000019772

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

A

D

A

Compliance

TILA

Satisfied

D

A

D

A

CMPTILA3192

TILA - HELOC Early Disclosure Missing or Incomplete

No

Missing complete initial package. Early Disclosure missing in file.

12/09/22 Client provided the HELOC Early Disclosure.

Condition Satisfied.

(No Data)

Not Applicable

5000019775

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019777

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lender signature on Affidavit of Fair Market Value Updated form with Post closing signature was provided, exception satisfied

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000019778

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019779

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019780

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019782

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019785

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000019785

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019789

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019791

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019792

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000019793

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019794

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019796

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019796

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019799

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019799

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019801

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019804

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019808

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019812

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019813

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019817

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019818

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019821

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019822

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019825

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019827

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019827

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FD/APR Review 0.1360  APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000019828

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019833

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019835

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019839

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019840

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019842

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019843

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019844

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019849

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019852

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019854

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019859

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019861

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019863

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019865

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019869

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019870

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019872

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019873

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019877

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019879

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019883

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019886

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019891

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019892

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019894

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019895

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019897

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019898

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019900

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019901

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019903

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019904

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019906

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019907

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019908

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019910

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019910

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019912

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019917

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019918

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019921

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019922

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000019923

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019926

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019927

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019936

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019937

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019938

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019938

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019939

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019944

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019945

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000019945

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640  Difference APR FD/APR Review 0.1360  Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019947

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019952

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019955

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019956

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019959

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019962

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019963

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019967

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000019967

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019968

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019971

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019972

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019973

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019975

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019989

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019990

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019991

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000019993

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000019993

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.6120% a difference of 0.1380%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000019997

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020001

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020005

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020006

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020008

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000020009

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020010

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020011

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020014

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020016

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020017

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020018

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair market value affidavit not signed by the lender at closing

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020018

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR review 9.864% a difference of 0.136% , which exceeds the APR tolerance of 0.125%, unable to determined the source of difference.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020019

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020020

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020023

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

B

B

B

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000020024

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020025

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020030

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020032

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020034

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair market value not signed by the lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000020034

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640  with difference APR FD/APR Review of 0.1360. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020035

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020036

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020038

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020046

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020048

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020049

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020051

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020052

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020053

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020057

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020058

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020060

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020062

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020064

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020065

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020067

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020068

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000020068

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the finance charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020069

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020071

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender Rep.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000020071

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000020072

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020073

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020075

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020085

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020089

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020093

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020096

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020097

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020098

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020099

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020100

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020101

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020105

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020107

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020109

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020110

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020112

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020113

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020114

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020116

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020117

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020118

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020121

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020125

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020127

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020131

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020136

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020138

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020141

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020142

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020146

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020146

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020147

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020149

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020153

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020157

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020164

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020164

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of : 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020165

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020167

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020170

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020171

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000020171

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the finance charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020172

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020173

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020175

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020178

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020187

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020191

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020192

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

11/28/22 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000020192

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000020194

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020195

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020197

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020200

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020200

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020204

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020211

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020212

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020213

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020216

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020217

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020218

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020222

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020223

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020226

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020231

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020235

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020236

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020239

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020241

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020242

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020243

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020245

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020250

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020251

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020253

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020254

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020256

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020257

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020263

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020267

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020269

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020274

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020276

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020279

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020282

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020284

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020285

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020286

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000020286

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the finance charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020287

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020288

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020291

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020292

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020294

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020299

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020300

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020302

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020303

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020305

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020307

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020310

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020313

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020314

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020317

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020319

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020319

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020320

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020322

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020326

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020327

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020333

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020335

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020338

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020339

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020340

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020343

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020344

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020345

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020346

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020347

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020348

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020349

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020353

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020356

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020362

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020363

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020364

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020367

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value affidavit was not signed by the lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020367

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR Review 9.864% with difference of 0.136%, which exceeds the APR tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020369

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020370

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020373

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020374

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020375

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020379

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020380

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020383

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020384

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020389

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020390

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020394

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020397

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020399

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020401

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020402

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020406

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020408

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity - Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000020408

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000020409

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020411

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020415

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed provided document after Agreement Disclosure date. Exception satisfied

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000020415

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020417

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020420

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020421

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020424

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020425

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020428

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020433

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020436

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020440

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020445

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020446

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020448

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020449

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020450

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020451

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020458

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020460

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020464

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020465

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Lender executed FMV provided post close. Exception satisfied level B condition.

(No Data)

Exception satisfied level B condition.

(No Data)

Not Applicable

5000020465

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1420). Documents state that the finance charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020467

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020469

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020474

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020475

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020476

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020476

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020477

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020478

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020480

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020481

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020483

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020483

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020485

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020487

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020489

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020490

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020495

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020496

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020497

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020498

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020500

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020504

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020508

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020509

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020512

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020515

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020517

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020519

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020522

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020523

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020526

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020527

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020529

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020531

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020531

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020533

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020539

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020541

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020543

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020546

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020546

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020547

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020550

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020551

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020554

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020556

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020558

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lender signature on Affidavit of Fair Market Value.Updated form with Post closing signature was provided, exception satisfied

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000020559

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020564

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020564

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020567

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020573

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020574

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020577

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020578

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020579

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020581

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000020585

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020587

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020591

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020592

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020594

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020595

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020597

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020601

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020604

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020609

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020611

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

B

B

B

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Missing lenders signature on Affidavit of Fair Market Value.Updated form with Post closing signature was provided, exception satisfied

(No Data)

Updated form with Post closing signature was provided, exception satisfied

(No Data)

Not Applicable

5000020611

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020613

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020615

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020618

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020619

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020621

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020624

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020625

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020629

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020630

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020632

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020633

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020634

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020635

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020637

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020640

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020643

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020646

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020647

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020651

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020654

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020656

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/28/2022 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000020656

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000020658

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020661

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020664

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020665

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020670

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020672

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020674

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020676

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020677

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020678

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020679

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020681

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020682

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020683

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020685

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020691

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020692

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020693

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020699

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020702

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020703

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020706

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020709

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020710

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020713

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020715

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020717

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020723

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020724

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020726

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020728

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020735

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020736

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020741

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020742

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020744

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020745

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020746

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020746

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000020748

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020752

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020753

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020755

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020756

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020756

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020758

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020758

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020760

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020760

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020761

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020762

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020766

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020767

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020771

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020772

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020778

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020779

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020782

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020784

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020784

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020785

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020788

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020788

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020790

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020792

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020795

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020799

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020801

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020802

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020803

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020808

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020809

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020812

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020814

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020814

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020815

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020817

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020818

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020820

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020821

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020825

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020827

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020827

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020829

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020831

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020833

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020835

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020836

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020839

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020841

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020842

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020843

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020844

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020845

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020846

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020847

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender. Signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020847

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020849

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020850

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020852

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020855

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020861

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020862

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020864

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020867

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020867

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020868

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020869

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020871

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020874

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020874

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020875

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020875

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020876

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020880

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020881

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020883

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.142). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020886

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020888

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020888

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.138). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020894

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020897

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020898

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020899

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020901

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020903

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020904

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020906

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020907

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020908

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020909

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020910

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020911

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020912

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020914

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020917

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020919

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020920

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020921

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020922

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV missing Lender signature.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020922

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020925

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020926

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020927

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020929

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020930

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020930

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000020935

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020938

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020941

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020943

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020945

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020947

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020953

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020956

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020957

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020959

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020961

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020963

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020966

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020968

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020972

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020974

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020976

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020977

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020978

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020979

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020983

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020985

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020987

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020988

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020990

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020991

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020992

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020997

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020998

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000020999

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000020999

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021001

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021002

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021003

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021004

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021005

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021006

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021009

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021012

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021013

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021015

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021017

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021018

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021022

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021022

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021024

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV is missing Lender signature.

11/28/2022 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000021024

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640  Difference APR FD/APR Review 0.1360  APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021028

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021029

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021030

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021033

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021034

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021036

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021037

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021039

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021040

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021043

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021044

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021046

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000021047

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021048

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021053

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021054

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021056

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021058

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021059

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021064

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021068

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021075

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021075

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021076

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021078

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021081

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021087

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021088

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021095

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021096

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021098

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021099

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021105

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021106

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021107

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV missing Lender signature.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000021107

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021113

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021117

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021118

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021119

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021120

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021121

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021125

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021129

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021130

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021132

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021133

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021134

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender, signed document provided after Agreement Disclosure date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021134

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.1360). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021136

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021138

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021139

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021140

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021141

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021142

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021149

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021154

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021155

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021156

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021157

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021158

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021159

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021161

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021163

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021167

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021168

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021170

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021173

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021173

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021176

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021178

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021181

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021184

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021185

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021193

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021194

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021196

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021200

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021201

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021202

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021203

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021205

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021209

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021211

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021214

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021216

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021217

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021218

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021218

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021222

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021223

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021224

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021225

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021226

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021227

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021228

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021229

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021230

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021234

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021235

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021236

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021237

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021238

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021239

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021240

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021241

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021243

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021245

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021246

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021247

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021248

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021254

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021255

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021257

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021264

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021265

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021270

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021274

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021277

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021280

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021283

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021284

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021286

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021288

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021293

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/28/22 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000021293

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021294

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021299

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021306

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021306

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021308

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021309

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021310

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021313

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021314

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021315

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021316

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021318

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021320

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021321

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

11/28/2022 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000021321

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021322

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021325

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021327

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021328

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021329

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021330

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021333

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021337

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021338

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021339

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021340

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market affidavit is not signed by the lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021340

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR calculation difference of 0.1360 exceeds APR Tolerance >0.125.  APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021341

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021342

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021343

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021344

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021345

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021346

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021347

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021348

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021350

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021352

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021352

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021353

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000021353

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per Review 9.8640 Difference APR FD/APR Review 0.1360 exceeds tolerance 0.125%. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied.

(No Data)

Not Applicable

5000021354

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021355

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021357

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021358

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021360

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021363

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender on closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021363

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021369

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000021369

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

HELOC APR calculation difference of 0.1360 exceeds APR Tolerance >0.125.  APR out of tolerance. Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021372

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021373

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021375

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021376

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021376

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021382

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021383

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021386

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value missing lender signature

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021386

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021388

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021389

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021390

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021395

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021396

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021396

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021401

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021405

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

A

D

A

Compliance

RESPA

Satisfied

B

A

B

A

CMPRESPA2698

RESPA - List of homeowners counseling organizations not in file

No

Missing the List of homeowners counseling organizations

12/09/22 Client provided a screen shot of the Initial Disclosure package sent via USPS on 9/9. Includes the HC list. Confirmed via the client portal in the Document Center.

Condition Satisfied.

(No Data)

Not Applicable

5000021405

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

A

D

A

Compliance

TILA

Satisfied

D

A

D

A

CMPTILA3192

TILA - HELOC Early Disclosure Missing or Incomplete

No

Missing HELOC Early Disclosure

12/09/22 Client provided a screen shot of the Initial Disclosure package sent via USPS on 9/9. Includes the Early Disclosure. Confirmed via the client portal in the Document Center.

(No Data)

(No Data)

Not Applicable

5000021408

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000021408

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021409

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021412

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021413

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021415

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021416

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021419

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021422

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021424

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021425

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021426

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021428

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021429

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021430

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021432

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021433

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021434

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021435

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021435

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021436

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021437

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021438

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021442

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021445

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021447

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021449

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021452

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021453

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021454

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021455

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021456

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021457

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021459

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021462

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021465

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

FMV missing Lender signature.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021465

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021466

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021468

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021471

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021472

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021478

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021483

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021486

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021487

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021488

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021494

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021495

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021496

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021497

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021498

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021501

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021503

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000021503

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021504

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021505

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021506

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021507

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021508

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021511

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021511

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021513

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021517

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021518

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021521

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021523

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021524

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021525

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021527

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021529

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021530

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021531

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021532

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021533

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021534

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021536

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021538

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021539

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021540

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021540

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.9.1080, a difference of 0.1420%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021546

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021548

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021551

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021555

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021557

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021558

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021561

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021562

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021564

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021568

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021569

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021570

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021572

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021575

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021576

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021578

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021579

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021580

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021586

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021589

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021590

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021591

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Texas Equity- Missing a copy of executed Affidavit of Fair Market Value.

12/13/2022 Client provided a copy of fully executed FMV Affidavit. Condition satisfied

12/13/2022 Condition satisfied

(No Data)

Not Applicable

5000021591

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021595

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021596

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021597

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021599

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021600

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021603

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021607

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021607

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021609

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021611

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021612

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021613

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021616

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021623

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021626

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021627

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021628

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021629

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021630

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021632

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021635

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021639

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021640

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021641

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021642

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021643

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021644

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021646

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021653

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021654

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021655

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021659

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021667

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021668

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021671

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021673

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021679

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021680

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021683

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

11/22/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/22/2022 Condition satisfied

(No Data)

Not Applicable

5000021683

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021685

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021686

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021687

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021688

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021690

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021693

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021694

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021696

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021697

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021698

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021700

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021701

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021702

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021702

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021703

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021706

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021708

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021708

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021714

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000021718

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021723

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021723

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021725

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021727

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021732

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021733

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021734

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021734

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021736

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021737

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021739

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021740

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021742

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021743

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021743

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021746

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021747

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021748

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021751

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021752

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021756

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021757

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021758

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021759

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021760

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021762

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021763

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021764

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021764

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021765

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021766

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021768

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021769

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021771

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021771

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021773

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021774

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021774

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021781

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021787

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021788

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021790

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021790

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021794

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021796

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021797

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021798

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021799

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Missing Affidavit of Fair Market Value .

12/13/2022 Client provided a copy of fully executed FMV Affidavit. Condition satisfied

12/13/2022 Condition satisfied

(No Data)

Not Applicable

5000021799

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021800

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021802

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021803

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021809

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021811

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021811

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864, a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021812

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021814

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021816

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021817

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021819

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021821

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021822

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021823

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021824

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021826

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021828

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021829

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021830

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021831

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021833

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021838

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021840

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021840

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021844

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021845

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021846

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021849

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021850

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021853

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021854

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021855

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021856

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Missing Affidavit of Fair Market Value.

12/13/2022 Client provided a copy of fully executed FMV Affidavit. Condition satisfied

12/13/2022 Condition satisfied

(No Data)

Not Applicable

5000021856

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021859

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021860

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021860

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021861

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021863

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021873

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value not signed by lender.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000021873

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.864% a difference of 0.136%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021874

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021875

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021876

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021877

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender  at closing date.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021877

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021878

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

12/13/2022 Client provided a copy of fully executed FMV Affidavit. Condition satisfied

12/13/2022 Condition satisfied

(No Data)

Not Applicable

5000021878

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021881

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021882

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021883

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021885

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021886

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021888

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021889

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021890

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021891

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021892

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Fair Market Value not signed by lender

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000021892

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

Difference APR FND/APR Review: 0.1360 > 0.125.  Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/05/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021896

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021903

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021911

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021912

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021914

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021916

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021917

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021918

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021919

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021921

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV Affd not executed via Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021921

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021923

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021926

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021927

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021929

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021930

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021932

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021933

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021933

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021939

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021940

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021941

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021943

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021944

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

11/28/22 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000021944

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000021945

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021946

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021946

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021947

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Texas Equity  Fair Market Value not signed by lender

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021947

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021948

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021949

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021950

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021951

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021953

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021954

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021956

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021958

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021960

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021962

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021964

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000021964

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000021966

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021968

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021969

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021971

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021973

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021974

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021977

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021978

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021981

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021984

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021985

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021987

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021990

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021996

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021997

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000021999

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022001

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022005

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022009

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022011

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022018

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Provide the fully executed FMV Affidavit.

12/13/2022 Client provided a copy of fully executed FMV Affidavit. Condition satisfied

12/13/2022 Condition satisfied

(No Data)

Not Applicable

5000022018

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022021

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022027

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022031

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender at Closing.

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000022031

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022032

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022035

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022036

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022038

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022039

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022040

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022045

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022048

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022051

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000022051

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022060

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022068

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022077

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022078

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022081

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022082

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022083

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022084

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022087

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000022087

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022088

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022090

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022091

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022094

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022099

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022100

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022106

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022107

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV Affd not executed via Lender.

11/28/22 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000022107

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000022110

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022112

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022113

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022114

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022122

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022124

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022131

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022132

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender .

11/23/2022 Client provided signed by lender FMV Affidavit. Condition satisfied

11/23/2022 Condition satisfied

(No Data)

Not Applicable

5000022134

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022140

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition satisfied.  File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000022140

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022143

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022146

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022147

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022148

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022151

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022152

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022155

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022157

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022158

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022163

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022167

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022168

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022169

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022171

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022173

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022174

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022175

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022176

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Provide the FMV Affidavit signed by the Lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000022176

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022177

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022181

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender.

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000022181

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022188

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022189

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022194

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022196

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022198

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022201

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022203

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022205

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022206

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022207

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022212

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

TX EQ FMV Affd not executed via Lender.

11/28/2022 Client provided the FMV Affidavit signed by the Lender Post-Closing.

Condition Satisfied.

(No Data)

Not Applicable

5000022212

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

(No Data)

Per Legal Department review with Lender, Rate Period used should be Daily 365. Condition Satisfied

(No Data)

Not Applicable

5000022213

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022220

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Provide the fully executed FMV Affidavit.

12/13/2022 Client provided a copy of fully executed FMV Affidavit. Condition satisfied

12/13/2022 Condition satisfied

(No Data)

Not Applicable

5000022220

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR out of tolerance (Difference of 0.136). Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation.

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022221

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022226

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022230

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022231

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022238

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022247

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022248

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022252

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022257

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022274

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022275

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022282

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022288

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022290

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022293

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

Texas Home Equity

Satisfied

D

B

D

B

CMPTXHE117

TX Equity - Missing Affidavit of Fair Market Value

No

Missing Affidavit of Fair Market Value.

12/13/22 Client provided the fully executed FMV Affidavit.

Condition Satisfied.

(No Data)

Not Applicable

5000022293

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

D

B

D

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR review 0.136 exceeds allowed tolerance 0.125

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022297

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022300

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022304

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022305

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022307

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022312

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022317

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022322

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022324

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022325

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022326

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022334

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022337

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022339

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022342

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022343

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022346

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022351

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022352

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

Texas Home Equity

Satisfied

C

B

C

B

CMPTXHE119

Texas Equity - Affidavit of Fair Market Value not signed by lender

No

Affidavit of Fair Market Value not signed by lender at closing

(No Data)

Condition Satisfied. File contains a Post-Closing FMV Affidavit signed by the Lender.

(No Data)

Not Applicable

5000022352

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

C

B

C

B

Compliance

TILA

Satisfied

C

B

C

B

CMPTILA3186

TILA - HELOC Exceeds APR Tolerance >0.125

No

APR per review 9.612% a difference of 0.138%, which exceeds the tolerance of 0.125%, Documents state that the Finance Charge is based on a 30-day month, Daily / 360 day Rate Period. Disclosed APR appears to be using Daily / 365 day Rate Period in calculation

12/06/2022 Per Legal Department review with Lender, Rate Period used should be Daily 365.

Condition Satisfied.

(No Data)

Not Applicable

5000022353

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022363

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022372

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022374

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022397

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022400

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022411

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022421

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022435

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

5000022496

XXXXXX

XXXXXX

(No Data)

ATR/QM: Exempt

A

A

A

A

Client Name:
Client Project Name:	ACHM2023-HE1
Start - End Dates:	7/20/2022 - 11/28/2022
Deal Loan Count:	1,788
Conditions Report 2.0
Loans in Report:	1,788
Loans with Conditions:	404

Loan Number	TRID Indicator	Lender Application Date	Broker Application Date	Initial Securitization Compliance Loan Grade	Final Securitization Compliance Loan Grade	Initial S&P Compliance Loan Grade	Final S&P Compliance Loan Grade
2003188029	Yes	XXXXXX	XXXXXX	A	A	A	A
2007188216	Yes	XXXXXX	XXXXXX	A	A	A	A
5000000462	Yes	XXXXXX	XXXXXX	C	B	C	B
5000000808	Yes	XXXXXX	XXXXXX	C	B	C	B
5000000895	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001009	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001064	Yes	XXXXXX	XXXXXX	C	B	C	B
5000001127	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001210	Yes	XXXXXX	XXXXXX	C	B	C	B
5000001300	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001358	Yes	XXXXXX	XXXXXX	C	B	C	B
5000001464	Yes	XXXXXX	XXXXXX	C	B	C	B
5000001562	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001650	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001801	Yes	XXXXXX	XXXXXX	C	B	C	B
5000001907	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001922	Yes	XXXXXX	XXXXXX	A	A	A	A
5000001991	Yes	XXXXXX	XXXXXX	C	B	C	B
5000003978	Yes	XXXXXX	XXXXXX	C	B	C	B
5000004651	Yes	XXXXXX	XXXXXX	A	A	A	A
5000004786	Yes	XXXXXX	XXXXXX	A	A	A	A
5000004800	Yes	XXXXXX	XXXXXX	A	A	A	A
5000004806	Yes	XXXXXX	XXXXXX	A	A	A	A
5000004808	Yes	XXXXXX	XXXXXX	C	B	C	B
5000006394	Yes	XXXXXX	XXXXXX	C	B	C	B
5000006906	Yes	XXXXXX	XXXXXX	A	A	A	A
5000007036	Yes	XXXXXX	XXXXXX	C	B	C	B
5000007065	Yes	XXXXXX	XXXXXX	A	A	A	A
5000007327	Yes	XXXXXX	XXXXXX	A	A	A	A
5000007340	Yes	XXXXXX	XXXXXX	C	B	C	B
5000007528	Yes	XXXXXX	XXXXXX	D	B	D	B
5000007673	Yes	XXXXXX	XXXXXX	C	B	C	B
5000007729	Yes	XXXXXX	XXXXXX	D	B	D	B
5000007800	Yes	XXXXXX	XXXXXX	A	A	A	A
5000008013	Yes	XXXXXX	XXXXXX	C	B	C	B
5000008166	Yes	XXXXXX	XXXXXX	C	B	C	B
5000008175	Yes	XXXXXX	XXXXXX	A	A	A	A
5000008507	Yes	XXXXXX	XXXXXX	C	B	C	B
5000008678	Yes	XXXXXX	XXXXXX	A	A	A	A
5000008776	Yes	XXXXXX	XXXXXX	A	A	A	A
5000008881	Yes	XXXXXX	XXXXXX	C	B	C	B
5000009624	Yes	XXXXXX	XXXXXX	C	B	C	B
5000009750	Yes	XXXXXX	XXXXXX	A	A	A	A
5000009817	Yes	XXXXXX	XXXXXX	A	A	A	A
5000009848	Yes	XXXXXX	XXXXXX	C	B	C	B
5000009862	Yes	XXXXXX	XXXXXX	C	B	C	B
5000009894	Yes	XXXXXX	XXXXXX	A	A	A	A
5000009944	Yes	XXXXXX	XXXXXX	A	A	A	A
5000009969	Yes	XXXXXX	XXXXXX	C	B	C	B
5000009978	Yes	XXXXXX	XXXXXX	C	B	C	B
5000009991	Yes	XXXXXX	XXXXXX	C	B	C	B
5000009995	Yes	XXXXXX	XXXXXX	C	B	C	B
5000010008	Yes	XXXXXX	XXXXXX	C	B	C	B
5000010157	Yes	XXXXXX	XXXXXX	A	A	A	A
5000010290	Yes	XXXXXX	XXXXXX	C	B	C	B
5000010401	Yes	XXXXXX	XXXXXX	A	A	A	A
5000010431	Yes	XXXXXX	XXXXXX	C	B	C	B
5000010825	Yes	XXXXXX	XXXXXX	C	B	C	B
5000010966	Yes	XXXXXX	XXXXXX	D	B	D	B
5000011119	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011133	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011273	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011323	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011399	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011428	Yes	XXXXXX	XXXXXX	A	A	A	A
5000011507	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011849	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011966	Yes	XXXXXX	XXXXXX	C	B	C	B
5000011988	Yes	XXXXXX	XXXXXX	A	A	A	A
5000012228	Yes	XXXXXX	XXXXXX	C	B	C	B
5000012241	Yes	XXXXXX	XXXXXX	C	B	C	B
5000012885	Yes	XXXXXX	XXXXXX	C	B	C	B
5000012897	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013149	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013187	Yes	XXXXXX	XXXXXX	A	A	A	A
5000013201	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013207	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013586	Yes	XXXXXX	XXXXXX	A	A	A	A
5000013681	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013706	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013798	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013810	Yes	XXXXXX	XXXXXX	A	A	A	A
5000013839	Yes	XXXXXX	XXXXXX	A	A	A	A
5000013850	Yes	XXXXXX	XXXXXX	C	B	C	B
5000013893	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014218	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014315	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014415	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014519	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014535	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014566	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014579	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014606	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014611	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014626	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014669	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014681	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014702	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014723	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014732	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014762	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014763	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014809	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014822	Yes	XXXXXX	XXXXXX	A	A	A	A
5000014863	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014885	Yes	XXXXXX	XXXXXX	C	B	C	B
5000014981	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015003	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015017	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015067	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015075	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015095	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015129	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015187	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015207	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015215	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015292	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015306	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015316	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015318	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015349	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015368	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015370	Yes	XXXXXX	XXXXXX	B	B	B	B
5000015371	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015395	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015397	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015404	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015434	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015439	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015457	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015461	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015518	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015538	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015608	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015613	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015643	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015658	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015669	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015704	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015714	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015742	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015747	Yes	XXXXXX	XXXXXX	B	B	B	B
5000015748	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015769	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015785	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015811	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015813	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015820	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015874	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015914	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015947	Yes	XXXXXX	XXXXXX	A	A	A	A
5000015968	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015971	Yes	XXXXXX	XXXXXX	C	B	C	B
5000015973	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016013	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016023	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016027	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016032	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016039	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016051	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016065	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016071	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016073	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016088	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016089	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016109	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016161	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016207	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016235	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016242	Yes	XXXXXX	XXXXXX	D	B	D	B
5000016248	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016250	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016275	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016308	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016314	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016328	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016364	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016374	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016406	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016414	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016437	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016450	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016521	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016530	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016546	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016563	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016571	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016588	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016607	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016647	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016674	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016687	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016716	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016755	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016759	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016775	Yes	XXXXXX	XXXXXX	D	B	D	B
5000016778	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016789	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016806	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016808	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016818	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016835	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016838	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016866	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016870	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016871	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016886	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016895	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016921	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016946	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016949	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016957	Yes	XXXXXX	XXXXXX	C	B	C	B
5000016970	Yes	XXXXXX	XXXXXX	A	A	A	A
5000016985	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017005	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017015	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017016	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017017	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017020	Yes	XXXXXX	XXXXXX	B	B	B	B
5000017022	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017045	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017050	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017055	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017059	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017066	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017077	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017086	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017095	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017096	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017102	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017108	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017110	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017125	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017137	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017145	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017159	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017164	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017171	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017191	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017196	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017201	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017210	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017230	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017249	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017262	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017264	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017271	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017272	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017274	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017282	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017290	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017311	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017317	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017334	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017362	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017366	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017400	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017401	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017412	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017425	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017452	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017465	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017468	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017473	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017502	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017533	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017611	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017614	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017624	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017625	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017639	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017652	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017695	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017696	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017723	Yes	XXXXXX	XXXXXX	B	B	B	B
5000017744	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017752	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017763	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017787	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017788	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017789	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017791	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017794	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017805	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017817	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017818	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017827	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017844	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017879	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017907	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017920	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017935	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017944	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017949	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017975	Yes	XXXXXX	XXXXXX	C	B	C	B
5000017984	Yes	XXXXXX	XXXXXX	A	A	A	A
5000017989	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018081	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018088	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018089	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018122	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018152	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018156	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018161	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018169	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018174	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018176	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018193	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018199	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018215	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018217	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018222	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018223	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018239	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018243	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018252	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018254	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018257	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018324	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018342	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018372	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018385	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018447	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018452	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018456	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018461	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018481	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018485	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018515	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018527	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018571	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018607	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018608	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018609	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018615	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018627	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018632	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018636	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018645	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018667	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018668	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018684	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018685	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018704	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018705	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018720	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018721	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018722	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018725	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018726	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018727	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018740	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018742	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018745	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018767	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018770	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018774	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018784	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018811	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018812	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018819	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018834	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018838	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018841	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018849	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018853	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018855	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018860	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018864	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018870	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018890	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018910	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018921	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018950	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018962	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018967	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018976	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018981	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018983	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018984	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018987	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018990	Yes	XXXXXX	XXXXXX	A	A	A	A
5000018991	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018996	Yes	XXXXXX	XXXXXX	C	B	C	B
5000018999	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019002	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019005	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019008	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019023	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019024	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019025	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019029	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019041	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019043	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019044	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019046	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019052	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019056	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019068	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019074	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019084	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019086	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019090	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019098	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019101	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019103	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019105	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019107	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019109	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019119	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019133	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019147	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019148	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019164	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019178	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019184	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019186	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019190	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019201	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019206	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019219	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019232	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019233	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019234	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019245	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019248	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019256	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019257	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019262	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019263	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019267	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019268	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019269	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019270	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019279	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019281	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019287	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019288	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019289	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019292	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019294	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019296	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019300	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019301	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019305	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019308	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019309	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019323	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019326	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019330	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019333	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019345	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019350	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019352	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019354	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019355	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019366	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019370	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019374	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019375	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019377	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019380	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019383	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019384	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019385	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019387	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019388	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019389	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019390	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019397	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019398	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019399	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019402	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019404	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019407	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019408	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019414	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019417	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019420	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019422	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019424	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019426	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019432	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019435	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019438	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019439	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019442	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019443	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019445	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019448	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019451	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019453	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019454	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019457	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019458	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019459	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019465	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019467	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019469	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019471	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019472	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019477	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019480	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019481	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019485	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019490	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019491	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019492	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019495	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019498	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019501	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019502	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019504	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019508	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019512	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019513	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019514	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019515	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019516	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019518	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019519	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019521	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019524	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019529	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019532	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019533	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019534	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019535	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019537	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019538	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019540	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019541	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019542	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019543	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019544	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019545	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019546	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019548	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019549	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019550	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019551	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019552	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019554	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019561	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019565	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019569	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019571	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019576	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019577	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019578	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019579	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019581	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019582	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019585	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019587	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019589	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019590	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019594	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019595	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019596	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019598	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019600	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019601	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019603	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019606	Yes	XXXXXX	XXXXXX	B	B	B	B
5000019607	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019608	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019610	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019615	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019620	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019628	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019629	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019631	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019632	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019634	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019635	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019637	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019638	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019639	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019640	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019642	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019644	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019648	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019650	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019654	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019655	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019656	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019657	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019663	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019668	Yes	XXXXXX	XXXXXX	B	B	B	B
5000019669	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019670	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019679	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019681	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019682	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019684	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019685	Yes	XXXXXX	XXXXXX	B	A	B	A
5000019686	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019687	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019689	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019690	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019692	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019693	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019695	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019696	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019698	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019699	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019704	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019706	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019707	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019708	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019711	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019713	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019714	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019717	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019723	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019725	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019728	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019729	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019731	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019732	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019733	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019735	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019736	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019737	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019740	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019741	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019743	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019747	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019748	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019752	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019755	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019757	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019758	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019761	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019766	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019768	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019772	Yes	XXXXXX	XXXXXX	D	A	D	A
5000019775	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019777	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019778	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019779	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019780	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019782	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019785	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019789	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019791	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019792	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019793	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019794	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019796	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019799	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019801	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019804	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019808	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019812	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019813	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019817	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019818	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019821	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019822	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019825	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019827	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019828	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019833	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019835	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019839	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019840	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019842	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019843	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019844	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019849	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019852	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019854	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019859	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019861	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019863	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019865	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019869	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019870	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019872	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019873	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019877	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019879	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019883	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019885	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019886	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019891	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019892	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019894	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019895	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019897	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019898	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019900	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019901	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019903	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019904	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019906	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019907	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019908	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019910	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019912	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019917	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019918	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019921	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019922	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019923	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019926	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019927	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019936	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019937	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019938	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019939	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019944	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019945	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019947	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019952	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019955	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019956	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019959	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019962	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019963	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019967	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019968	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019971	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019972	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019973	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019975	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019989	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019990	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019991	Yes	XXXXXX	XXXXXX	A	A	A	A
5000019993	Yes	XXXXXX	XXXXXX	C	B	C	B
5000019997	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020001	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020005	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020006	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020008	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020009	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020010	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020011	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020014	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020016	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020017	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020018	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020019	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020020	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020023	Yes	XXXXXX	XXXXXX	B	B	B	B
5000020024	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020025	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020030	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020032	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020034	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020035	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020036	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020038	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020046	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020048	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020049	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020051	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020052	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020053	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020057	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020058	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020060	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020062	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020064	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020065	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020067	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020068	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020069	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020071	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020072	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020073	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020075	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020085	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020089	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020093	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020096	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020097	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020098	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020099	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020100	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020101	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020105	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020107	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020109	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020110	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020112	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020113	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020114	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020116	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020117	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020118	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020121	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020125	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020127	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020131	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020136	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020138	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020141	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020142	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020146	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020147	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020149	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020153	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020157	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020164	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020165	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020167	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020170	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020171	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020172	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020173	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020175	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020178	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020187	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020191	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020192	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020194	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020195	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020197	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020200	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020204	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020211	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020212	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020213	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020216	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020217	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020218	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020222	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020223	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020226	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020231	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020235	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020236	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020239	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020241	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020242	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020243	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020245	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020250	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020251	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020253	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020254	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020256	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020257	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020263	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020267	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020269	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020274	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020276	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020279	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020282	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020284	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020285	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020286	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020287	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020288	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020291	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020292	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020294	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020299	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020300	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020302	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020303	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020305	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020307	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020310	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020313	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020314	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020317	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020319	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020320	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020322	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020326	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020327	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020333	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020335	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020338	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020339	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020340	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020343	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020344	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020345	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020346	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020347	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020348	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020349	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020353	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020356	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020362	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020363	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020364	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020367	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020369	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020370	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020373	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020374	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020375	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020379	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020380	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020383	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020384	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020389	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020390	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020394	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020397	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020399	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020401	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020402	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020406	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020408	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020409	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020411	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020415	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020417	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020420	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020421	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020424	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020425	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020428	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020433	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020436	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020440	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020445	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020446	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020448	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020449	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020450	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020451	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020458	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020460	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020464	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020465	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020467	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020469	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020474	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020475	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020476	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020477	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020478	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020480	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020481	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020483	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020485	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020487	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020489	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020490	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020495	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020496	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020497	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020498	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020500	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020504	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020508	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020509	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020512	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020515	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020517	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020519	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020522	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020523	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020526	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020527	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020529	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020531	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020533	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020539	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020541	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020543	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020546	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020547	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020550	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020551	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020554	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020556	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020558	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020559	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020564	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020567	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020573	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020574	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020577	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020578	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020579	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020581	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020585	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020587	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020591	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020592	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020594	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020595	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020597	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020601	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020604	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020609	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020611	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020613	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020615	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020618	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020619	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020621	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020624	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020625	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020629	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020630	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020632	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020633	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020634	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020635	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020637	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020640	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020643	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020646	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020647	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020651	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020654	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020656	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020658	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020661	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020664	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020665	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020670	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020672	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020674	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020676	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020677	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020678	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020679	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020681	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020682	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020683	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020685	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020691	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020692	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020693	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020699	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020702	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020703	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020706	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020709	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020710	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020713	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020715	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020717	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020723	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020724	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020726	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020728	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020735	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020736	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020741	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020742	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020744	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020745	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020746	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020748	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020752	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020753	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020755	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020756	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020758	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020760	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020761	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020762	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020766	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020767	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020771	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020772	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020778	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020779	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020782	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020784	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020785	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020788	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020790	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020792	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020795	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020799	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020801	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020802	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020803	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020808	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020809	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020812	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020814	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020815	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020817	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020818	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020820	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020821	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020825	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020827	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020829	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020831	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020833	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020835	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020836	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020839	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020841	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020842	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020843	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020844	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020845	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020846	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020847	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020849	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020850	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020852	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020855	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020861	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020862	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020864	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020867	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020868	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020869	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020871	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020874	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020875	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020876	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020880	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020881	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020883	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020885	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020886	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020888	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020894	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020897	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020898	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020899	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020901	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020903	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020904	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020906	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020907	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020908	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020909	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020910	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020911	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020912	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020914	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020917	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020919	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020920	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020921	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020922	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020925	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020926	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020927	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020929	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020930	Yes	XXXXXX	XXXXXX	C	B	C	B
5000020935	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020938	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020941	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020943	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020945	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020947	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020953	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020956	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020957	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020959	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020961	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020963	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020966	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020968	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020972	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020974	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020976	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020977	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020978	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020979	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020983	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020985	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020987	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020988	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020990	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020991	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020992	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020997	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020998	Yes	XXXXXX	XXXXXX	A	A	A	A
5000020999	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021001	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021002	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021003	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021004	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021005	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021006	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021009	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021012	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021013	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021015	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021017	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021018	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021022	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021024	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021028	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021029	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021030	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021033	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021034	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021036	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021037	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021039	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021040	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021043	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021044	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021046	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021047	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021048	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021053	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021054	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021056	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021058	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021059	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021064	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021068	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021075	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021076	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021078	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021081	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021087	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021088	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021095	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021096	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021098	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021099	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021105	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021106	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021107	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021113	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021117	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021118	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021119	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021120	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021121	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021125	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021129	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021130	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021132	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021133	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021134	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021136	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021138	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021139	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021140	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021141	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021142	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021149	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021154	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021155	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021156	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021157	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021158	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021159	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021161	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021163	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021167	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021168	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021170	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021173	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021176	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021178	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021181	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021184	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021185	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021193	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021194	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021196	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021200	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021201	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021202	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021203	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021205	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021209	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021211	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021214	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021216	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021217	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021218	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021222	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021223	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021224	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021225	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021226	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021227	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021228	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021229	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021230	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021234	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021235	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021236	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021237	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021238	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021239	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021240	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021241	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021243	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021245	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021246	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021247	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021248	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021254	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021255	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021257	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021264	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021265	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021270	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021274	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021277	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021280	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021283	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021284	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021286	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021288	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021293	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021294	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021299	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021306	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021308	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021309	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021310	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021313	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021314	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021315	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021316	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021318	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021320	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021321	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021322	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021325	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021327	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021328	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021329	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021330	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021333	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021337	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021338	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021339	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021340	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021341	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021342	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021343	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021344	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021345	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021346	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021347	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021348	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021350	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021352	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021353	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021354	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021355	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021357	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021358	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021360	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021363	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021369	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021372	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021373	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021375	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021376	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021382	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021383	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021386	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021388	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021389	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021390	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021395	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021396	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021401	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021405	Yes	XXXXXX	XXXXXX	D	A	D	A
5000021408	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021409	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021412	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021413	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021415	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021416	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021419	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021422	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021424	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021425	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021426	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021428	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021429	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021430	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021432	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021433	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021434	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021435	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021436	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021437	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021438	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021442	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021445	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021447	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021449	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021452	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021453	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021454	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021455	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021456	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021457	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021459	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021462	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021465	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021466	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021468	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021471	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021472	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021478	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021483	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021486	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021487	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021488	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021494	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021495	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021496	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021497	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021498	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021501	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021503	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021504	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021505	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021506	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021507	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021508	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021511	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021513	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021517	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021518	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021521	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021523	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021524	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021525	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021527	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021529	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021530	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021531	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021532	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021533	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021534	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021536	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021538	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021539	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021540	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021546	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021548	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021551	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021555	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021557	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021558	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021561	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021562	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021564	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021568	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021569	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021570	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021572	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021575	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021576	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021578	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021579	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021580	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021586	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021589	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021590	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021591	Yes	XXXXXX	XXXXXX	D	B	D	B
5000021595	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021596	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021597	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021599	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021600	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021603	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021607	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021609	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021611	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021612	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021613	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021616	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021623	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021626	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021627	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021628	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021629	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021630	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021632	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021635	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021639	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021640	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021641	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021642	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021643	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021644	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021646	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021653	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021654	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021655	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021659	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021667	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021668	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021671	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021673	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021679	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021680	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021683	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021685	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021686	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021687	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021688	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021690	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021693	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021694	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021696	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021697	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021698	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021700	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021701	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021702	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021703	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021706	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021708	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021714	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021718	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021723	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021725	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021727	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021732	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021733	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021734	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021736	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021737	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021739	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021740	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021742	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021743	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021746	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021747	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021748	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021751	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021752	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021756	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021757	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021758	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021759	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021760	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021762	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021763	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021764	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021765	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021766	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021768	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021769	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021771	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021773	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021774	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021781	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021787	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021788	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021790	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021794	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021796	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021797	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021798	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021799	Yes	XXXXXX	XXXXXX	D	B	D	B
5000021800	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021802	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021803	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021809	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021811	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021812	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021814	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021816	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021817	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021819	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021821	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021822	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021823	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021824	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021826	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021828	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021829	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021830	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021831	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021833	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021838	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021840	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021844	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021845	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021846	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021849	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021850	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021853	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021854	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021855	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021856	Yes	XXXXXX	XXXXXX	D	B	D	B
5000021859	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021860	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021861	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021863	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021873	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021874	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021875	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021876	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021877	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021878	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021881	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021882	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021883	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021885	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021886	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021888	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021889	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021890	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021891	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021892	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021896	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021903	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021911	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021912	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021914	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021916	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021917	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021918	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021919	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021921	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021923	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021926	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021927	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021929	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021930	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021932	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021933	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021939	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021940	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021941	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021943	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021944	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021945	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021946	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021947	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021948	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021949	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021950	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021951	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021953	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021954	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021956	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021958	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021960	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021962	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021964	Yes	XXXXXX	XXXXXX	C	B	C	B
5000021966	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021968	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021969	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021971	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021973	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021974	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021977	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021978	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021981	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021984	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021985	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021987	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021990	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021996	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021997	Yes	XXXXXX	XXXXXX	A	A	A	A
5000021999	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022001	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022005	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022009	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022011	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022018	Yes	XXXXXX	XXXXXX	D	B	D	B
5000022021	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022027	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022031	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022032	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022035	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022036	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022038	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022039	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022040	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022045	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022048	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022051	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022060	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022068	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022077	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022078	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022081	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022082	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022083	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022084	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022087	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022088	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022090	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022091	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022094	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022099	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022100	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022106	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022107	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022110	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022112	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022113	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022114	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022122	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022124	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022131	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022132	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022134	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022140	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022143	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022146	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022147	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022148	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022151	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022152	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022155	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022157	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022158	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022163	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022167	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022168	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022169	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022171	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022173	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022174	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022175	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022176	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022177	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022181	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022188	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022189	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022194	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022196	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022198	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022201	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022203	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022205	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022206	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022207	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022212	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022213	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022220	Yes	XXXXXX	XXXXXX	D	B	D	B
5000022221	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022226	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022230	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022231	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022238	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022247	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022248	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022252	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022257	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022274	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022275	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022282	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022288	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022290	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022293	Yes	XXXXXX	XXXXXX	D	B	D	B
5000022297	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022300	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022304	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022305	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022307	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022312	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022317	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022322	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022324	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022325	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022326	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022334	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022337	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022339	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022342	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022343	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022346	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022351	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022352	Yes	XXXXXX	XXXXXX	C	B	C	B
5000022353	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022363	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022372	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022374	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022397	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022400	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022411	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022421	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022435	Yes	XXXXXX	XXXXXX	A	A	A	A
5000022496	Yes	XXXXXX	XXXXXX	A	A	A	A

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