The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 272,424 2,124 SH   SOLE   0 0 2,124
AON PLC SHS CL A G0403H108 BBG00SSQFPR9 555,835 1,697 SH   SOLE   0 0 1,697
APPLE INC COM 037833100 BBG001S5N8V8 2,932,235 16,382 SH   SOLE   0 0 16,382
BOEING CO COM 097023105 BBG001S5P0V3 373,587 1,982 SH   SOLE   0 0 1,982
CATERPILLAR INC COM 149123101 BBG001S5PJ06 256,107 944 SH   SOLE   0 0 944
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 389,791 2,338 SH   SOLE   0 0 2,338
DISNEY WALT CO COM 254687106 BBG001S5QHF3 200,061 2,362 SH   SOLE   0 0 2,362
EDISON INTL COM 281020107 BBG001S7MY75 409,822 6,554 SH   SOLE   0 0 6,554
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 62,797,242 629,042 SH   SOLE   0 0 629,042
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5,123,981 108,605 SH   SOLE   0 0 108,605
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 5,344,896 159,406 SH   SOLE   0 0 159,406
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 63,390,934 575,444 SH   SOLE   0 0 575,444
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 41,641,995 1,895,834 SH   SOLE   0 0 1,895,834
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 215,473 2,868 SH   SOLE   0 0 2,868
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 755,468 2,373 SH   SOLE   0 0 2,373
MGM RESORTS INTERNATIONAL COM 552953101 BBG001S6BYT5 278,404 7,488 SH   SOLE   0 0 7,488
PGIM ETF TR PGIM ULTRA SH BD 69344A107 BBG00KJQ1QS8 41,616,929 843,643 SH   SOLE   0 0 843,643
REALTY INCOME CORP COM 756109104 BBG001S884K0 482,146 9,538 SH   SOLE   0 0 9,538
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 314,360 1,819 SH   SOLE   0 0 1,819
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 41,911,311 150,123 SH   SOLE   0 0 150,123
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 10,717,349 51,511 SH   SOLE   0 0 51,511
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 61,297,443 154,328 SH   SOLE   0 0 154,328
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 10,623,450 56,868 SH   SOLE   0 0 56,868
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 358,738 1,674 SH   SOLE   0 0 1,674
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 44,295,103 322,733 SH   SOLE   0 0 322,733
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 702,345 3,575 SH   SOLE   0 0 3,575
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 689,594 4,420 SH   SOLE   0 0 4,420
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 791,145 7,837 SH   SOLE   0 0 7,837