The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108 BBG00SSQFPR9 546,027 1,697 SH   SOLE   0 0 1,697
APPLE INC COM 037833100 BBG001S5N8V8 1,641,826 10,255 SH   SOLE   0 0 10,255
BOEING CO COM 097023105 BBG001S5P0V3 522,144 2,459 SH   SOLE   0 0 2,459
EDISON INTL COM 281020107 BBG001S7MY75 334,661 4,580 SH   SOLE   0 0 4,580
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 45,350,584 453,960 SH   SOLE   0 0 453,960
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 3,774,053 77,195 SH   SOLE   0 0 77,195
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 1,243,793 12,395 SH   SOLE   0 0 12,395
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 4,115,305 114,824 SH   SOLE   0 0 114,824
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 47,703,020 432,798 SH   SOLE   0 0 432,798
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 231,763 2,868 SH   SOLE   0 0 2,868
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 230,692 1,078 SH   SOLE   0 0 1,078
MICROSOFT CORP COM 594918104 BBG001S5TD05 233,312 823 SH   SOLE   0 0 823
PGIM ETF TR PGIM ULTRA SH BD 69344A107 BBG00KJQ1QS8 30,551,963 620,470 SH   SOLE   0 0 620,470
REALTY INCOME CORP COM 756109104 BBG001S884K0 448,734 7,247 SH   SOLE   0 0 7,247
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 204,224 1,091 SH   SOLE   0 0 1,091
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 31,537,051 1,080,036 SH   SOLE   0 0 1,080,036
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 26,633,777 108,892 SH   SOLE   0 0 108,892
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 7,663,694 36,626 SH   SOLE   0 0 36,626
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 44,872,355 119,688 SH   SOLE   0 0 119,688
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 7,718,753 41,230 SH   SOLE   0 0 41,230
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 339,839 1,674 SH   SOLE   0 0 1,674
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 36,134,464 258,510 SH   SOLE   0 0 258,510
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 710,900 3,834 SH   SOLE   0 0 3,834
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 693,743 4,486 SH   SOLE   0 0 4,486
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 886,177 8,649 SH   SOLE   0 0 8,649