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Deposits
12 Months Ended
Jun. 30, 2025
Deposits Liabilities Disclosure [Abstract]  
Deposits
9.
Deposits

Deposits at June 30, 2025 and June 30, 2024 consisted of the following:

 

 

 

June 30,
2025

 

 

June 30,
2024

 

 

(In thousands)

 

Demand accounts:

 

 

 

 

 

 

Interest-bearing

 

$

319,829

 

 

$

252,880

 

Noninterest-bearing

 

 

114,107

 

 

 

108,026

 

Total demand accounts

 

 

433,936

 

 

 

360,906

 

Savings and club

 

 

143,881

 

 

 

173,375

 

Certificates of deposit

 

 

268,205

 

 

 

272,819

 

Total

 

$

846,022

 

 

$

807,100

 

 

Certificates of deposit with balances in excess of the FDIC insurance limit of $250,000 at June 30, 2025 and June 30, 2024 amounted to approximately $58.9 million and $55.2 million, respectively.

At June 30, 2025, the scheduled maturities of certificates of deposit are as follows:

 

 

(In thousands)

 

Year ending June 30, 2026

 

$

239,050

 

Year ending June 30, 2027

 

 

22,829

 

Year ending June 30, 2028

 

 

4,211

 

Year ending June 30, 2029

 

 

1,367

 

Year ending June 30, 2030

 

 

748

 

Total

 

$

268,205