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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2025
Jun. 30, 2024
Assets    
Cash and due from banks $ 3,945 $ 8,622
Interest-bearing deposits at other banks 53,834 37,287
Total cash and cash equivalents 57,779 45,909
Securities held-to-maturity, at amortized cost 141,845 156,144
Equity securities, at fair value 37 25
Loans receivable, net of allowance for credit losses of $5,362 and $5,229, respectively 797,166 731,859
Premises and equipment, net 4,942 5,419
Right of use asset 3,156 2,311
Restricted equity securities, at cost 2,608 1,231
Accrued interest receivable 3,072 2,695
Bank owned life insurance 36,607 37,093
Goodwill and intangible assets 26,708 28,141
Other assets 10,485 10,017
Total assets 1,084,405 1,020,844
Deposits:    
Noninterest-bearing 114,107 108,026
Interest-bearing 731,915 699,074
Total deposits 846,022 807,100
Borrowings 30,000 0
Advance payments by borrowers for taxes and insurance 8,736 8,073
Accrued interest payable 223 149
Lease liability 3,211 2,403
Other liabilities 2,433 3,636
Total liabilities 890,625 821,361
Equity    
Preferred Stock, $0.01 par value, 5,000,000 shares authorized, none issued
Common stock, $0.01 par value, 50,000,000 authorized; 8,875,170 and 9,507,930 shares issued and outstanding as of June 30, 2025, and June 30, 2024, respectively 89 95
Additional paid-in capital 80,843 91,436
Retained earnings 120,505 116,205
Unearned compensation ESOP (6,655) (7,036)
Accumulated other comprehensive loss (1,002) (1,217)
Total stockholders' equity 193,780 199,483
Total liabilities and stockholders' equity $ 1,084,405 $ 1,020,844