The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFFIRM HLDGS INC COM CL A 00827B106 46,119 2,458,387 SH   SOLE   0 0 2,458,387
ISHARES TR MSCI ACWI ETF 464288257 27,429 352,425 SH   SOLE   0 0 352,425
COINBASE GLOBAL INC COM CL A 19260Q107 10,165 157,616 SH   SOLE   0 0 157,616
ISHARES TR MSCI EMG MKT ETF 464287234 9,078 260,261 SH   SOLE   0 0 260,261
GITLAB INC CLASS A COM 37637K108 6,583 128,532 SH   SOLE   0 0 128,532
SPDR GOLD TR GOLD SHS 78463V107 6,411 41,450 SH   SOLE   0 0 41,450
ISHARES TR RUS MID CAP ETF 464287499 5,544 89,206 SH   SOLE   0 0 89,206
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,564 12,720 SH   SOLE   0 0 12,720
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 4,407 30,243 SH   SOLE   0 0 30,243
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,309 54,630 SH   SOLE   0 0 54,630
ISHARES GOLD TR ISHARES NEW 464285204 3,755 119,087 SH   SOLE   0 0 119,087
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,734 102,330 SH   SOLE   0 0 102,330
ISHARES TR RUS 1000 GRW ETF 464287614 2,905 13,805 SH   SOLE   0 0 13,805
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,799 28,313 SH   SOLE   0 0 28,313
APPLE INC COM 037833100 2,750 19,902 SH   SOLE   0 0 19,902
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100 2,601 833,802 SH   SOLE   0 0 833,802
ORACLE CORP COM 68389X105 2,143 35,087 SH   SOLE   0 0 35,087
MICROSOFT CORP COM 594918104 1,946 8,356 SH   SOLE   0 0 8,356
DISNEY WALT CO COM 254687106 1,907 20,215 SH   SOLE   0 0 20,215
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,740 21,252 SH   SOLE   0 0 21,252
ALPHABET INC CAP STK CL A 02079K305 1,618 16,915 SH   SOLE   0 0 16,915
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,601 5,997 SH   SOLE   0 0 5,997
INVESCO QQQ TR UNIT SER 1 46090E103 1,601 5,979 SH   SOLE   0 0 5,979
DOCUSIGN INC COM 256163106 1,571 29,382 SH   SOLE   0 0 29,382
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,476 10,636 SH   SOLE   0 0 10,636
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,462 29,060 SH   SOLE   0 0 29,060
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,421 4,310 SH   SOLE   0 0 4,310
GENERAL DYNAMICS CORP COM 369550108 1,391 6,557 SH   SOLE   0 0 6,557
META PLATFORMS INC CL A 30303M102 1,385 10,210 SH   SOLE   0 0 10,210
UNILEVER PLC SPON ADR NEW 904767704 1,370 31,247 SH   SOLE   0 0 31,247
HOME DEPOT INC COM 437076102 1,338 4,850 SH   SOLE   0 0 4,850
INTUIT COM 461202103 1,297 3,349 SH   SOLE   0 0 3,349
NOVO-NORDISK A S ADR 670100205 1,274 12,790 SH   SOLE   0 0 12,790
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 1,181 12,196 SH   SOLE   0 0 12,196
MEDTRONIC PLC SHS G5960L103 1,149 14,112 SH   SOLE   0 0 14,112
STARBUCKS CORP COM 855244109 1,148 13,624 SH   SOLE   0 0 13,624
NIKE INC CL B 654106103 1,121 13,433 SH   SOLE   0 0 13,433
BIOGEN INC COM 09062X103 1,076 4,031 SH   SOLE   0 0 4,031
ISHARES TR MSCI EAFE ETF 464287465 1,051 18,765 SH   SOLE   0 0 18,765
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,026 3,989 SH   SOLE   0 0 3,989
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 966 10,554 SH   SOLE   0 0 10,554
VISA INC COM CL A 92826C839 903 5,081 SH   SOLE   0 0 5,081
WALMART INC COM 931142103 869 6,699 SH   SOLE   0 0 6,699
BECTON DICKINSON & CO COM 075887109 857 3,847 SH   SOLE   0 0 3,847
PALO ALTO NETWORKS INC COM 697435105 836 5,106 SH   SOLE   0 0 5,106
ADOBE SYSTEMS INCORPORATED COM 00724F101 834 3,029 SH   SOLE   0 0 3,029
CISCO SYS INC COM 17275R102 780 19,511 SH   SOLE   0 0 19,511
JOHNSON & JOHNSON COM 478160104 771 4,720 SH   SOLE   0 0 4,720
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 731 12,724 SH   SOLE   0 0 12,724
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 645 17,739 SH   SOLE   0 0 17,739
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 624 17,774 SH   SOLE   0 0 17,774
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 609 4,997 SH   SOLE   0 0 4,997
ALPHABET INC CAP STK CL C 02079K107 506 5,260 SH   SOLE   0 0 5,260
VANGUARD INDEX FDS TOTAL STK MKT 922908769 476 2,655 SH   SOLE   0 0 2,655
PROCTER AND GAMBLE CO COM 742718109 470 3,721 SH   SOLE   0 0 3,721
3M CO COM 88579Y101 468 4,237 SH   SOLE   0 0 4,237
ISHARES TR NATIONAL MUN ETF 464288414 448 4,365 SH   SOLE   0 0 4,365
ISHARES TR CORE US AGGBD ET 464287226 427 4,435 SH   SOLE   0 0 4,435
AMAZON COM INC COM 023135106 414 3,660 SH   SOLE   0 0 3,660
PEPSICO INC COM 713448108 396 2,428 SH   SOLE   0 0 2,428
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 385 23,820 SH   SOLE   0 0 23,820
PALANTIR TECHNOLOGIES INC CL A 69608A108 351 43,221 SH   SOLE   0 0 43,221
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 334 7,946 SH   SOLE   0 0 7,946
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 317 12,390 SH   SOLE   0 0 12,390
ISHARES TR COHEN STEER REIT 464287564 312 5,822 SH   SOLE   0 0 5,822
COSTCO WHSL CORP NEW COM 22160K105 307 650 SH   SOLE   0 0 650
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 301 6,000 SH   SOLE   0 0 6,000
VANGUARD INDEX FDS LARGE CAP ETF 922908637 297 1,815 SH   SOLE   0 0 1,815
WISDOMTREE TR EMER MKT HIGH FD 97717W315 292 8,961 SH   SOLE   0 0 8,961
WORKDAY INC CL A 98138H101 282 1,852 SH   SOLE   0 0 1,852
THERMO FISHER SCIENTIFIC INC COM 883556102 279 550 SH   SOLE   0 0 550
ISHARES TR GLOBAL REIT ETF 46434V647 266 12,499 SH   SOLE   0 0 12,499
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 252 5,290 SH   SOLE   0 0 5,290
ISHARES TR TIPS BD ETF 464287176 249 2,370 SH   SOLE   0 0 2,370
ISHARES TR CORE S&P TTL STK 464287150 247 3,106 SH   SOLE   0 0 3,106
GOLDMAN SACHS BDC INC SHS 38147U107 243 16,276 SH   SOLE   0 0 16,276
SCHWAB CHARLES CORP COM 808513105 240 3,335 SH   SOLE   0 0 3,335
ISHARES TR RUS 2000 VAL ETF 464287630 233 1,808 SH   SOLE   0 0 1,808
COCA COLA CO COM 191216100 221 3,907 SH   SOLE   0 0 3,907
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 209 3,459 SH   SOLE   0 0 3,459
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 185 10,941 SH   SOLE   0 0 10,941
WEAVE COMMUNICATIONS INC COM 94724R108 158 31,372 SH   SOLE   0 0 31,372
TILRAY BRANDS INC COM CL 2 88688T100 47 17,070 SH   SOLE   0 0 17,070