The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 444,924 3,400 SH   SOLE   3,400 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,372,415 8,016 SH   SOLE   8,016 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 167,141 11,128 SH   SOLE   11,128 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,256,177 3,586 SH   SOLE   3,586 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 5,934,404 147,001 SH   SOLE   147,001 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 4,616,658 204,180 SH   SOLE   204,180 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 11,898,529 454,953 SH   SOLE   454,953 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 1,973,163 42,543 SH   SOLE   42,543 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 35,289,830 1,176,301 SH   SOLE   1,176,301 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 480,601 18,344 SH   SOLE   18,344 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 201,673 5,928 SH   SOLE   5,928 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 209,892 7,426 SH   SOLE   7,426 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105 BBG016GCZLY9 555,559 12,592 SH   SOLE   12,592 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 6,604,651 12,296 SH   SOLE   12,296 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 216,050 1,837 SH   SOLE   1,837 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 2,746,988 120,320 SH   SOLE   120,320 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 259,503 802 SH   SOLE   802 0 0
GRAPHIC PACKAGING HLDG CO COM 388689101 BBG001S90195 221,508 9,942 SH   SOLE   9,942 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 326,620 1,768 SH   SOLE   1,768 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 4,575,115 56,504 SH   SOLE   56,504 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 4,681,422 10,889 SH   SOLE   10,889 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 228,192 5,220 SH   SOLE   5,220 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 323,122 3,436 SH   SOLE   3,436 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 502,864 12,310 SH   SOLE   12,310 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 217,258 9,140 SH   SOLE   9,140 0 0
ISHARES TR IBONDS 23 TRM TS 46436E882 BBG00RYQY150 2,688,647 108,326 SH   SOLE   108,326 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874 BBG00RYR0PY0 1,850,912 59,037 SH   SOLE   59,037 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866 BBG00RYR2N19 1,066,017 46,188 SH   SOLE   46,188 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 BBG00RYR3RM6 563,129 25,061 SH   SOLE   25,061 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 4,541,502 51,153 SH   SOLE   51,153 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 206,863 2,541 SH   SOLE   2,541 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 268,465 2,610 SH   SOLE   2,610 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 222,461 1,534 SH   SOLE   1,534 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 566,364 2,725 SH   SOLE   2,725 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,446,453 4,581 SH   SOLE   4,581 0 0
NUVEEN MUN VALUE FD INC COM 670928100 BBG001S5TS84 181,505 21,974 SH   SOLE   21,974 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 BBG001T5DWK7 994,118 19,847 SH   SOLE   19,847 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 46,040,960 522,084 SH   SOLE   522,084 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 887,350 8,861 SH   SOLE   8,861 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 5,331,674 70,969 SH   SOLE   70,969 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 256,277 3,673 SH   SOLE   3,673 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 387,245 8,096 SH   SOLE   8,096 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 291,625 743 SH   SOLE   743 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 3,898,300 18,170 SH   SOLE   18,170 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 11,406,535 53,642 SH   SOLE   53,642 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 258,507 6,593 SH   SOLE   6,593 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 5,116,935 108,258 SH   SOLE   108,258 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 844,930 19,299 SH   SOLE   19,299 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 421,229 7,313 SH   SOLE   7,313 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 737,492 9,921 SH   SOLE   9,921 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 556,082 3,579 SH   SOLE   3,579 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 719,415 13,443 SH   SOLE   13,443 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691 BBG00XGJM879 295,703 4,979 SH   SOLE   4,979 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 247,153 1,353 SH   SOLE   1,353 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 660,022 2,807 SH   SOLE   2,807 0 0
WALMART INC COM 931142103 BBG001S5XH92 461,718 2,887 SH   SOLE   2,887 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588 BBG001SSZB57 650,726 14,224 SH   SOLE   14,224 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562 BBG001SSZBC9 476,965 11,023 SH   SOLE   11,023 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109 BBG001SHKFZ5 324,874 5,399 SH   SOLE   5,399 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 371,691 1,730 SH   SOLE   1,730 0 0