The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   316,986 3,404 SH   SOLE   0 0 3,404
APPLE INC COM 037833100   1,067,457 7,965 SH   SOLE   0 0 7,965
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,063,012 3,972 SH   SOLE   0 0 3,972
COCA COLA CO COM 191216100   254,481 4,479 SH   SOLE   0 0 4,479
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   323,553 7,887 SH   SOLE   0 0 7,887
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,732,818 135,863 SH   SOLE   0 0 135,863
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6,988,770 322,865 SH   SOLE   0 0 322,865
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   23,099,641 917,572 SH   SOLE   0 0 917,572
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   342,080 16,812 SH   SOLE   0 0 16,812
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   256,923 14,867 SH   SOLE   0 0 14,867
EXXON MOBIL CORP COM 30231G102   306,514 3,410 SH   SOLE   0 0 3,410
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   2,242,099 93,728 SH   SOLE   0 0 93,728
GOLDMAN SACHS GROUP INC COM 38141G104   275,391 802 SH   SOLE   0 0 802
HONEYWELL INTL INC COM 438516106   295,203 1,768 SH   SOLE   0 0 1,768
ISHARES TR 1 3 YR TREAS BD 464287457   6,032,774 80,040 SH   SOLE   0 0 80,040
ISHARES TR CORE S&P500 ETF 464287200   3,641,456 10,134 SH   SOLE   0 0 10,134
ISHARES TR CORE US AGGBD ET 464287226   927,652 9,701 SH   SOLE   0 0 9,701
ISHARES TR MBS ETF 464288588   4,568,333 50,242 SH   SOLE   0 0 50,242
ISHARES TR NATIONAL MUN ETF 464288414   236,672 2,499 SH   SOLE   0 0 2,499
ISHARES TR SHRT NAT MUN ETF 464288158   224,107 2,183 SH   SOLE   0 0 2,183
LILLY ELI & CO COM 532457108   3,929,389 12,336 SH   SOLE   0 0 12,336
LOWES COS INC COM 548661107   653,579 3,480 SH   SOLE   0 0 3,480
MICROSOFT CORP COM 594918104   1,000,390 4,200 SH   SOLE   0 0 4,200
NUVEEN MUN VALUE FD INC COM 670928100   742,844 87,735 SH   SOLE   0 0 87,735
PIMCO ETF TR ACTIVE BD ETF 72201R775   36,079,863 402,960 SH   SOLE   0 0 402,960
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   954,858 9,934 SH   SOLE   0 0 9,934
RAYTHEON TECHNOLOGIES CORP COM 75513E101   224,227 2,883 SH   SOLE   0 0 2,883
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   717,328 18,056 SH   SOLE   0 0 18,056
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,342,921 71,709 SH   SOLE   0 0 71,709
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   367,445 7,699 SH   SOLE   0 0 7,699
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,080,840 15,777 SH   SOLE   0 0 15,777
VANGUARD INDEX FDS TOTAL STK MKT 922908769   7,565,423 42,056 SH   SOLE   0 0 42,056
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,726,842 141,319 SH   SOLE   0 0 141,319
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   244,671 5,425 SH   SOLE   0 0 5,425
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   358,471 6,203 SH   SOLE   0 0 6,203
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,172,921 29,666 SH   SOLE   0 0 29,666
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   803,749 5,936 SH   SOLE   0 0 5,936
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   400,145 2,314 SH   SOLE   0 0 2,314
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,133,775 5,198 SH   SOLE   0 0 5,198
WALMART INC COM 931142103   379,502 2,926 SH   SOLE   0 0 2,926
WISDOMTREE TR US LARGECAP FUND 97717W588   907,932 23,777 SH   SOLE   0 0 23,777
WISDOMTREE TR US SMALLCAP FUND 97717W562   807,639 20,763 SH   SOLE   0 0 20,763
WISDOMTREE TR US TOTAL DIVIDND 97717W109   579,888 10,594 SH   SOLE   0 0 10,594