EX-99.23 24 ex99-23.htm CLARIFII RA GRADES SUMMARY REPORT

 

EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.23

 

Loan ID Seller Loan ID Redaction ID Original Loan Amount Initial Credit Loan Grades DBRS Initial Credit Loan Grades Fitch Initial Credit Loan Grades Kroll Initial Credit Loan Grades Moody's Initial Credit Loan Grades S&P Initial Compliance Loan Grades DBRS Initial Compliance Loan Grades Fitch Initial Compliance Loan Grades Kroll Initial Compliance Loan Grades Moody's Initial Compliance Loan Grades S&P Initial Property Loan Grades DBRS Initial Property Loan Grades Fitch Initial Property Loan Grades Kroll Initial Property Loan Grades Moody's Initial Property Loan Grades S&P Initial Overall Loan Grades DBRS Initial Overall Loan Grades Fitch Initial Overall Loan Grades Kroll Initial Overall Loan Grades Moody's Initial Overall Loan Grades S&P Final Credit Loan Grades DBRS Final Credit Loan Grades Fitch Final Credit Loan Grades Kroll Final Credit Loan Grades Moody's Final Credit Loan Grades S&P Final Compliance Loan Grades DBRS Final Compliance Loan Grades Fitch Final Compliance Loan Grades Kroll Final Compliance Loan Grades Moody's Final Compliance Loan Grades S&P Final Property Loan Grades DBRS Final Property Loan Grades Fitch Final Property Loan Grades Kroll Final Property Loan Grades Moody's Final Property Loan Grades S&P Final Overall Loan Grades DBRS Final Overall Loan Grades Fitch Final Overall Loan Grades Kroll Final Overall Loan Grades Moody's Final Overall Loan Grades S&P
XXXXX   374819 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   378915 XXXXX D D D D D B B B B B A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
XXXXX   378918 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   383804 XXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXX   385692 XXXXX D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXX   386453 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   389170 XXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXX   391349 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   391351 XXXXX D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXX   392677 XXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXX   392680 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   392688 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   393385 XXXXX D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXX   395025 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   395026 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   395028 XXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXX   396275 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   396276 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   396279 XXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXX   396792 XXXXX D D D D D A A A A A C C C C C D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXX   396795 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   396796 XXXXX C C C C C A A A A A B B B B B C C C C C A A A A A A A A A A B B B B B B B B B B
XXXXX   397524 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   397525 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   397526 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   398747 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   398911 XXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXX   398914 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   398915 XXXXX D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXX   400653 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   400655 XXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXX   400656 XXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXX   401906 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   401907 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   401908 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   403593 XXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXX   404746 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   404749 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   404750 XXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXX   406619 XXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A